Uploaded March 2026 | Updated September 2026, 4 days ago
In this episode of Colors of Web3 and Entrepreneurship, Lam Trinh sits down with Ariel Eiberman, the Latin American director at GnosisPay, also known in the industry as "the Stablecoin guy". Ariel share his fascinating journey into the crypto space, which began in 2013 when he used Bitcoin as his primary banking infrastructure to facilitate international payments for polyglot meetups.
The conversation dives deep into the frustrations of traditional banking, particularly in Argentina, where users face multiple exchange rates, physical bank limitations, and inefficient systems. Ariel explains why he has personally tested over 30 different crypto cards and neobanks, offering a unique perspective on which platforms offer the best fees, trust, and usability for those looking for a banking alternative.
Finally, Ariel shares his vision for the future of on-chain banking. He discusses the importance of self-custody, the rise of niche neobanks, and how blockchain technology can eventually provide better financial tools for families and businesses without necessarily replacing traditional banks entirely.
⌛ Timestamps:
00:00:00 Episode trailer
00:00:34 Show & guest introduction
00:02:01 How tools and neobanks have exploded in crypto
00:02:54 The rabbit hole story, Bitcoin as a first bank 00:04:30 From ICOs to smart contract wallets and decentralized RPCs
00:06:48 Working in crypto accounting and the pain of blockchain bookkeeping
00:08:23 Why banking in Argentina is a nightmare
00:11:30 Argentina's five different dollar exchange rates
00:14:23 QR payments vs. card payments in Latin America
00:17:38 Ariel's hobbies
00:18:56 How Ariel became "The Stablecoin Guy" with 30+ crypto cards
00:21:00 How he positioned himself in a noisy Web3 payment space
00:23:58 Trust vs. fees what users actually care about 00:25:00 Why most crypto neobanks will fail in the next bear market
00:27:33 Neobanks need to go niche - The barbershop analogy
00:31:06 Best cards for zero FX fees: EtherFi, Gnosis Pay, and more
00:32:58 QR code payments with stablecoins in Bolivia
00:34:53 Vietnam's incredible banking system and crypto card opportunities
00:37:45 The future of on-chain banking
00:39:29 Some opportunities that Ariel sees for neobanks
00:42:15 Advice for people who want to break into Web3
00:43:52 Where to follow Ariel & Gnosis Pay
00:45:55 Episode outro and next episode preview
Follow Ariel & Gnosis Pay:
Ariel's Twitter/X: https://x.com/AriEiberman
Ariel's LinkedIn: linkedin.com/in/arieleiberman
Gnosis Pay Website: gnosispay.com
Gnosis Pay Twitter/X: https://x.com/gnosispay
Our social media:
Crypto card guide: cryptocardguide.com
Twitter/X: x.com/ColorsofWeb3pod
LinkedIn: linkedin.com/company/colors-of-web3-entrepreneurship
If you enjoy this episode, please subscribe to stay updated on our upcoming episodes with industry experts and innovators in the Web3 and Entrepreneurship spaces. Thank you for listening!
In this episode of Colors of Web3 and Entrepreneurship, Lam Trinh sits down with Ariel Eiberman, the Latin American director at GnosisPay, also known in the industry as "the Stablecoin guy". Ariel share his fascinating journey into the crypto space, which began in 2013 when he used Bitcoin as his primary banking infrastructure to facilitate international payments for polyglot meetups.
The conversation dives deep into the frustrations of traditional banking, particularly in Argentina, where users face multiple exchange rates, physical bank limitations, and inefficient systems. Ariel explains why he has personally tested over 30 different crypto cards and neobanks, offering a unique perspective on which platforms offer the best fees, trust, and usability for those looking for a banking alternative.
Finally, Ariel shares his vision for the future of on-chain banking. He discusses the importance of self-custody, the rise of niche neobanks, and how blockchain technology can eventually provide better financial tools for families and businesses without necessarily replacing traditional banks entirely.
⌛ Timestamps:
00:00:00 Episode trailer
00:00:34 Show & guest introduction
00:02:01 How tools and neobanks have exploded in crypto
00:02:54 The rabbit hole story, Bitcoin as a first bank 00:04:30 From ICOs to smart contract wallets and decentralized RPCs
00:06:48 Working in crypto accounting and the pain of blockchain bookkeeping
00:08:23 Why banking in Argentina is a nightmare
00:11:30 Argentina's five different dollar exchange rates
00:14:23 QR payments vs. card payments in Latin America
00:17:38 Ariel's hobbies
00:18:56 How Ariel became "The Stablecoin Guy" with 30+ crypto cards
00:21:00 How he positioned himself in a noisy Web3 payment space
00:23:58 Trust vs. fees what users actually care about 00:25:00 Why most crypto neobanks will fail in the next bear market
00:27:33 Neobanks need to go niche - The barbershop analogy
00:31:06 Best cards for zero FX fees: EtherFi, Gnosis Pay, and more
00:32:58 QR code payments with stablecoins in Bolivia
00:34:53 Vietnam's incredible banking system and crypto card opportunities
00:37:45 The future of on-chain banking
00:39:29 Some opportunities that Ariel sees for neobanks
00:42:15 Advice for people who want to break into Web3
00:43:52 Where to follow Ariel & Gnosis Pay
00:45:55 Episode outro and next episode preview
Follow Ariel & Gnosis Pay:
Ariel's Twitter/X: https://x.com/AriEiberman
Ariel's LinkedIn: linkedin.com/in/arieleiberman
Gnosis Pay Website: gnosispay.com
Gnosis Pay Twitter/X: https://x.com/gnosispay
Our social media:
Crypto card guide: cryptocardguide.com
Twitter/X: x.com/ColorsofWeb3pod
LinkedIn: linkedin.com/company/colors-of-web3-entrepreneurship
If you enjoy this episode, please subscribe to stay updated on our upcoming episodes with industry experts and innovators in the Web3 and Entrepreneurship spaces. Thank you for listening!
