Uploaded July 2026 | Updated September 2026, 3 weeks ago

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Starting at age 73/75, the IRS demands withdrawals from your tax-deferred accounts (IRAs, 401ks) via Required Minimum Distributions (RMDs). These mandatory withdrawals, calculated based on your balance and life expectancy, are added to your income, potentially increasing your tax bracket and making up to 85% of your Social Security taxable. A Roth conversion can help you avoid these future tax burdens. #RMDs #RothIRA #TaxPlanning #FinancialLiteracy #Retirement