Uploaded August 2026 | Updated September 2026, 1 week ago
๐ฏ ๐ฐ๐๐ฒ๐ฌ ๐ ๐๐๐ง ๐ก๐๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐๐ฎ๐ข๐ฅ๐ ๐ ๐ซ๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ ๐ฉ๐ฅ๐๐ง:
1) DIY software: https://lm.fm/azul-financial-software
2) โ 4โWeek Sprint: https://lm.fm/azul-coaching-retire
3) Adviser Intro: https://lm.fm/azul-financial-adviser
๐ Details for each option ๐
๐ญ. ๐๐จโ๐๐ญโ๐๐จ๐ฎ๐ซ๐ฌ๐๐ฅ๐: ๐๐ฎ๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง ๐ซ๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ ๐ฉ๐ฅ๐๐ง
Use the same planning software I trust. See your numbers, stressโtest โwhat ifโ scenarios, and understand what you can really spend in retirement. Itโs easy to use, powerful, and affordable.
๐ Build your own plan here:
https://lm.fm/azul-financial-software
๐ฎ. ๐๐จ๐ง๐โ๐๐ข๐ญ๐กโ๐๐จ๐ฎ: ๐๐ฎ๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง ๐ฉ๐ฅ๐๐ง ๐ฐ๐ข๐ญ๐ก ๐ฆ๐ฒ ๐ก๐๐ฅ๐ฉ
๐๐ก๐ ๐โ๐๐๐๐ค ๐๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ ๐๐ฉ๐ซ๐ข๐ง๐ญ (๐ฅ๐ข๐ฏ๐ ๐๐จ๐ก๐จ๐ซ๐ญ)
If you want a written, spouseโaligned plan (not more theory), this is for you. In 4 weeks, youโll build your own plan with my help and be able to answer:
โข How much is โenoughโ?
โข When can I retire responsibly?
โข How should I think about withdrawal / distribution strategies?
Youโll leave with a written plan you created and can update yourself as life changes.
๐ Join the waitlist and youโll be the first to know when I next offer it:
https://lm.fm/azul-coaching-retire
๐ฏ. ๐๐จ๐ง๐โ๐ ๐จ๐ซโ๐๐จ๐ฎ (๐๐จ๐ฆ๐ข๐ง๐ ๐ฌ๐จ๐จ๐ง): ๐๐๐ฏ๐ข๐ฌ๐๐ซ ๐๐ง๐ญ๐ซ๐จ ๐๐ฒ ๐๐ณ๐ฎ๐ฅโข
If youโd prefer an ongoing relationship with a financial adviser, Iโm building a way to introduce you to an adviser who understands this channelโs approach. Offered at no cost to you.
๐ Get an introduction to a financial adviser here:
https://lm.fm/azul-financial-adviser
โ ๏ธ IMPORTANT DISCLOSURE for Adviser Intro by Azulโข โ ๏ธ
PAID REFERRAL & CONFLICT OF INTEREST
Adviser Intro by Azul is a paid referral service. Azul receives a share of ongoing revenue from the clients he refers for as long as they stay clients of that firm. Because of this, Azul has a financial incentive to refer to that firm. This represents a material conflict of interest that you should consider when evaluating Azulโs referral.
โ ๏ธ Participation in any program with Azul does NOT create an advisory relationship with him. Advisory services are offered only under a separate written agreement with Azul. โ ๏ธ
๐ข๐๐ต๐ฒ๐ฟ ๐ฟ๐ฒ๐๐ผ๐๐ฟ๐ฐ๐ฒ๐:
๐ Retirement Planning Software: https://lm.fm/plan-youtube-video (affiliate)
๐ Chapter Medicare Advisers: 323-805-8579
or askchapter.org/azul (affiliate)
๐ Azul's Favorite Books: amzn.to/4mhuI58 (affiliate)
๐๐๐๐น'๐ ๐๐ฟ๐ฒ๐ฒ ๐ช๐ฒ๐ฒ๐ธ๐น๐ ๐ก๐ฒ๐๐๐น๐ฒ๐๐๐ฒ๐ฟ
If you like these videos, youโll love my free weekly email.
๐ Get the next issue here: https://lm.fm/newsletter-yt-vid-desc
โผ๏ธ There are lots of scammers in the comments. Please be careful โผ๏ธ
๐จ Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) ๐จ
This information is only provided as an informational resource and should NOT be viewed as investment advice or recommendations. Azul urges you to seek professional financial advice.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment decisions.
Comments reflect the views of that individual and do not necessarily represent the views of Azul. They are not verified, may not be accurate, and should not be considered testimonials or endorsements
== Chapter ==
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. While Chapter has a database of every Medicare plan nationwide and can help you to search among all plans, they have contracts with many but not all plans. As a result, they do not offer every plan available in your area. Currently Chapter represent 50 organizations which offer 18,160 products nationwide. They search and recommend all plans, even those we donโt directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Chapter's average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors.
