How To Use Betterment Cash Reserve Feature ! @AppUltra
How To Use Betterment Cash Reserve Feature !  @AppUltra
Uploaded August 2026 | Updated September 2026, 3 weeks ago
Want to know how to use the Betterment Cash Reserve feature? Betterment Cash Reserve is designed to help you manage cash separately from your investment portfolio, with eligible deposits held through Betterment's program banks. In this video, we'll show you how to find Cash Reserve, connect a bank account, and transfer money into it.

First, open the Betterment application on your device or visit the Betterment website using a web browser. Sign in to your account, then look for the option to add a new goal or account from your Betterment dashboard. Depending on the current interface, select Cash Reserve from the available cash or savings options.

Next, review the information provided about Cash Reserve and the program bank arrangement. Make sure you understand the applicable terms, including how your funds are deposited and how FDIC insurance may apply to eligible balances. Once you've reviewed the disclosures, follow the on-screen instructions to open or activate your Cash Reserve account.

After setting up Cash Reserve, link an external bank account if you haven't already. Select the transfer or deposit option, enter the amount you want to move into Cash Reserve, and confirm the transaction. Processing times can vary depending on the transfer method and your bank.

Once the transfer is complete, you can manage your available cash directly from your Betterment account. Keep in mind that Cash Reserve is different from Betterment's investment accounts, so review the current terms, interest rate, and account conditions before moving your money.

That's how you can use the Betterment Cash Reserve feature in 2026. I hope this video helps you out. If you have any questions or queries, do comment down below.

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How To Use Betterment Cash Reserve Feature !

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