Uploaded October 2025 | Updated September 2026, 2 weeks ago
Prof. Marlous Van Waijenburg of Harvard Business School reflected on our Group Chair Tony O. Elumelu, CFR concept of “democratized luck”, the idea of creating opportunities for everyone.
Her insight underscored a powerful truth: Africa’s transformation will not be driven by privilege, but by access, by giving every entrepreneur, every dreamer, and every doer a chance to participate in progress.
At UBA, we are building the platforms that make this vision real, turning access into empowerment, and inclusion into impact.
Stay tuned for more from the UBA White Paper Launch.
#AfricasGlobalBank
Prof. Marlous Van Waijenburg of Harvard Business School reflected on our Group Chair Tony O. Elumelu, CFR concept of “democratized luck”, the idea of creating opportunities for everyone.
Her insight underscored a powerful truth: Africa’s transformation will not be driven by privilege, but by access, by giving every entrepreneur, every dreamer, and every doer a chance to participate in progress.
At UBA, we are building the platforms that make this vision real, turning access into empowerment, and inclusion into impact.
Stay tuned for more from the UBA White Paper Launch.
#AfricasGlobalBank










