Social Symone ♡
Youre NOT becoming THAT GIRL... you are becoming POOR and in DEBT!
updated
Just some Cool Keywords:)
Pretty ricky, pleasure p, viral trend, I’m just a girl, impulse shopping, overconsumption, girl math, financial responsibility, credit card debt, reckless spending, financial habits, women and money, lazy excuses, financial literacy, debt management, TikTok trends, broke lifestyle, consumer culture, spending habits, money management, personal finance, financial empowerment, personal finance, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
Chapters:
00:00 Introduction to the Trend
00:30 The Irony of Irresponsibility
01:15 Girl Math and Its Implications
02:34 Real-Life Consequences
03:48 Diminishing Womanhood
04:15 Debt vs. Lifestyle Choices
04:27 "DEBT AIN'T NOTHIN BUT A NUMBER"
05:52 The Impact of Social Media
07:06 The Problem with Excuses
08:17 Regressive Ideas of Womanhood
09:30 The Allure of a Soft Life
10:29 Financial Responsibility in Relationships
14:13 Gym Etiquette: A Misunderstanding
14:44 'I'm Just a Girl' - Context of Capability
15:11 Perceptions of Female Responsibility
15:38 A Journey from Debt-Free to $40,000 in Debt
16:12 Dream Car and Unforeseen Expenses
16:49 Transition to Stay-at-Home Mom
17:28 Struggling with Credit Card Debt
18:28 Cautionary Tale on Credit Card Usage
18:53 Navigating Life's Financial Challenges
19:23 Oversharing with Creditors
19:58 Budgeting for Graduate School
20:30 Monthly Expense Breakdown
21:05 Saving Strategy for Roth IRA
21:39 Potential Savings vs. Realistic Spending
22:10 Allocating Funds for Fun vs. Saving
23:08 Paying Yourself First: A Smart Strategy
23:44 Trading Caution: The Risks
24:10 Action Over Excuses: Building a Future
24:33 Empowering Financial Decisions
25:20 Setting an Example for Better Choices
Just some Cool Keywords:)
viral trend, I’m just a girl, impulse shopping, overconsumption, girl math, financial responsibility, credit card debt, reckless spending, financial habits, women and money, lazy excuses, financial literacy, debt management, TikTok trends, broke lifestyle, consumer culture, spending habits, money management, personal finance, financial empowerment, No Doubt, Gwen Stefani, personal finance, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
Chapters:
00:00 Intro
00:27 The struggle of being understood
01:25 People resist help
01:52 Age doesn't determine openness
02:17 Wisdom from unexpected sources
02:44 Judging by appearance
03:40 Society's bias against messengers
04:07 Credibility and appearance
05:03 The decline of listening skills
05:37 Attacks on the messenger
06:03 The importance of perspective
07:03 Right message, wrong messenger
07:39 The Amazon delivery analogy
09:12 Misunderstanding intent
09:35 Experience vs. advice
10:05 Common sense in guidance
10:32 Fear of offering help
11:03 The burden of perceived superiority
11:26 The dilemma of accepting advice
Just some cool seo Keywords:
learning from others, personal development, self improvement, valuable life advice, unexpected wisdom, personal growth, practical wisdom, social judgment, transformative insights, entrepreneurship, productivity, open-mindedness, listening skills, humility in learning, financial advice, overcoming biases, seeking knowledge, viral, learning from experiences, barriers to learning, practical wisdom, life lessons, growth mindset, social judgment, advice from strangers, transformative insights, mentorship, finding wisdom, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #selfimprovement #finance #debt
00:00 Intro
00:10 Target iPad Sale Madness
00:35 Price Match Issues at Target
01:09 What is Target Circle?
01:36 How People Are Getting iPads for $69
02:06 Story: Struggling with My Old iPad
02:47 Price Match with Amazon
03:25 Buying 4 iPads for the Price of 1
04:04 Why People Are Rushing for This Deal
05:16 Target Not Honoring All Price Matches
06:12 Advice: Don't Spend If You’re Broke
06:58 The Best Way to Save Money
07:47 Is Your Target Flooded with Buyers?
08:13 Let Me Know If Your Target Allowed This Deal
Just some Cool Keywords:)
iPad 9th Generation, Target iPad sale, $69 iPad, Target, Target Circle, iPad deal, iPad price match, cheap iPads, Target electronics, Apple iPad sale, Target discounts, Amazon price match, Target clearance, budget electronics, iPad for $69, Target shopping, viral iPad sale, iPad 9th Generation price, Target $69 iPad, Target iPad discount, Apple iPad deal
Chapters:
00:00 Introduction to the Debate
00:34 DDG Says A 9 to 5 Should Only be Used to Fund Your Own Business
01:43 Importance of 9-to-5 Workers
02:50 Funding Your Business
04:03 Who’s Working the Jobs?
