Holloway v. Wachovia Bank & Trust Co. Case Brief Summary | Law Case Explained @QuimbeeDotCom
Holloway v. Wachovia Bank & Trust Co. Case Brief Summary | Law Case Explained  @QuimbeeDotCom
Uploaded March 2025 | Updated September 2026, 3 weeks ago
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Holloway v. Wachovia Bank & Trust Co.
North Carolina Court of Appeals
428 S.E.2d 453 (1993)

Battery and assault are intentional torts. Thus, the plaintiff must prove the defendant acted with intent. A North Carolina court explored the intent element of both battery and assault in Holloway versus Wachovia Bank and Trust.

Wachovia Bank sent Jean Dawson to repossess a car from Hallie Holloway.

Dawson found the car in a parking lot with Hallie in the driver's seat holding her sleeping infant son, Damien. Sue Holloway, Hallie's mother, and Swanzett Holloway, Halle's ten year old niece, were also in the car. When Dawson reached across Halle and tried to take the keys out of the ignition, Dawson's elbow dug into Damien's back. Dawson then retrieved a pistol from her own car and pointed it at Halle, ordering her out of the car, but Halle drove away.

Eventually, the Holloway's sued Wachovia and Dawson for assault based on Dawson's gun pointing. Halle and Damien also brought claims for battery based on Dawson's reach into the car. The trial court dismissed Halle's and Sue's claims due to a statute of limitations.

Damien's and Swanzett's claims proceeded to trial.

To support her assault claim, Swanzett testified that she saw Dawson point the gun at Halle and feared that Dawson would shoot her.

The defense moved for a directed verdict on Damien's battery claim and Swanzett's assault claim.

They argued that by elbowing Damien, Dawson didn't commit a battery because she didn't intend to harm him. The defense also argued that Swanzett's assault claim was insufficient because Dawson pointed the gun at Halle, not Swanzett.

The trial court issued directed verdicts against Damien and Swanzett.

They appealed to the North Carolina Court of Appeals.

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