Uploaded June 2026 | Updated September 2026, 3 weeks ago
Accredited Investors: Catalina Island deal closes soon.
Join waitlist: somerscapital.com/invest
In this episode Rich Somers sits down with Rich Torres to discuss how business owners and real estate investors can use credit as a tool to access capital, build leverage, and create more financial flexibility. Rich breaks down why he believes people should stop relying on debit cards and cash, how credit card points can turn everyday spending into travel rewards, and how strong credit profiles can open the door to $100K, $200K, or even $300K in 0% interest business funding.
Rich also explains the process of fixing credit, building credit, keeping utilization low, and using funding strategically instead of recklessly. From launching a business to scaling an existing company or funding real estate opportunities, this conversation gives listeners a practical look at how credit can become one of the most powerful tools in their financial arsenal when used the right way.
Connect with Rich on Instagram: @rich_somers
Interested in investing with Somers Capital? Visit somerscapital.com/invest to learn more.
Interested in joining The 7 Figure Creator Mastermind? Visit the7figurecreator.com to book a free intro call.
Interested in joining our Boutique Hotel Mastermind? Visit somerscapital.com/mastermind to book a free call.
Accredited Investors: Catalina Island deal closes soon.
Join waitlist: somerscapital.com/invest
In this episode Rich Somers sits down with Rich Torres to discuss how business owners and real estate investors can use credit as a tool to access capital, build leverage, and create more financial flexibility. Rich breaks down why he believes people should stop relying on debit cards and cash, how credit card points can turn everyday spending into travel rewards, and how strong credit profiles can open the door to $100K, $200K, or even $300K in 0% interest business funding.
Rich also explains the process of fixing credit, building credit, keeping utilization low, and using funding strategically instead of recklessly. From launching a business to scaling an existing company or funding real estate opportunities, this conversation gives listeners a practical look at how credit can become one of the most powerful tools in their financial arsenal when used the right way.
Connect with Rich on Instagram: @rich_somers
Interested in investing with Somers Capital? Visit somerscapital.com/invest to learn more.
Interested in joining The 7 Figure Creator Mastermind? Visit the7figurecreator.com to book a free intro call.
Interested in joining our Boutique Hotel Mastermind? Visit somerscapital.com/mastermind to book a free call.