04:53 The Reality of Work Preferences
05:40 Let People Live Their Lives
06:27 Planning for the Future
07:14 Investing in Yourself
08:35 The Impact of AI on Jobs
09:05 Personal Investments
09:31 Accountability for Life Choices
10:19 The Role of 9-to-5 Jobs
10:45 Closing Thoughts on Work
11:34 Misconceptions About 9-to-5 Jobs
12:12 The Reality of Quitting Without a Plan
13:14 Emotional Decisions vs. Business Strategy
14:05 Addressing DDG's Message
14:56 Finding Stability in 9-to-5 Work
15:52 Hard Work and Job Realities
17:10 Reflections on DDG and Success
18:37 Discussing Bills and Entrepreneurship
19:42 Self-Made Millionaires and Struggles
20:54 The Reality of Working Hard for Success
21:50 Understanding Frustrations in the Business World
22:51 The Challenge of Social Media Success
23:46 DDG Responses to the Backlash
25:02 Poll Results Should A 9 to 5 be used to fund your business?
Just Some Cool Keywords :)
DDG, 9 to 5 workers, business advice, use job money, investing in business, financial freedom, entrepreneurship, job, jobs, side hustle, viral advice, money management, job vs. entrepreneur, Business Advice, viral, build a business, personal finance, financial literacy, career change, credit card, loans, wealth building, motivation, online business, money tips, financial advice, job market, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
Sources:
People are panic-buying toilet paper because of the port strike. There is no need for that
cnn.com/2024/10/02/business/toilet-paper-shortages-port-strike/index.html
Chaos is building for shippers as U.S. port strike continues and costs rise
cnbc.com/2024/10/03/ports-strike-chaos-costs-starting-to-rise.html
What the East and Gulf coast port strikes could mean for the Port of LA
nbclosangeles.com/news/business/port-of-la-east-gulf-coast-strikes-economy/3525116
Chapters:
00:00 Panic Buying Begins
00:25 Flashbacks to 2020 Shortages
00:50 Impact of Port Strikes
01:21 Workers Strike for Better Wages
01:54 US-Made Toilet Paper
02:24 Debunking Toilet Paper Panic
02:52 Mob Mentality & Panic Buying
03:18 CNBC’s Take on Toilet Paper Hoarding
03:41 Economic Impact of the Strike
04:08 Price Increases from the Strike
04:42 People Buying Excessive Toilet Paper
05:12 Buying Tissue Made in the USA
05:41 Irrational Panic Buying
06:04 Created Shortage from Hoarding
06:31 Impact on Foreign Imports
07:04 Misunderstanding About Port Shutdowns
07:31 Strike Differences: East vs. West Coast
07:55 No Need for Excessive Hoarding
08:20 Hoarders Creating a Real Problem
08:44 Preppers vs. Panic Buyers
09:21 Costco & Water and Toilet Paper Frenzy
09:49 Empty Shelves Everywhere
10:18 Warning Against Panic Buying
10:42 Real Consequences of Hoarding
11:28 Community Poll Do you have toilet paper in your area still?
Just Some Cool Words :)
Panic buying, toilet paper shortage, overconsumption, longshoremen strike, port strikes, automation fears, striking, port workers, automation, money, supply chain, domestic toilet paper production, Walmart panic buying, Costco panic buying, Sam's Club toilet paper, U.S. toilet paper supply, creating shortages, strike and supply chain, major strikes, logistics, labor disputes, toilet paper crisis, stockpiling essentials, panic shopping, domestic manufacturing, supply chain disruptions, fear of shortage.
Chapters:
00:00 - Intro
00:24 - The Impact of Ghost Jobs
00:48 - John Doe’s Frustration
01:16 - Ghost Jobs Are Real and Common
01:46 - 4 in 10 Companies Posting Fake Jobs
02:40 - Ghost Jobs Not Always Scams
03:12 - AI’s Impact on Jobs
03:41 - Decline in Hiring Rates
04:14 - Ghost Jobs Are Like Tinder Profiles
05:00 - Companies Playing Mind Games
05:31 - Companies Using Job Postings for Market Research
06:27 - Frustration with Data Collection
07:17 - Disconnect Between Data and Reality
07:48 - Real-Life Experiences of Job Seekers
08:12 - Gen Z Struggling to Find Jobs
09:01 - Signs of Ghost Jobs
09:24 - Importance of Networking
10:21 - Difficulty in Proving Ghost Jobs
10:48 - Half of Companies Use Ghost Jobs
11:15 - Red Flags in Job Titles
11:41 - Popular Job Boards
12:12 - Job Sites Accountability
13:03 - Reputational Risks of Ghost Jobs
14:22 - Job Seekers Struggling in the Market
16:25 - TikToker Fired for Refusing Ghost Jobs
17:38 - Ghost Jobs as Scare Tactics
20:15 - Fake Job Listings Monitor Employee Loyalty
22:51 - Lack of Accountability for Ghost Jobs
Just some Cool Keywords:)
ghost jobs, job seekers, job market, economy, financial stability, fake job listings, hiring process, unemployment, job search, remote jobs, career advice, recruitment scams, job applications, work from home, job postings, employment opportunities, labor market, job fraud, job hunting, financial security, what are ghost jobs, ghost jobs infecting the market, tech sector, tech layoffs, applying for jobs, cnbc, viral moments, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #jobmarket #debt
Chapters:
00:00 Intro: Good vs. Evil in the World
00:26 She Deserves the Purse trend Explained
00:53 Money Hidden in Baby Supplies
01:22 Large Creators Join the Trend
01:48 Gift Cards Hidden in Baby Sections
02:15 The Problem with Filming Kindness Acts
02:45 Evil People Take Advantage of Kindness
03:15 Private Deeds, Not Content
03:47 Performative Kindness Concerns
04:12 Better Ways to Help Mothers
04:39 Warning Against Filming Good Deeds
05:03 The Issue of Clout and TikTok
05:27 Walmart Scavenger Hunt Incident
05:54 Greedy People Destroying Baby Items
06:16 Participation Trophy Culture
06:38 Hurricane Prep vs. Scavenging for Money
07:00 Target vs. Walmart for Struggling Mothers
07:28 Where to Place Money for Struggling Families
07:52 Why Walmart is Better for the Challenge
08:21 Women Searching for Money in Baby Supplies
08:48 Four Women Destroying Baby Aisles
09:12 The Sadness of People Taking Advantage
09:41 Call to Work Instead of Stealing
10:01 Evil Motives Always Exist
10:28 Discernment Against Negative Motives
11:40 Avoiding Being Taken advantage of in this challenge
Just Cool Keywords:
viral challenge, She Deserves the Purse, She Deserved the Purse, stealing from moms, money, social media influencers, money theft, TikTok trend, Target, Walmart, viral trends, acts of kindness gone wrong, influencer culture, motherhood, social media drama, viral video, parenting struggles, online challenges, ethical dilemmas, kindness vs. chaos, shocking trends, community impact, cash theft, viral moments, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
Chapters:
00:00 - Intro: Dream Job Interview Gone Wrong
00:27 - The Fallout: Forgetting the Passport
00:54 - United Airlines Responds
01:26 The Retaliation Claim
01:50 - Personal Expression vs. Professionalism
03:38 - The Importance of Brand Representation
04:32 - The Freedom of Speech Dilemma
05:31 - United Airlines Screenshot
07:22 - Race and Employment: A Complex Issue
08:22 - The Impact of Going Viral on Job Prospects
09:51 - The Connection Between Attitude and Employment
15:38 Competition and accountability in job applications
16:07 The consequences of not being prepared
16:29 Adult responsibility in the job search process
16:53 The importance of maintaining a positive reputation
17:21 The impact of pride on job prospects
17:52 The video as a potential hindrance to future opportunities
18:15 The cycle of viral fame and its implications
18:42 Qualifications vs. reputation in job applications
19:08 The misconception of qualifications as the only factor
19:51 The competition in job applications
20:12 The viral reaction to the situation
20:44 The support from the online community
21:20 The implications of societal beliefs among younger generations
21:54 The consequences of bashing employers online
22:23 Generational differences in job search attitudes
22:45 Real-world experiences inform job search strategies
23:11 The basics of job search etiquette
23:34 Lack of accountability among younger job seekers
24:03 The cultural shift towards social media attention
24:42 Reputation matters in the job market
25:13 Distraction from the main conversation
25:43 The importance of staying on topic
26:10 The relationship between reputation and job searching
26:38 The request for better protocols in the hiring process
