Uploaded November 2025 | Updated September 2026, 1 week ago
Download Your FREE TOP 10 SPENDING METHODS PDF 👉 👉 inf.link/4f0c3a
There’s a reason your money seems to disappear every month—and the truth is, it’s not you.
It’s your system. And today, we’re going to fix that.
WATCH NEXT 👉 3 Steps To Build A Passive Income Empire youtube.com/watch?v=J7OaxPmU3y8
In this powerful new video, Toby Mathis, Esq. breaks down the ten most effective spending methods used by real people who actually stick with their financial plans.
From Ramsey’s Zero-Based Budget to the Conscious Spending Plan to Infinity Investing’s 70/30 Rule, Toby puts the top strategies head-to-head so you can finally understand what works, who each method is for, and the traps you absolutely must avoid.
By the time you finish watching, you’ll have a simple decision roadmap—so you know exactly which method to start using this month.
Toby weaves in real-world examples, quick wins, and even includes a one-page setup guide you can screenshot and use right away.
Download Your Digital Copy Of
Infinity Investing: How The Rich Get Richer And How You Can Do The Same 👉 inf.link/6cd061
🔔 Don't forget to subscribe for more insights on real estate investing and business strategies!
Lastly, leave a comment. We believe in fostering a positive, strong community so please leave your questions, comments, and suggestions.
Thank you for watching our content, and join us again soon as we continue to upload videos to the channel regularly.
Show Notes:
0:00 Intro
1:25 Method #1 Dave Ramsey Zero-Based + Envelopes + Baby Steps
2:05 Method #2 Ramit Sethi Conscious Spending Plan
2:48 Method #3 50/30/20 Rule
3:32 Method #4 Infinity Investing 70/30 Rule
4:24 Method #5 FIRE (Financial Independence, Retire Early)
5:28 Method #6 Zero-Based Budgeting / YNAB
6:18 Method #7 Envelope / Cash- Stuffing Budget
6:52 Method #8 Pay Yourself First
7:35 Method #9 Debt Avalanche
8:10 Method #10 Values-Based
9:05 Guardrails against lifestyle creep & sustainable habits
10:42 How to pick the right spending method (practical guide)
12:40 Starter “recipes” & anti-creep tactics (raises, auto-increase, etc.)
14:55 Matching methods to real people (5 case studies)
20:00 Free Budget PDF
22:44 Outro
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FREE TAX & ASSET PROTECTION WORKSHOP
Register for an upcoming workshop today if you want to protect your business and personal assets from snoopy lawyers and creditors. Save Your Seat: aba.link/da997b
Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here: aba.link/0baf79
~~~~
FOLLOW US:
Instagram: aba.link/instagram
Facebook: aba.link/facebook
Twitter: aba.link/twitter
LinkedIn: aba.link/linkedin
TikTok: tiktok.com/@tobymathisesq
~~~~
CONTACT US
Phone: 800.706.4741
Email: info@andersonadvisors.com
Fax: 702.664.0545
ABOUT TOBY MATHIS
Toby Mathis, Esq. is the best-selling author of Infinity Investing: How the Rich Get Richer And How You Can Do The Same. Toby is a tax attorney and founded Anderson Business Advisors, one of the most successful law, tax, and estate planning companies in the United States. Learn more at aba.link/tobyaba
---------------------------------------------------------------------------------------------------------
WARNING: I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name, and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture.
The information provided in this video should not be construed or relied on as financial, investment, or legal advice for any specific fact or circumstance. Its content was prepared by Anderson Business Advisors with its main office at 3225 McLeod Drive Suite 100 Las Vegas, Nevada 89121. This video is designed for entertainment and information purposes only. Viewing this video does not create an attorney-client relationship with Anderson Business Advisors or any of its lawyers. You should not act or rely on any of the information contained herein without seeking professional legal advice.
