How Your Pension Could Be Driving Climate Change (and How to Fix It) @TomRafterytv
How Your Pension Could Be Driving Climate Change (and How to Fix It)  @TomRafterytv
Uploaded September 2025 | Updated September 2026, 2 weeks ago
What if your pension, retirement savings, or even your everyday bank account were fuelling the climate crisis? In this episode of Climate Confident, I sit down with Scott Ryan, Founder and CEO of Investature, to explore the hidden impact of the “financial supply chain”, and why shifting where we put our money could be one of the most powerful levers for climate action.

Scott shares how pensions and retirement funds, worth over $100 trillion globally, are still heavily invested in fossil fuels and polluting industries. He explains why reallocating just 1% of global assets could close a third of the climate finance gap, and how individuals, employees, and employers can take simple, actionable steps to make money work for the planet.

We cover:
✅ Why pensions are the largest untapped source of climate finance
✅ How green banks and climate-positive investments work in practice
✅ Practical steps for employers to integrate sustainable retirement plans
✅ Why financial supply chains dwarf Scope 1, 2 and 3 emissions in many sectors

If you care about sustainable finance, net zero strategy, ESG investing, or simply want your money to align with your values, this episode is a must-listen.

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How Your Pension Could Be Driving Climate Change (and How to Fix It)

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