Uploaded February 2026 | Updated September 2026, 45 minutes ago
Learn how to ultra-wealthy can reduce estate taxes by up-to 50% less and transfer their wealth across multiple generations using the intergenerational split dollar strategy.
Alden Armstrong is joined by Jason Prather & Jay Cavanagh to walk through step-by-step this advanced tax and life insurance strategy.
Want to See If This Strategy Is Right for You? Click Here: meetings.hubspot.com/alden-armstrong/betterwealth-clarity-call
Learn More About the And Asset: bttr.ly/andasset
00:00 Introduction
00:18 Intergenerational Split Dollar Strategy
01:40 Ideal Candidate for Intergenerational Split Dollar
04:40 Example of Estate Tax Reduction
06:09 Split Dollar Note and Valuation Discount
08:42 The Generation-Skipping Transfer (GST) Tax Problem
10:05 Economic Benefit Regime vs. Loan Regime
12:33 Benefits to Generation Two (G2) and Generation Three (G3)
16:25 Commonality of the Strategy and Charitable Giving
20:37 Tax Benefits and the Grantor Trust
22:03 What’s the precedent behind you being able to recommend this to a wealthy family?
24:26 Implementation Timeline: How long is this process?
26:00 Step-by-Step Walkthrough of the Strategy
27:10 How much of the total premium can be removed from the taxable estate?
32:27 What is the reason that a family wouldn’t want to go forward with this?
34:56 Final Thoughts
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DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Learn how to ultra-wealthy can reduce estate taxes by up-to 50% less and transfer their wealth across multiple generations using the intergenerational split dollar strategy.
Alden Armstrong is joined by Jason Prather & Jay Cavanagh to walk through step-by-step this advanced tax and life insurance strategy.
Want to See If This Strategy Is Right for You? Click Here: meetings.hubspot.com/alden-armstrong/betterwealth-clarity-call
Learn More About the And Asset: bttr.ly/andasset
00:00 Introduction
00:18 Intergenerational Split Dollar Strategy
01:40 Ideal Candidate for Intergenerational Split Dollar
04:40 Example of Estate Tax Reduction
06:09 Split Dollar Note and Valuation Discount
08:42 The Generation-Skipping Transfer (GST) Tax Problem
10:05 Economic Benefit Regime vs. Loan Regime
12:33 Benefits to Generation Two (G2) and Generation Three (G3)
16:25 Commonality of the Strategy and Charitable Giving
20:37 Tax Benefits and the Grantor Trust
22:03 What’s the precedent behind you being able to recommend this to a wealthy family?
24:26 Implementation Timeline: How long is this process?
26:00 Step-by-Step Walkthrough of the Strategy
27:10 How much of the total premium can be removed from the taxable estate?
32:27 What is the reason that a family wouldn’t want to go forward with this?
34:56 Final Thoughts
======================
DISCLAIMER: bttr.ly/aapolicy
*This video is for entertainment purposes only and is not financial or legal advice.
Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
