Uploaded August 2026 | Updated September 2026, 2 weeks ago
A business account with InvestEngine is a general investment account in your UK limited company or LLP's name, designed for business owners, not traders, who want their surplus company cash to do more than sit in a bank account earning very little.
00:00 How to invest your company's surplus cash
00:38 Is investing right for my business?
01:45 What can I actually invest in?
03:16 How does the tax work?
04:36 How do I get started?
05:44 How do I get my money out?
This video explains how it works: you choose from a curated range of ETFs and set a strategy based on your time horizon, short-duration bond and overnight rate ETFs targeting around 3.7% (close to the Bank of England base rate) for cash you need within 1-2 years, or global equity ETFs for retained profits you won't touch for 5+ years. It covers setup (around 10-15 minutes, with Companies House details pulled automatically and your LEI number registered and covered free for the first year), how corporation tax applies since it's not an ISA or SIPP (you're only taxed on realised gains, and losses can offset gains), and how withdrawals work (no notice period, no exit fees, cash returns to your company account in a few business days).
📱 Download the iOS app: apps.apple.com/gb/app/investengine
📱 Download the Android app: play.google.com/store/apps/details?id=com.investengine.app
Capital at risk. The value of your investments can go down as well as up, and you may get back less than you invest. This video is for general information and educational purposes only and does not constitute financial, tax, or investment advice. It does not take into account your individual circumstances, and InvestEngine does not provide tax advice
InvestEngine is FCA authorised and FSCS protected. Minimum investment is £100, with no upper limit and the option to automate contributions via a savings plan.
A business account with InvestEngine is a general investment account in your UK limited company or LLP's name, designed for business owners, not traders, who want their surplus company cash to do more than sit in a bank account earning very little.
00:00 How to invest your company's surplus cash
00:38 Is investing right for my business?
01:45 What can I actually invest in?
03:16 How does the tax work?
04:36 How do I get started?
05:44 How do I get my money out?
This video explains how it works: you choose from a curated range of ETFs and set a strategy based on your time horizon, short-duration bond and overnight rate ETFs targeting around 3.7% (close to the Bank of England base rate) for cash you need within 1-2 years, or global equity ETFs for retained profits you won't touch for 5+ years. It covers setup (around 10-15 minutes, with Companies House details pulled automatically and your LEI number registered and covered free for the first year), how corporation tax applies since it's not an ISA or SIPP (you're only taxed on realised gains, and losses can offset gains), and how withdrawals work (no notice period, no exit fees, cash returns to your company account in a few business days).
📱 Download the iOS app: apps.apple.com/gb/app/investengine
📱 Download the Android app: play.google.com/store/apps/details?id=com.investengine.app
Capital at risk. The value of your investments can go down as well as up, and you may get back less than you invest. This video is for general information and educational purposes only and does not constitute financial, tax, or investment advice. It does not take into account your individual circumstances, and InvestEngine does not provide tax advice
InvestEngine is FCA authorised and FSCS protected. Minimum investment is £100, with no upper limit and the option to automate contributions via a savings plan.
