Uploaded April 2026 | Updated September 2026, 3 weeks ago
Thanks to our good friends at Monarch for sponsoring this series! Get 50% off with code TFD50 at bit.ly/4cDtHl1
Welcome to The No-Fuss Budget, our latest YouTube series centering on the realities of budgeting when you *don’t* make six figures or come from substantial generational wealth. In each episode, we’re focusing on some of the most common money issues we see among the TFD audience: emotional spending and overconsumption, living paycheck to paycheck, the debt payoff struggle, and much more!
In our second episode, our wonderful guest Mikayla shares her budget as a person working 60 or more hours a week across 3 jobs and earning $45K a year. She shares her insights into frugal living, how she takes care of her future self, dealing with burnout, and working in an industry filled with privileged nepo babies. We love her outlook on life and goal-oriented but level-headed approach!
00:00:00 Cold open
00:00:26 Intro
00:02:12 Welcome, Mikayla
00:02:23 My financial background
00:03:54 My work life & weekly schedule
00:05:19 How I got here
00:08:30 My budget
00:10:40 What it's like to work in the arts
00:14:07 My money philosophy
00:16:42 Work/life balance?
00:20:37 Changes I'm making
00:22:47 My future plans
00:25:23 My biggest lessons
Thanks to our good friends at Monarch for sponsoring this series! Get 50% off with code TFD50 at bit.ly/4cDtHl1
Welcome to The No-Fuss Budget, our latest YouTube series centering on the realities of budgeting when you *don’t* make six figures or come from substantial generational wealth. In each episode, we’re focusing on some of the most common money issues we see among the TFD audience: emotional spending and overconsumption, living paycheck to paycheck, the debt payoff struggle, and much more!
In our second episode, our wonderful guest Mikayla shares her budget as a person working 60 or more hours a week across 3 jobs and earning $45K a year. She shares her insights into frugal living, how she takes care of her future self, dealing with burnout, and working in an industry filled with privileged nepo babies. We love her outlook on life and goal-oriented but level-headed approach!
00:00:00 Cold open
00:00:26 Intro
00:02:12 Welcome, Mikayla
00:02:23 My financial background
00:03:54 My work life & weekly schedule
00:05:19 How I got here
00:08:30 My budget
00:10:40 What it's like to work in the arts
00:14:07 My money philosophy
00:16:42 Work/life balance?
00:20:37 Changes I'm making
00:22:47 My future plans
00:25:23 My biggest lessons
