Uploaded January 2026 | Updated September 2026, 2 hours ago
Today, I should have been flying to Florida to board a Caribbean cruise—but instead, I’m home and out over $1,300. In this video, I share a real-life travel insurance mistake that cost us money and could happen to anyone planning a cruise or vacation. From missed insurance deadlines to “free” cruises that aren’t really free, this is an important lesson for travelers, cruisers, and vacation planners.
I explain what happened when a medical emergency forced us to cancel our Holland America cruise, why emergency medical insurance alone wasn’t enough, and how missing the cruise insurance purchase window led to financial loss. I also share a heartbreaking story about my cousin whose first Caribbean cruise was canceled due to a medical emergency—without insurance coverage.
If you’re planning a cruise, flying internationally, or booking a vacation, this video explains:
Why travel insurance matters
When cruise insurance must be purchased
The difference between medical insurance and trip cancellation coverage
How much money you can lose without proper protection
I’ve since booked a 17-day Panama Canal cruise—and this time, I made sure everything is insured properly. Learn from my experience so you don’t make the same mistake.
#TravelInsurance #CruiseTips #cruiseplanning
✅Check out my other channel * Prepper Potpourri youtube.com/@PrepperPotpourri * where we discuss emergency preparedness, have fun cooking new recipes, and test Prepper and cooking gear.
Disclaimer:
Some of the above links are Amazon affiliate links from which I receive a small commission on each sale at no extra cost to you as this channel is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
To find links to the products I use visit my *Visit my Amazon page* amazon.com/shop/prepperpotpourri
Today, I should have been flying to Florida to board a Caribbean cruise—but instead, I’m home and out over $1,300. In this video, I share a real-life travel insurance mistake that cost us money and could happen to anyone planning a cruise or vacation. From missed insurance deadlines to “free” cruises that aren’t really free, this is an important lesson for travelers, cruisers, and vacation planners.
I explain what happened when a medical emergency forced us to cancel our Holland America cruise, why emergency medical insurance alone wasn’t enough, and how missing the cruise insurance purchase window led to financial loss. I also share a heartbreaking story about my cousin whose first Caribbean cruise was canceled due to a medical emergency—without insurance coverage.
If you’re planning a cruise, flying internationally, or booking a vacation, this video explains:
Why travel insurance matters
When cruise insurance must be purchased
The difference between medical insurance and trip cancellation coverage
How much money you can lose without proper protection
I’ve since booked a 17-day Panama Canal cruise—and this time, I made sure everything is insured properly. Learn from my experience so you don’t make the same mistake.
#TravelInsurance #CruiseTips #cruiseplanning
✅Check out my other channel * Prepper Potpourri youtube.com/@PrepperPotpourri * where we discuss emergency preparedness, have fun cooking new recipes, and test Prepper and cooking gear.
Disclaimer:
Some of the above links are Amazon affiliate links from which I receive a small commission on each sale at no extra cost to you as this channel is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
To find links to the products I use visit my *Visit my Amazon page* amazon.com/shop/prepperpotpourri
