Uploaded July 2026 | Updated September 2026, 2 weeks ago
Not sure what to do with your next dollar? The Financial Order of Operations (FOO) is a proven 9-step wealth-building framework designed to help you prioritize saving, investing, paying off debt, building an emergency fund, and planning for financial independence in the right order. Learn why employer matching, Roth IRAs, emergency savings, high-interest debt, retirement investing, and low-interest debt all have a specific place in your financial plan—and how following the right sequence can help you avoid costly mistakes.
Whether you're just starting your financial journey or optimizing your retirement strategy, this guide walks through every step in 7 minutes so you can make smarter money decisions with confidence.
Timestamps
00:00:00 Why your money needs an order
00:01:34 Step 1: Cover your insurance deductible
00:02:20 Step 2: Capture your employer match
00:03:03 Step 3: Eliminate high-interest debt
00:03:25 Step 4: Build a full emergency fund
00:03:46 Steps 5 & 6: Maximize retirement investing
00:04:08 Step 7: Reach financial independence savings
00:04:50 Step 8: Fund your abundance goals
00:05:37 Step 9: Pay off low-interest debt
00:05:56 Can you skip steps?
🔗 Your Ultimate Guide to the Financial Order of Operations → moneyguy.com/guide/foo
🔗 FREE Financial Order of Operations PDF → moneyguy.com/resource/financial-order-of-operations
🔗 Financial Order of Operations Course → moneyguy.com/products/financial-order-of-operations
🔗 How Much Should You Save? → moneyguy.com/resource/how-much-to-save
🔗 Ultimate Guide to Investing → moneyguy.com/guide/investing
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
Not sure what to do with your next dollar? The Financial Order of Operations (FOO) is a proven 9-step wealth-building framework designed to help you prioritize saving, investing, paying off debt, building an emergency fund, and planning for financial independence in the right order. Learn why employer matching, Roth IRAs, emergency savings, high-interest debt, retirement investing, and low-interest debt all have a specific place in your financial plan—and how following the right sequence can help you avoid costly mistakes.
Whether you're just starting your financial journey or optimizing your retirement strategy, this guide walks through every step in 7 minutes so you can make smarter money decisions with confidence.
Timestamps
00:00:00 Why your money needs an order
00:01:34 Step 1: Cover your insurance deductible
00:02:20 Step 2: Capture your employer match
00:03:03 Step 3: Eliminate high-interest debt
00:03:25 Step 4: Build a full emergency fund
00:03:46 Steps 5 & 6: Maximize retirement investing
00:04:08 Step 7: Reach financial independence savings
00:04:50 Step 8: Fund your abundance goals
00:05:37 Step 9: Pay off low-interest debt
00:05:56 Can you skip steps?
🔗 Your Ultimate Guide to the Financial Order of Operations → moneyguy.com/guide/foo
🔗 FREE Financial Order of Operations PDF → moneyguy.com/resource/financial-order-of-operations
🔗 Financial Order of Operations Course → moneyguy.com/products/financial-order-of-operations
🔗 How Much Should You Save? → moneyguy.com/resource/how-much-to-save
🔗 Ultimate Guide to Investing → moneyguy.com/guide/investing
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
Jump start your journey with our FREE financial resources: moneyguy.com/resources
Subscribe on YouTube for early access and go beyond the podcast: youtube.com/c/MoneyGuyShow?sub_confirmation=1
Connect with us on social media for more content: moneyguy.com/link-in-bio
Take the relationship to the next level and become a client: moneyguy.com/become-a-client
#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom
