Uploaded January 2025 | Updated September 2026, 1 week ago

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Follow these steps on how to get a mortgage, including checking your credit and finances, saving for a down payment, choosing a lender and getting preapproved. Read the full article here: experian.com/blogs/ask-experian/how-to-get-mortgage-complete-guide

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Timestamps:

0:00 intro
0:32 check your credit
0:54 save for a down payment
1:30 how much house can you afford
1:48 choose a mortgage lender
2:04 get preapproval letter
2:41 find a house and make an offer
2:53 submit mortgage application to lender
3:06 go through underwriting process
3:27 prepare for closing
3:51 submit cashier's check as down payment