Uploaded November 2024 | Updated September 2026, 2 weeks ago
Paul and Chris interview M1 Finance's CEO, Brian Barnes, and ask several listener questions.
This is the follow-up to their previous M1 Finance 2024 update podcast and YouTube video.
They start by asking Brian how and why he created the company. That's followed by a wide-ranging conversation that includes some interesting surprises, like Chris's realization that using M1's target-date pies instead of traditional target-date funds can result in some real tax efficiency.
Here's the topic list with time codes.
00:00:00 Intro
00:08:12 M1 Genesis
00:12:51 Partial-Share ETF Trading
00:15:59 Who is M1 for?
00:19:42 What's next?
00:22:44 Is M1 a robo-advisor?
00:25:36 M1 Pies
00:29:38 Pies vs. TDFs
00:34:32 Tax Efficiency
00:35:46 How safe is M1?
00:41:13 Fixed trade windows
00:48:07 Crossing orders
00:49:22 Competitive rates
00:51:29 Which ETFs?
00:53:19 Fees?
00:57:07 Multi-account rebalancing?
00:58:31 Entrepreneur's experience
Disclaimers:
Content is not intended to provide personal tax or financial advice.
This information is intended to be used and must be used for information purposes only.
M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
If you create an account at M-1 Finance via our affiliate link (click.linksynergy.com/fs-bin/click?id=I4ReRTREhKQ&offerid=1349179.3&type=3&subid=0) — which offers direct access to our recommended portfolios — The Merriman Financial Education Foundation may receive a small fee (for accounts over $1,000.) This fee will cost you nothing extra and helps support our financial education work. Thank you!
Paul and Chris interview M1 Finance's CEO, Brian Barnes, and ask several listener questions.
This is the follow-up to their previous M1 Finance 2024 update podcast and YouTube video.
They start by asking Brian how and why he created the company. That's followed by a wide-ranging conversation that includes some interesting surprises, like Chris's realization that using M1's target-date pies instead of traditional target-date funds can result in some real tax efficiency.
Here's the topic list with time codes.
00:00:00 Intro
00:08:12 M1 Genesis
00:12:51 Partial-Share ETF Trading
00:15:59 Who is M1 for?
00:19:42 What's next?
00:22:44 Is M1 a robo-advisor?
00:25:36 M1 Pies
00:29:38 Pies vs. TDFs
00:34:32 Tax Efficiency
00:35:46 How safe is M1?
00:41:13 Fixed trade windows
00:48:07 Crossing orders
00:49:22 Competitive rates
00:51:29 Which ETFs?
00:53:19 Fees?
00:57:07 Multi-account rebalancing?
00:58:31 Entrepreneur's experience
Disclaimers:
Content is not intended to provide personal tax or financial advice.
This information is intended to be used and must be used for information purposes only.
M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
If you create an account at M-1 Finance via our affiliate link (click.linksynergy.com/fs-bin/click?id=I4ReRTREhKQ&offerid=1349179.3&type=3&subid=0) — which offers direct access to our recommended portfolios — The Merriman Financial Education Foundation may receive a small fee (for accounts over $1,000.) This fee will cost you nothing extra and helps support our financial education work. Thank you!