#passiveincome #dividends
Download Your FREE TOP 10 SPENDING METHODS PDF 👉 👉 inf.link/4f0c3a
There’s a reason your money seems to disappear every month—and the truth is, it’s not you.
It’s your system. And today, we’re going to fix that.
WATCH NEXT 👉 3 Steps To Build A Passive Income Empire youtube.com/watch?v=J7OaxPmU3y8
In this powerful new video, Toby Mathis, Esq. breaks down the ten most effective spending methods used by real people who actually stick with their financial plans.
From Ramsey’s Zero-Based Budget to the Conscious Spending Plan to Infinity Investing’s 70/30 Rule, Toby puts the top strategies head-to-head so you can finally understand what works, who each method is for, and the traps you absolutely must avoid.
By the time you finish watching, you’ll have a simple decision roadmap—so you know exactly which method to start using this month.
Toby weaves in real-world examples, quick wins, and even includes a one-page setup guide you can screenshot and use right away.
Download Your Digital Copy Of
Infinity Investing: How The Rich Get Richer And How You Can Do The Same 👉 inf.link/6cd061
🔔 Don't forget to subscribe for more insights on real estate investing and business strategies!
Lastly, leave a comment. We believe in fostering a positive, strong community so please leave your questions, comments, and suggestions.
Thank you for watching our content, and join us again soon as we continue to upload videos to the channel regularly.
Show Notes:
0:00 Intro
1:25 Method #1 Dave Ramsey Zero-Based + Envelopes + Baby Steps
2:05 Method #2 Ramit Sethi Conscious Spending Plan
2:48 Method #3 50/30/20 Rule
3:32 Method #4 Infinity Investing 70/30 Rule
4:24 Method #5 FIRE (Financial Independence, Retire Early)
5:28 Method #6 Zero-Based Budgeting / YNAB
6:18 Method #7 Envelope / Cash- Stuffing Budget
6:52 Method #8 Pay Yourself First
7:35 Method #9 Debt Avalanche
8:10 Method #10 Values-Based
9:05 Guardrails against lifestyle creep & sustainable habits
10:42 How to pick the right spending method (practical guide)
12:40 Starter “recipes” & anti-creep tactics (raises, auto-increase, etc.)
14:55 Matching methods to real people (5 case studies)
20:00 Free Budget PDF
22:44 Outro
---------------------------------------------------------------------------------------------------------
FREE TAX & ASSET PROTECTION WORKSHOP
Register for an upcoming workshop today if you want to protect your business and personal assets from snoopy lawyers and creditors. Save Your Seat: aba.link/da997b
Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here: aba.link/0baf79
~~~~
FOLLOW US:
Instagram: aba.link/instagram
Facebook: aba.link/facebook
Twitter: aba.link/twitter
LinkedIn: aba.link/linkedin
TikTok: tiktok.com/@tobymathisesq
~~~~
CONTACT US
Phone: 800.706.4741
Email: info@andersonadvisors.com
Fax: 702.664.0545
ABOUT TOBY MATHIS
Toby Mathis, Esq. is the best-selling author of Infinity Investing: How the Rich Get Richer And How You Can Do The Same. Toby is a tax attorney and founded Anderson Business Advisors, one of the most successful law, tax, and estate planning companies in the United States. Learn more at aba.link/tobyaba
---------------------------------------------------------------------------------------------------------
WARNING: I will NEVER ask you to contact me through YouTube comments, telegram, or WhatsApp. I have a checkmark next to my name, and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture.
The information provided in this video should not be construed or relied on as financial, investment, or legal advice for any specific fact or circumstance. Its content was prepared by Anderson Business Advisors with its main office at 3225 McLeod Drive Suite 100 Las Vegas, Nevada 89121. This video is designed for entertainment and information purposes only. Viewing this video does not create an attorney-client relationship with Anderson Business Advisors or any of its lawyers. You should not act or rely on any of the information contained herein without seeking professional legal advice.
#passiveincome #dividends
