Uploaded October 2025 | Updated September 2026, 1 day ago
Discover 5 powerful retirement account options if you don't have access to a 401(k) or want alternatives for your business. Whether you're self-employed, a gig worker, or just starting your retirement savings journey, this guide breaks down the best retirement plans available to you in 2025.
đź’° Did you know? Americans believe they need $1.26 million saved for retirement. We'll show you how to get there, even without a 401(k).
Retirement Plans Covered:
âś… Traditional & Roth IRA - Best for beginners
âś… SEP IRA & Roth SEP IRA - Perfect for self-employed
âś… Solo 401(k) - For solo entrepreneurs
âś… SIMPLE IRA - For small businesses
Key Takeaway: Starting at age 20 and saving $330/month can get you to $1.26 million by retirement. Wait until 40, and you'll need to save $1,547/month for the same result.
🎯 Free Consultation: Visit JazzWealth.com or contact us to discuss your retirement planning strategy. No sales pitch - just helpful guidance.
00:00 - Introduction: 5 Retirement Plans Without a 401(k)
00:19 - Americans Need $1.26 Million for Retirement
00:31 - Option 1: Traditional IRA vs Roth IRA
01:29 - Option 2: SEP IRA & Roth SEP IRA for Self-Employed
02:18 - Option 3: Solo 401(k) Explained
03:06 - Option 4: SIMPLE IRA (And Why It's Complicated)
04:07 - Action Plan: Which Account Should You Choose?
04:50 - The Power of Starting Early: Age 20 vs Age 40
05:27 - How to Get Started with JazzWealth
Jazz Wealth Managers helps individuals and families achieve financial security through retirement planning and investing strategies. Our videos offer actionable guidance on navigating Roth IRA's, 401ks, IRAs, Social Security, and more. Whether you're approaching retirement or just getting started, learn how to make informed financial decisions for a prosperous future. Subscribe for more!
#retirement #retirementplanning #dohstr8
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For more information visit:
jazzwealth.com
--- Instagram @jazzWealth
--- Facebook
facebook.com/JazzWealth
--- Twitter @jazzWealth
Business Affairs 📧Support@JazzWealth.com
Jazz Wealth Advisors was recently ranked #36 among financial advisors in the USA by USA Today (Financial Pros) as of April 2025. This ranking was published on 04/22/2025 and was prepared by the Financial Pros without any compensation paid by Jazz Wealth Advisors. The ranking is based on advisors with an AUM of up to $500M. Rankings and recognition from rating services are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance. For more information about the methodology used in this ranking and other important disclosures, please visit USAToday.com. Jazz Wealth Advisors is a registered fiduciary investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
Discover 5 powerful retirement account options if you don't have access to a 401(k) or want alternatives for your business. Whether you're self-employed, a gig worker, or just starting your retirement savings journey, this guide breaks down the best retirement plans available to you in 2025.
đź’° Did you know? Americans believe they need $1.26 million saved for retirement. We'll show you how to get there, even without a 401(k).
Retirement Plans Covered:
âś… Traditional & Roth IRA - Best for beginners
âś… SEP IRA & Roth SEP IRA - Perfect for self-employed
âś… Solo 401(k) - For solo entrepreneurs
âś… SIMPLE IRA - For small businesses
Key Takeaway: Starting at age 20 and saving $330/month can get you to $1.26 million by retirement. Wait until 40, and you'll need to save $1,547/month for the same result.
🎯 Free Consultation: Visit JazzWealth.com or contact us to discuss your retirement planning strategy. No sales pitch - just helpful guidance.
00:00 - Introduction: 5 Retirement Plans Without a 401(k)
00:19 - Americans Need $1.26 Million for Retirement
00:31 - Option 1: Traditional IRA vs Roth IRA
01:29 - Option 2: SEP IRA & Roth SEP IRA for Self-Employed
02:18 - Option 3: Solo 401(k) Explained
03:06 - Option 4: SIMPLE IRA (And Why It's Complicated)
04:07 - Action Plan: Which Account Should You Choose?
04:50 - The Power of Starting Early: Age 20 vs Age 40
05:27 - How to Get Started with JazzWealth
Jazz Wealth Managers helps individuals and families achieve financial security through retirement planning and investing strategies. Our videos offer actionable guidance on navigating Roth IRA's, 401ks, IRAs, Social Security, and more. Whether you're approaching retirement or just getting started, learn how to make informed financial decisions for a prosperous future. Subscribe for more!
#retirement #retirementplanning #dohstr8
---Ready to subscribe---
youtube.com/jazzwealth?sub_confirmation=1
For more information visit:
jazzwealth.com
--- Instagram @jazzWealth
facebook.com/JazzWealth
--- Twitter @jazzWealth
Business Affairs 📧Support@JazzWealth.com
Jazz Wealth Advisors was recently ranked #36 among financial advisors in the USA by USA Today (Financial Pros) as of April 2025. This ranking was published on 04/22/2025 and was prepared by the Financial Pros without any compensation paid by Jazz Wealth Advisors. The ranking is based on advisors with an AUM of up to $500M. Rankings and recognition from rating services are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance. For more information about the methodology used in this ranking and other important disclosures, please visit USAToday.com. Jazz Wealth Advisors is a registered fiduciary investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
