Uploaded March 2025 | Updated September 2026, 2 weeks ago
The American Express Gold Card has been one of the most used of my 22 credit cards since I started this in 2021. But with the annual fee increase, is the Amex Gold still worth it? Is this the right travel credit card for you? We'll go over that in this video.
Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits. americanexpress.com/en-us/referral/gold-card?ref=KIENEkwBNL&xl=cp108t
0:00 Intro
0:34 Sign Up Bonuses
As always the sign up bonuses are critical for getting the best value out of the credit card game. Sign up bonuses themselves usually pay for the cost of the annual fee for a couple years if they are good. How it's calculated is typically points can be cashed out at a value of 1 cent per point, so a 60,000 point sign up bonus would be $600 worth of value. Be sure to also check card match or search in incognito mode as sometimes the offers change. Reddit is a great place to look to to see if there are elevated offers for the cards.
1:20 Perks I Personally Get Value From
One of the biggest reasons why people and myself get the Amex Gold is for it's great multipliers on people's biggest spend category: dining and groceries, it's 4%, 4x, etc. back. Technically, without all the other card perks, if you spend $678 in dining or groceries each month for the year, your points would pay for the annual fee of the card (if you redeemed it for cash back). But there are other credits that make this effective annual fee positive for me such as the $120 dining credit, $120 Uber/Uber eats credit and $100 Resy Credit.
3:25 Does The Card Pay For Itself?
4:02 Other Perks That Are....Fine
5:24 Is This Card Right For You?
Shirt Worn In the Video (availability may vary): Use code KIENEN40 at checkout for 40% off!
fivebirdies.com
Pass the PE Exam with Pathceed using the link below!
pathceed.com/?wpam_id=11
PE Exam Materials I Used To Pass:
NCEES Practice Exam (can also get this through NCEES): amzn.to/3wq3WOB
Civil Engineering Reference Manual (I used older 14th Edition): amzn.to/3gw201i
Lindeberg Practice Problems (I had an older version of this): amzn.to/3pWwxZw
Software Used In Construction:
AutoCad amzn.to/3qGt1lz
Autodesk Revit amzn.to/3qEl6Fe
Microsoft Office amzn.to/3pFMPnQ
Motion get.usemotion.com/ucejgocqz8vw
Youtube Camera and Recording Equipment:
Camera amzn.to/2ZOrGxn
Shotgun Mic amzn.to/2ZAL2FT
Clip On Mic amzn.to/3qM3pUw
Ring Light amzn.to/3pAA6m9
Drone amzn.to/2ZyJkET
*Some of the links and other products that appear on this video are from companies which Kienen Koga will earn an affiliate commission or referral bonus. Kienen Koga is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
The American Express Gold Card has been one of the most used of my 22 credit cards since I started this in 2021. But with the annual fee increase, is the Amex Gold still worth it? Is this the right travel credit card for you? We'll go over that in this video.
Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits. americanexpress.com/en-us/referral/gold-card?ref=KIENEkwBNL&xl=cp108t
0:00 Intro
0:34 Sign Up Bonuses
As always the sign up bonuses are critical for getting the best value out of the credit card game. Sign up bonuses themselves usually pay for the cost of the annual fee for a couple years if they are good. How it's calculated is typically points can be cashed out at a value of 1 cent per point, so a 60,000 point sign up bonus would be $600 worth of value. Be sure to also check card match or search in incognito mode as sometimes the offers change. Reddit is a great place to look to to see if there are elevated offers for the cards.
1:20 Perks I Personally Get Value From
One of the biggest reasons why people and myself get the Amex Gold is for it's great multipliers on people's biggest spend category: dining and groceries, it's 4%, 4x, etc. back. Technically, without all the other card perks, if you spend $678 in dining or groceries each month for the year, your points would pay for the annual fee of the card (if you redeemed it for cash back). But there are other credits that make this effective annual fee positive for me such as the $120 dining credit, $120 Uber/Uber eats credit and $100 Resy Credit.
3:25 Does The Card Pay For Itself?
4:02 Other Perks That Are....Fine
5:24 Is This Card Right For You?
Shirt Worn In the Video (availability may vary): Use code KIENEN40 at checkout for 40% off!
fivebirdies.com
Pass the PE Exam with Pathceed using the link below!
pathceed.com/?wpam_id=11
PE Exam Materials I Used To Pass:
NCEES Practice Exam (can also get this through NCEES): amzn.to/3wq3WOB
Civil Engineering Reference Manual (I used older 14th Edition): amzn.to/3gw201i
Lindeberg Practice Problems (I had an older version of this): amzn.to/3pWwxZw
Software Used In Construction:
AutoCad amzn.to/3qGt1lz
Autodesk Revit amzn.to/3qEl6Fe
Microsoft Office amzn.to/3pFMPnQ
Motion get.usemotion.com/ucejgocqz8vw
Youtube Camera and Recording Equipment:
Camera amzn.to/2ZOrGxn
Shotgun Mic amzn.to/2ZAL2FT
Clip On Mic amzn.to/3qM3pUw
Ring Light amzn.to/3pAA6m9
Drone amzn.to/2ZyJkET
*Some of the links and other products that appear on this video are from companies which Kienen Koga will earn an affiliate commission or referral bonus. Kienen Koga is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