*1367 If You Don't Understand Bonds, You Don't Understand Money
๐ฏ ๐ฐ๐๐ฒ๐ฌ ๐ ๐๐๐ง ๐ก๐๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐๐ฎ๐ข๐ฅ๐ ๐ ๐ซ๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ ๐ฉ๐ฅ๐๐ง:
1) DIY software: https://lm.fm/azul-financial-software
2) โ 4โWeek Sprint: https://lm.fm/azul-coaching-retire
3) Adviser Intro: https://lm.fm/azul-financial-adviser
๐ Details for each option ๐
๐ญ. ๐๐จโ๐๐ญโ๐๐จ๐ฎ๐ซ๐ฌ๐๐ฅ๐: ๐๐ฎ๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง ๐ซ๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ ๐ฉ๐ฅ๐๐ง
Use the same planning software I trust. See your numbers, stressโtest โwhat ifโ scenarios, and understand what you can really spend in retirement. Itโs easy to use, powerful, and affordable.
๐ Build your own plan here:
https://lm.fm/azul-financial-software
๐ฎ. ๐๐จ๐ง๐โ๐๐ข๐ญ๐กโ๐๐จ๐ฎ: ๐๐ฎ๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฐ๐ง ๐ฉ๐ฅ๐๐ง ๐ฐ๐ข๐ญ๐ก ๐ฆ๐ฒ ๐ก๐๐ฅ๐ฉ
๐๐ก๐ ๐โ๐๐๐๐ค ๐๐๐ญ๐ข๐ซ๐๐ฆ๐๐ง๐ญ ๐๐ฉ๐ซ๐ข๐ง๐ญ (๐ฅ๐ข๐ฏ๐ ๐๐จ๐ก๐จ๐ซ๐ญ)
If you want a written, spouseโaligned plan (not more theory), this is for you. In 4 weeks, youโll build your own plan with my help and be able to answer:
โข How much is โenoughโ?
โข When can I retire responsibly?
โข How should I think about withdrawal / distribution strategies?
Youโll leave with a written plan you created and can update yourself as life changes.
๐ Join the waitlist and youโll be the first to know when I next offer it:
https://lm.fm/azul-coaching-retire
๐ฏ. ๐๐จ๐ง๐โ๐ ๐จ๐ซโ๐๐จ๐ฎ (๐๐จ๐ฆ๐ข๐ง๐ ๐ฌ๐จ๐จ๐ง): ๐๐๐ฏ๐ข๐ฌ๐๐ซ ๐๐ง๐ญ๐ซ๐จ ๐๐ฒ ๐๐ณ๐ฎ๐ฅโข
If youโd prefer an ongoing relationship with a financial adviser, Iโm building a way to introduce you to an adviser who understands this channelโs approach. Offered at no cost to you.
๐ Get an introduction to a financial adviser here:
https://lm.fm/azul-financial-adviser
โ ๏ธ IMPORTANT DISCLOSURE for Adviser Intro by Azulโข โ ๏ธ
PAID REFERRAL & CONFLICT OF INTEREST
Adviser Intro by Azul is a paid referral service. Azul receives a share of ongoing revenue from the clients he refers for as long as they stay clients of that firm. Because of this, Azul has a financial incentive to refer to that firm. This represents a material conflict of interest that you should consider when evaluating Azulโs referral.
โ ๏ธ Participation in any program with Azul does NOT create an advisory relationship with him. Advisory services are offered only under a separate written agreement with Azul. โ ๏ธ
๐ข๐๐ต๐ฒ๐ฟ ๐ฟ๐ฒ๐๐ผ๐๐ฟ๐ฐ๐ฒ๐:
๐ Retirement Planning Software: https://lm.fm/plan-youtube-video (affiliate)
๐ Chapter Medicare Advisers: 323-805-8579
or askchapter.org/azul (affiliate)
๐ Azul's Favorite Books: amzn.to/4mhuI58 (affiliate)
๐๐๐๐น'๐ ๐๐ฟ๐ฒ๐ฒ ๐ช๐ฒ๐ฒ๐ธ๐น๐ ๐ก๐ฒ๐๐๐น๐ฒ๐๐๐ฒ๐ฟ
If you like these videos, youโll love my free weekly email.
๐ Get the next issue here: https://lm.fm/newsletter-yt-vid-desc
โผ๏ธ There are lots of scammers in the comments. Please be careful โผ๏ธ
๐จ Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) ๐จ
This information is only provided as an informational resource and should NOT be viewed as investment advice or recommendations. Azul urges you to seek professional financial advice.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment decisions.
Comments reflect the views of that individual and do not necessarily represent the views of Azul. They are not verified, may not be accurate, and should not be considered testimonials or endorsements
== Chapter ==
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. While Chapter has a database of every Medicare plan nationwide and can help you to search among all plans, they have contracts with many but not all plans. As a result, they do not offer every plan available in your area. Currently Chapter represent 50 organizations which offer 18,160 products nationwide. They search and recommend all plans, even those we donโt directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Chapter's average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors.
*1367 If You Don't Understand Bonds, You Don't Understand Money
