Uploaded March 2026 | Updated September 2026, 3 weeks ago
Most people think about retirement income as coming from their investments, but if you own rental property, that can completely change the equation. Today, I’m breaking down how rental income can reduce how much you need to withdraw from your portfolio and why that matters more than most people realize. The key is not looking at your gross rent, but your net rental income after expenses like taxes, insurance, maintenance, and management fees. I’ll walk you through a simple example showing how needing $100,000 per year from a $2 million portfolio might feel aggressive, but adding just $30,000 of net rental income can lower your withdrawal rate significantly, reduce pressure on your investments, and help your money last longer.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
Most people think about retirement income as coming from their investments, but if you own rental property, that can completely change the equation. Today, I’m breaking down how rental income can reduce how much you need to withdraw from your portfolio and why that matters more than most people realize. The key is not looking at your gross rent, but your net rental income after expenses like taxes, insurance, maintenance, and management fees. I’ll walk you through a simple example showing how needing $100,000 per year from a $2 million portfolio might feel aggressive, but adding just $30,000 of net rental income can lower your withdrawal rate significantly, reduce pressure on your investments, and help your money last longer.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
