Uploaded April 2026 | Updated September 2026, 3 weeks ago
Most people don’t realize how much timing can impact their taxes—but sometimes it comes down to a single day. Today, I’m walking you through a real example where one small decision cost a retiree an extra $20,000 in taxes. We’ll break down how income timing, capital gains, and retirement year planning all interact—and why making a move at the wrong time can trigger higher taxes and even increased Medicare premiums. Because when it comes to retirement planning, the smallest details can make the biggest difference.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
Most people don’t realize how much timing can impact their taxes—but sometimes it comes down to a single day. Today, I’m walking you through a real example where one small decision cost a retiree an extra $20,000 in taxes. We’ll break down how income timing, capital gains, and retirement year planning all interact—and why making a move at the wrong time can trigger higher taxes and even increased Medicare premiums. Because when it comes to retirement planning, the smallest details can make the biggest difference.
Follow my page for clear, no-fluff financial planning steps!
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
