Uploaded May 2026 | Updated September 2026, 1 week ago
Is the United States insolvent? In this video, I break down the US government’s finances from an accountant’s perspective and explain why economist Steve Hanke says America is technically insolvent.
We’ll walk through what insolvency really means, how liabilities compare to assets, why the national debt keeps growing, and what happens when governments can borrow endlessly and print money instead of going bankrupt like a normal business.
I also explain how government insolvency may show up in the real world through inflation, rising taxes, declining purchasing power, Social Security concerns, Medicare funding issues, and a lower standard of living over time.
This is not about politics or fear tactics. It’s simply about understanding the numbers and asking whether the current fiscal path of the United States is sustainable.
Do you think the United States is financially healthy, or are we headed toward a long-term fiscal reset?
Let me know your thoughts in the comments.
⭐ Enjoy my work? Please support me on Patreon!
patreon.com/noellorenzana
☕ Buy Me a Coffee: Help support the channel!
buymeacoffee.com/NoelLorenzana
Hi, I'm Noel Lorenzana, a Registered CPA based in Illinois. I created this channel to help everyday people better understand money, protect their wealth, and prepare for whatever comes next through thoughtful discussions about gold and silver, wealth management, and tax strategy.
★CONNECT WITH ME ON SOCIAL MEDIA ★
Website: noellorenzanacpa.com
Facebook: web.facebook.com/noelblorenzana
LinkedIn: linkedin.com/in/noellorenzanacpa
🎥 RECOMMENDED VIDEOS 🎥
youtu.be/oIFAru4iS6M
youtu.be/eU2oeV-BAg8
youtu.be/fObopx_0aQs
Thanks for watching my video on "Is the United States Insolvent? (What the Numbers Actually Say)"
Disclaimer: The information presented in this video is for informational and educational purposes only and should not be considered accounting, tax, legal, financial, or investment advice. Watching this video does not create a client relationship. While I strive for accuracy, I cannot guarantee that all information is complete, current, or applicable to your specific situation. Always consult with a qualified professional before making financial, tax, or investment decisions.
Affiliate Disclosure: Some links in the description may be affiliate links, which means I may earn a commission if you purchase through them at no additional cost to you. I only recommend products and services that I have personally researched, use, or believe provide genuine value to my audience.
⏱️VIDEO CHAPTERS⏱️
00:00 - Intro: Is the United States Insolvent?
01:18 - What Insolvent Actually Means.
02:35 - What the Numbers Actually Say.
04:29 - Would You Put Your Money Into This?
06:02 - The US Government Isn't a Business.
07:25 - Final Thoughts: Where Does This Leave Us?
Replay Video Link: youtu.be/SQcQwg1egoU
#usgovernment #useconomy #usdebt
Is the United States insolvent? In this video, I break down the US government’s finances from an accountant’s perspective and explain why economist Steve Hanke says America is technically insolvent.
We’ll walk through what insolvency really means, how liabilities compare to assets, why the national debt keeps growing, and what happens when governments can borrow endlessly and print money instead of going bankrupt like a normal business.
I also explain how government insolvency may show up in the real world through inflation, rising taxes, declining purchasing power, Social Security concerns, Medicare funding issues, and a lower standard of living over time.
This is not about politics or fear tactics. It’s simply about understanding the numbers and asking whether the current fiscal path of the United States is sustainable.
Do you think the United States is financially healthy, or are we headed toward a long-term fiscal reset?
Let me know your thoughts in the comments.
⭐ Enjoy my work? Please support me on Patreon!
patreon.com/noellorenzana
☕ Buy Me a Coffee: Help support the channel!
buymeacoffee.com/NoelLorenzana
Hi, I'm Noel Lorenzana, a Registered CPA based in Illinois. I created this channel to help everyday people better understand money, protect their wealth, and prepare for whatever comes next through thoughtful discussions about gold and silver, wealth management, and tax strategy.
★CONNECT WITH ME ON SOCIAL MEDIA ★
Website: noellorenzanacpa.com
Facebook: web.facebook.com/noelblorenzana
LinkedIn: linkedin.com/in/noellorenzanacpa
🎥 RECOMMENDED VIDEOS 🎥
youtu.be/oIFAru4iS6M
youtu.be/eU2oeV-BAg8
youtu.be/fObopx_0aQs
Thanks for watching my video on "Is the United States Insolvent? (What the Numbers Actually Say)"
Disclaimer: The information presented in this video is for informational and educational purposes only and should not be considered accounting, tax, legal, financial, or investment advice. Watching this video does not create a client relationship. While I strive for accuracy, I cannot guarantee that all information is complete, current, or applicable to your specific situation. Always consult with a qualified professional before making financial, tax, or investment decisions.
Affiliate Disclosure: Some links in the description may be affiliate links, which means I may earn a commission if you purchase through them at no additional cost to you. I only recommend products and services that I have personally researched, use, or believe provide genuine value to my audience.
⏱️VIDEO CHAPTERS⏱️
00:00 - Intro: Is the United States Insolvent?
01:18 - What Insolvent Actually Means.
02:35 - What the Numbers Actually Say.
04:29 - Would You Put Your Money Into This?
06:02 - The US Government Isn't a Business.
07:25 - Final Thoughts: Where Does This Leave Us?
Replay Video Link: youtu.be/SQcQwg1egoU
#usgovernment #useconomy #usdebt
