Uploaded November 2023 | Updated September 2026, 3 weeks ago
The Ultimate Year-End Financial Checklist
Tools Mentioned in this Video:
Investment Spreadsheet: doughroller.net/investing/an-awesome-and-free-investment-tracking-spreadsheet
Empower: go.robberger.com/empower/yt-2023-checklist
Savings Accounts: doughroller.net/banking/high-yield-online-savings-account
Credit Score Tools: doughroller.net/loans-credit/credit/free-fico-credit-score-myfico-com
0% Balance Transfer Cards: allcards.com/best-balance-transfer-credit-cards
Cash Back Credit Cards: allcards.com/best-cash-back-cards
Budgeting Tools: doughroller.net/best-budget-apps
Net Worth Tracking Tools: doughroller.net/personal-finance/3-tools-to-track-your-net-worth
0:00: 2023 End-Year Financial Checklist
0:42: Tax Review
- Itemize vs Standard Deduction
- Consider Roth Conversion
- Max HSA contributions
2:25: Maximize Retirement Contributions
- IRA
- 401k
- Catch-up contributions
- Backdoor Roth
3:12: Take RMD (inc. inherited IRA)
3:52: Make 529 contributions
4:18: Evaluate your investments
- Check your fees
- Check your asset allocation (rebalance if necessary)
5:36: Consider taking capital gains or losses
6:34: Check your credit score/report
7:52: Review your ANNUAL Budget
8:35: Check beneficiaries on your accounts
9:04: Use your Flexible Spending Account
9:27: Review your debt (balances, monthly payments, interest rates, debt plan)
10:29: Review your insurance
- Life insurance amounts
- Premiums
- Perhaps get quotes to check prices
11:21: Consider a new credit card
12:13: Check savings account rates
13:24: Update Your Net Worth Statement
14:27: Evaluate the financial tools you use
15:39: Update Your Blue Binder
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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one!
Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes!
➡️ bit.ly/DoughRollerYouTube
#year-end
#financetips
#2023
#2024
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
The Ultimate Year-End Financial Checklist
Tools Mentioned in this Video:
Investment Spreadsheet: doughroller.net/investing/an-awesome-and-free-investment-tracking-spreadsheet
Empower: go.robberger.com/empower/yt-2023-checklist
Savings Accounts: doughroller.net/banking/high-yield-online-savings-account
Credit Score Tools: doughroller.net/loans-credit/credit/free-fico-credit-score-myfico-com
0% Balance Transfer Cards: allcards.com/best-balance-transfer-credit-cards
Cash Back Credit Cards: allcards.com/best-cash-back-cards
Budgeting Tools: doughroller.net/best-budget-apps
Net Worth Tracking Tools: doughroller.net/personal-finance/3-tools-to-track-your-net-worth
0:00: 2023 End-Year Financial Checklist
0:42: Tax Review
- Itemize vs Standard Deduction
- Consider Roth Conversion
- Max HSA contributions
2:25: Maximize Retirement Contributions
- IRA
- 401k
- Catch-up contributions
- Backdoor Roth
3:12: Take RMD (inc. inherited IRA)
3:52: Make 529 contributions
4:18: Evaluate your investments
- Check your fees
- Check your asset allocation (rebalance if necessary)
5:36: Consider taking capital gains or losses
6:34: Check your credit score/report
7:52: Review your ANNUAL Budget
8:35: Check beneficiaries on your accounts
9:04: Use your Flexible Spending Account
9:27: Review your debt (balances, monthly payments, interest rates, debt plan)
10:29: Review your insurance
- Life insurance amounts
- Premiums
- Perhaps get quotes to check prices
11:21: Consider a new credit card
12:13: Check savings account rates
13:24: Update Your Net Worth Statement
14:27: Evaluate the financial tools you use
15:39: Update Your Blue Binder
-------------------------------------------------------------------------------------------------
The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one!
Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes!
➡️ bit.ly/DoughRollerYouTube
#year-end
#financetips
#2023
#2024
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
