Uploaded September 2025 | Updated September 2026, 1 day ago
Click 'more' to see the disclaimers.
New to the Klarna Card? Learn how to add funds to your Klarna Balance so your Klarna Card purchases (Pay in Full) go through smoothly.
More details: klarna.com/us/klarna-card Download the Klarna app: App Store / Google Play
- Anywhere Visa is accepted. Certain merchant, product, goods and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarna Membership Plan.
- Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Debit Flex Card are not insured by the FDIC and are not deposits.
- Debit Flex Card pay later plans/payment plans issued by WebBank.
- Apply in advance for monthly financing or Pay in 4 with a service fee between $0.75–$3 issued by WebBank. For Pay in 4, a $160 purchase, for example, with a $40 down payment and $2 service fee results in a 21.97% APR, followed by three more biweekly payments of $40 (total repayment: $162). Subject to credit approval; minimum 25% down payment required. For monthly financing, rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs.
Click 'more' to see the disclaimers.
New to the Klarna Card? Learn how to add funds to your Klarna Balance so your Klarna Card purchases (Pay in Full) go through smoothly.
More details: klarna.com/us/klarna-card Download the Klarna app: App Store / Google Play
- Anywhere Visa is accepted. Certain merchant, product, goods and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarna Membership Plan.
- Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Debit Flex Card are not insured by the FDIC and are not deposits.
- Debit Flex Card pay later plans/payment plans issued by WebBank.
- Apply in advance for monthly financing or Pay in 4 with a service fee between $0.75–$3 issued by WebBank. For Pay in 4, a $160 purchase, for example, with a $40 down payment and $2 service fee results in a 21.97% APR, followed by three more biweekly payments of $40 (total repayment: $162). Subject to credit approval; minimum 25% down payment required. For monthly financing, rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs.
