Uploaded August 2025 | Updated September 2026, 2 weeks ago

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Homebuilders are offering massive incentives to lure buyers in—but these “deals” could be the biggest trap in today’s housing market. From inflated prices disguised by rate buydowns to a surge in FHA loan delinquencies, the risk of ending up underwater is rising fast. In this video, I break down how these incentives really work, why they’re especially dangerous for certain buyers, and what you can do to protect yourself before signing a contract. Don’t let short-term savings cost you long-term financial freedom.

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⏩FHA Loan Requirements - youtu.be/CApGLR5u6j0

HOME BUYER RESOURCES:

✅ - Ready to find the right loan or need to get referred to one of our pre-vetted real estate professionals? Start your stress-free journey today: jebsmith.net/start?video=o3P35XIE-yY

Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker

#housingmarket #firsttimehomebuyer #realestate