Uploaded July 2025 | Updated September 2026, 2 weeks ago
Launch the idea you’ve been sitting on TODAY with Hostinger Horizons, use my code NIKA to get 10% off your first month! Link: hostinger.com/nika
💸 The Budget I use (get 10% off with code NIKA10): coplenty.com/?ref=nika
I’m finally showing exactly how I’m managing, saving, spending & investing my money to buy my dream home 🏡💸 If you want real tips on money glow ups, budgeting, investing & smart habits in your 20s/30s, this is for you!
Come say hi! 🧸
🎀 Instagram: @nikaerculj instagram.com/nikaerculj
👉🏼 the planner i use: nikatemplates.com/store/p/lifedesignplanner
✧ videos mentioned ✧
Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸 youtu.be/z8dcZvTHmj0
Your Shopping Habits are Keeping you Poor: 10 Micro Habits to Stop Overspending & Level UP! youtu.be/p9e7SQuzBvg
8 Smart Girl Habits You NEED to Fix Your Finances & Grow Wealth in Your 20s youtu.be/3kUxoqqFeIM
✧ videos you might like ✧
Self-Isolation Era: Lock in for The Next 90 Days & Become Unrecognisable (full guide) youtu.be/Bxq5zKpb6MU
If you're ambitious but lazy, watch this youtu.be/oKWv8B7Izy4
Become UNRECOGNISABLE This Summer: How to Glow up Using Psychology & Science youtu.be/lrKKZq1roN8
✧ self-help books that changed my life: amzn.to/3qhdSM2
my book:
Amazon: amzn.to/3386uY6
contact (brand work only)
email: inquiries@nikaerculj.com
music:
♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - thmatc.co/?l=E645C665
timestamps:
00:00-02:03 current situation & goal
02:03-05:32 income growth strategy
05:32-06:49 saving habits
06:49-08:12 budgetting 101
08:12-08:53 my personal budget
08:52-10:00 savings accounts
10:00-11:00 lifestyle creep
11:00-11:23 save first
11:23-11:47 how i stay motivated
11:47-12:23 gamify it
12:23-12:56 no spend challenges
12:56-13:26 clear, specific goals
13:26-14:54 cutting down expenses
14:54-15:12 my saving goal
15:12-19:07 how i invest
FTC: This video is sponsored by Hostinger Horizons
Launch the idea you’ve been sitting on TODAY with Hostinger Horizons, use my code NIKA to get 10% off your first month! Link: hostinger.com/nika
💸 The Budget I use (get 10% off with code NIKA10): coplenty.com/?ref=nika
I’m finally showing exactly how I’m managing, saving, spending & investing my money to buy my dream home 🏡💸 If you want real tips on money glow ups, budgeting, investing & smart habits in your 20s/30s, this is for you!
Come say hi! 🧸
🎀 Instagram: @nikaerculj instagram.com/nikaerculj
👉🏼 the planner i use: nikatemplates.com/store/p/lifedesignplanner
✧ videos mentioned ✧
Your Money Glow Up: Budgeting, Saving & Building Wealth in Your 20’s 💸 youtu.be/z8dcZvTHmj0
Your Shopping Habits are Keeping you Poor: 10 Micro Habits to Stop Overspending & Level UP! youtu.be/p9e7SQuzBvg
8 Smart Girl Habits You NEED to Fix Your Finances & Grow Wealth in Your 20s youtu.be/3kUxoqqFeIM
✧ videos you might like ✧
Self-Isolation Era: Lock in for The Next 90 Days & Become Unrecognisable (full guide) youtu.be/Bxq5zKpb6MU
If you're ambitious but lazy, watch this youtu.be/oKWv8B7Izy4
Become UNRECOGNISABLE This Summer: How to Glow up Using Psychology & Science youtu.be/lrKKZq1roN8
✧ self-help books that changed my life: amzn.to/3qhdSM2
my book:
Amazon: amzn.to/3386uY6
contact (brand work only)
email: inquiries@nikaerculj.com
music:
♪ Free Music for Videos 👉 Music by Sonic Nothing - Blush - thmatc.co/?l=E645C665
timestamps:
00:00-02:03 current situation & goal
02:03-05:32 income growth strategy
05:32-06:49 saving habits
06:49-08:12 budgetting 101
08:12-08:53 my personal budget
08:52-10:00 savings accounts
10:00-11:00 lifestyle creep
11:00-11:23 save first
11:23-11:47 how i stay motivated
11:47-12:23 gamify it
12:23-12:56 no spend challenges
12:56-13:26 clear, specific goals
13:26-14:54 cutting down expenses
14:54-15:12 my saving goal
15:12-19:07 how i invest
FTC: This video is sponsored by Hostinger Horizons
