Uploaded June 2016 | Updated September 2026, 2 weeks ago
I'm going to be presenting at Adobe's booth at VidCon this Thursday at 4:30PM. Feel free to stop by to watch and say hi! I will be going over how to enhance your videos using color correction and color grading tools inside of premiere pro such as the integrated Lumetri Color Panel inside of Adobe Premiere Pro CC.
Also I would like to know why you guys are subscribed to my YouTube channel! This channel has been on YouTube for six years and for the first three years I only had 60 subscribers because I only uploaded random videos that I made on my free time. As time has moved on I've produced more content but for a very broad audience. I would like to know why you are subscribed to this channel and what you are here to see!
Follow Justin on social media
twitter.com/JMelsonn
instagram.com/justinmelson
facebook.com/justin.melson
facebook.com/happyfoxproductions?ref=hl
I'm going to be presenting at Adobe's booth at VidCon this Thursday at 4:30PM. Feel free to stop by to watch and say hi! I will be going over how to enhance your videos using color correction and color grading tools inside of premiere pro such as the integrated Lumetri Color Panel inside of Adobe Premiere Pro CC.
Also I would like to know why you guys are subscribed to my YouTube channel! This channel has been on YouTube for six years and for the first three years I only had 60 subscribers because I only uploaded random videos that I made on my free time. As time has moved on I've produced more content but for a very broad audience. I would like to know why you are subscribed to this channel and what you are here to see!
Follow Justin on social media
twitter.com/JMelsonn
instagram.com/justinmelson
facebook.com/justin.melson
facebook.com/happyfoxproductions?ref=hl

![Ralph Schneider - The Invention of the Credit Card (Viewer Discretion Advised)
In 1950 Ralph Schneider came up with the incredible idea of the credit card. Here is fictional story of how it happened. This video was created as a video assignment. Viewer discretion is advised for language and mild violence!
The concept of using a card for purchases was described in 1887 by Edward Bellamy in his utopian novel Looking Backward. Bellamy used the term credit card eleven times in this novel, although this referred to a card for spending a citizens dividend from the government, rather than borrowing. Roughly similar in functions to the current day U.S. Social Security Cards with their Social Security numbers. A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holders promise to pay for them.The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.
The size of most credit cards is 3 3⁄8 × 2 1⁄8 in (85.60 × 53.98 mm),[3] conforming to the ISO/IEC 7810 ID-1 standard. Credit cards have an embossed bank card number complying with the ISO/IEC 7812 numbering standard. Both of these standards are maintained and further developed by ISO/IEC JTC 1/SC 17/WG 1.
COPYRIGHT INFRINGEMENT NOT INTENDED! Ralph Schneider - The Invention of the Credit Card (Viewer Discretion Advised)](https://i.ytimg.com/vi/s4tWf9FJUbE/mqdefault.jpg)








