Uploaded August 2026 | Updated September 2026, 2 weeks ago
📈 Wondering if you’re investing enough, paying off debt fast enough, or making the right move with your money? Join Road to $100K to get a personalized plan, live coaching, and a clear path to your first $100K invested: iwt.com/100k-yt
Should you invest your extra money or use it to pay off debt? In this video, I break down the framework I use to make that decision, why interest rates matter more than balances, and how one common mistake can cost you tens of thousands of dollars over time.
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➡️ DeleteMe | If you want to get your personal information removed from the web, go to joindeleteme.com/ramit and use code RAMIT at checkout for 20% off.
Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples”
🎟️ COME TO MY NEXT LIVE EVENT
* Virtual and In-Person Events: iwt.com/events
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* Instagram: instagram.com/ramit
* X: twitter.com/ramit
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youtube.com/user/ramitsethi/featured
⏩ CHAPTERS
00:00 Introduction
00:39 The $50,000 Mistake
04:06 The One Number That Matters
07:53 Debt Bucket #1
10:15 Debt Bucket #2
12:23 Debt Bucket #3
16:14 “But Ramit, I Hate Debt”
19:42 What If You Have Multiple Debts?
📈 Wondering if you’re investing enough, paying off debt fast enough, or making the right move with your money? Join Road to $100K to get a personalized plan, live coaching, and a clear path to your first $100K invested: iwt.com/100k-yt
Should you invest your extra money or use it to pay off debt? In this video, I break down the framework I use to make that decision, why interest rates matter more than balances, and how one common mistake can cost you tens of thousands of dollars over time.
THIS VIDEO IS BROUGHT TO YOU BY
➡️ DeleteMe | If you want to get your personal information removed from the web, go to joindeleteme.com/ramit and use code RAMIT at checkout for 20% off.
Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples”
🎟️ COME TO MY NEXT LIVE EVENT
* Virtual and In-Person Events: iwt.com/events
🤳 CONNECT WITH RAMIT
* Instagram: instagram.com/ramit
* X: twitter.com/ramit
✅ SUBSCRIBE SO YOU DON’T MISS ANY VIDEOS
youtube.com/user/ramitsethi/featured
⏩ CHAPTERS
00:00 Introduction
00:39 The $50,000 Mistake
04:06 The One Number That Matters
07:53 Debt Bucket #1
10:15 Debt Bucket #2
12:23 Debt Bucket #3
16:14 “But Ramit, I Hate Debt”
19:42 What If You Have Multiple Debts?
