Uploaded October 2025 | Updated September 2026, 2 weeks ago
When you're just starting out to get credit into your financial mix, there are steps you'll want to make before you can open a regular credit line all on your own. How might you start to dip your toes into the credit pond? Consider these leading suggestions to ease toward responsibly building credit rather than taking the plunge head-first: whether it’s opening a secured credit card, becoming an authorized user on another's credit card account, or seeing if there's someone to cosign a loan with you.
Just as you've got to crawl before you can run, get your credit off on the right foot today for a solid future tomorrow.
When you're just starting out to get credit into your financial mix, there are steps you'll want to make before you can open a regular credit line all on your own. How might you start to dip your toes into the credit pond? Consider these leading suggestions to ease toward responsibly building credit rather than taking the plunge head-first: whether it’s opening a secured credit card, becoming an authorized user on another's credit card account, or seeing if there's someone to cosign a loan with you.
Just as you've got to crawl before you can run, get your credit off on the right foot today for a solid future tomorrow.
