Uploaded February 2026 | Updated September 2026, 2 hours ago
The Bank of England's decisions can have a substantial impact on how much landlords charge and, therefore, how much you spend every month. But how many people really understand this?
Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, talks to Jamilla Blake about how changes in Bank Rate can lead to changes in rent prices.
She takes us through her experience of renting – or what she calls 'the start of my adulthood' – and how the responsibilities of council tax and utility bills 'catapulted her into the real world'.
She also explains how the Renters' Rights Act, which comes into effect in May 2026, will provide more security for tenants in terms of no-fault evictions and price rises.
Keep an eye out for Tom Heath and his quick-fire question round.
ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
00:00 coming up...
00:33 Jamilla's intro
00:59 Jamilla introduces Fisayo Martins
01:29 Fis introduces herself
02:07 Fis' experience renting
03:37 Fis talks about changes in renting
04:53 Renters' Rights Act
07:01 Impact of interest rates on landlords
07:12 Jamilla explains MPC and Base Rate
08:16 Jamilla and Fis talk about people's understanding
09:08 How could landlords manage the change?
11:12 Fis' experience renting and challenges
12:03 Challenges in the rental market and buying
13:27 Budgeting and cost of living
15:27 How renters should prepare
17:19 What should renters be conscious of?
18:20 Knowing why rent could increase
19:32 Tom's quick-fire round!!!
25:45 Three things renters should know
27:53 What you should take away
The Bank of England's decisions can have a substantial impact on how much landlords charge and, therefore, how much you spend every month. But how many people really understand this?
Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, talks to Jamilla Blake about how changes in Bank Rate can lead to changes in rent prices.
She takes us through her experience of renting – or what she calls 'the start of my adulthood' – and how the responsibilities of council tax and utility bills 'catapulted her into the real world'.
She also explains how the Renters' Rights Act, which comes into effect in May 2026, will provide more security for tenants in terms of no-fault evictions and price rises.
Keep an eye out for Tom Heath and his quick-fire question round.
ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.
00:00 coming up...
00:33 Jamilla's intro
00:59 Jamilla introduces Fisayo Martins
01:29 Fis introduces herself
02:07 Fis' experience renting
03:37 Fis talks about changes in renting
04:53 Renters' Rights Act
07:01 Impact of interest rates on landlords
07:12 Jamilla explains MPC and Base Rate
08:16 Jamilla and Fis talk about people's understanding
09:08 How could landlords manage the change?
11:12 Fis' experience renting and challenges
12:03 Challenges in the rental market and buying
13:27 Budgeting and cost of living
15:27 How renters should prepare
17:19 What should renters be conscious of?
18:20 Knowing why rent could increase
19:32 Tom's quick-fire round!!!
25:45 Three things renters should know
27:53 What you should take away
