Uploaded June 2026 | Updated September 2026, 2 weeks ago
Most people think they can downsize whenever they're ready, but timing matters more than most realize. Waiting too long could mean losing valuable capital gains exclusions, paying higher taxes once RMDs begin, or being forced to move because of health issues instead of making the decision on your own terms. The best downsizing decisions happen when tax opportunities, financial flexibility, and good health all align. Before selling your home, make sure you're looking at more than just the real estate market. Follow for more!
Follow my page for clear, no-fluff financial planning steps!
Book your free call here - oncehub.com/rbwealth_insta
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
All investing involves risk including loss of principal. No strategy assures success or protects against loss.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
Most people think they can downsize whenever they're ready, but timing matters more than most realize. Waiting too long could mean losing valuable capital gains exclusions, paying higher taxes once RMDs begin, or being forced to move because of health issues instead of making the decision on your own terms. The best downsizing decisions happen when tax opportunities, financial flexibility, and good health all align. Before selling your home, make sure you're looking at more than just the real estate market. Follow for more!
Follow my page for clear, no-fluff financial planning steps!
Book your free call here - oncehub.com/rbwealth_insta
Visit for more - wealthrb.com
Securities offered through LPL Financial, Member FINRA/ SIPC. Investment advice offered through IHT Wealth Management, a registered investment advisor. IHT Wealth Management and RB Wealth Partners are separate entities from LPL Financial.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
All investing involves risk including loss of principal. No strategy assures success or protects against loss.
#CFP #Financialplanner #retirement #retirementincome #IRS #retirementfinancialplanning