27:08 Personal circumstances vs. professional accountability
Just Cool Keywords:
United Airlines, flight attendant, Viral, Tiktok, job applications, viral job search, job seeker tips, passport, accountability in hiring, gen z, job, social media impact, job market, economy, reputation in job market, hiring etiquette, job application mistakes, employer perceptions, career advice, interview preparation, generational differences in work, job market trends, online job searching, professional reputation, viral fame consequences, pride in job search, youth job seeking, hiring process insight, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
Chapters:
00:00 Intro
00:33 The Brokey Challenge Explained
01:24 Lyrics Spark Backlash
02:20 The $10,000 Incentive
02:41 Waffle House Employee Fired
03:45 Controversy Over Firing
04:11 Professionalism vs. Social Media
05:22 Risks of the Challenge
05:49 Latto's Response
06:12 Public Reaction
06:37 Job Responsibilities vs. Personal Goals
07:24 Company Policies
08:14 Consequences of Actions
09:05 Fun vs. Financial Security
09:47 Balancing Risks and Rewards
10:11 Latto’s Long-Term Success
10:36 Understanding Company Policies
11:51 Poll Results on Employee Conduct
12:21 Conclusion: Making Better Choices
Just Cool Keywords:
Brokey latto, latto brokey, brokey latto reaction, waffle house, Waffle House Employee Fired, news, finance, viral, trends, TikTok trends, viral TikTok videos, workplace challenges, Waffle House employee, jobs, economy, social media backlash, employee firings, financial security, professional conduct, music industry trends, work-life balance, economic struggles, internet challenges, celebrity influence, job loss, TikTok controversies, creative marketing, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
00:00 Intro:
00:25 New iPhone 16 Hype & Broke Priorities
01:24 Apple Loyalty: You Don't Owe Companies Anything
02:14 Complaining About the Economy While Buying iPhones
02:40 Why Financial Advice Isn't About "Happiness"
03:25 Justifying Big Purchases: iPhone Storage Choices
04:21 The 'No Buy' Justification Debate
04:46 America's Debt Culture & Reckless Spending
05:35 The Need to Fit In & Buy Status Symbols
06:31 Why the Color of Your iPhone Doesn't Matter
07:18 The Purpose of a Phone: Function Over Fashion
08:31 Old iPhones: Shaming People for Not Upgrading
09:13 The Irony of Shaming Others Over Material Things
10:03 Debt & Flexing: What Really Matters Financially
10:29 Society’s Obsession With Showing Off
11:15 The Mentality of Staying Broke for Appearances
12:06 When Financial Decisions Are About Impressing Others
13:02 Why You Should Focus on Saving, Not Spending
14:12 Emergency Funds Over Status Symbols
15:00 Don't Go Broke Over the Latest Tech
Just Cool Keywords:
iphone 16 pro max, iphone 16 pro, iphone 16, 16 pro max, apple, tech news, iphone 16 pro colors, Financial priorities, debt management, smart spending, saving vs. spending, iPhone vs. financial stability, tech addiction, financial freedom, money management tips, avoiding debt traps, consumer culture critique, latest iPhone features, budget-friendly phones, tech spending habits, debt culture, financial advice, saving money, overspending on gadgets, phone upgrades, financial discipline, responsible spending, financial tips, shopping addiction, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
@SunnyV2
New Update - Pink Sauce Just Officially Failed
youtube.com/watch?v=Z2oK_dXJ8Gk&t=10s
Chapters:
00:00 Intro:
01:15 Pink Sauce Launch
02:45 Chef Pii’s Marketing Strategy and Hype
04:10 Quality Issues and Consumer Reactions
06:00 Controversies Surrounding the Pink Sauce
07:30 Chef PII’s Response to Pink Sauce Criticism
09:15 Social Media Impact and Public Opinion
10:50 Sales Performance and Financial Struggles
12:12 Chef Pii's New Partnership with Dave's Gourmet
12:42 Initial Positive Feedback and Setbacks
13:11 Bottles on Clearance and Color Change
13:42 Pink Sauce Lady's Financial Issues and Eviction
14:15 Allegations Against Dave's Gourmet
14:47 Dave's Gourmet's Response and Luxury Spending
15:24 Pink Sauce Lady's $120,000 Mismanagement
15:56 Spending vs. Investing: The Lesson
16:23 Reaction to Chef Pii's Spending
16:48 Powdered Pink Sauce and Pricing Issues
17:19 Criticisms and Product Failure
17:50 Website and Business Status Updates
18:23 Chef Pii's Struggles with Sales and Royalties
18:58 The Importance of Managing Money Wisely
19:27 Learning from Financial Mistakes
19:51 Avoiding Reckless Spending
20:19 The Impact of Short-Term Spending
20:47 Making Money Work for You
21:35 The Real Cost of Financial Decisions
22:24 The Importance of Financial Discipline
22:47 Reflections on Pink Sauce Lady's Situation
23:15 Lessons for Future Financial Management
23:41 Hope for a Comeback and Future Decisions
24:09 Final Thoughts and Advice on Financial Choices
Just Cool Keywords:
Chef Pii, Pink Sauce, Pink Sauce Lady, Pink Sauce Fail, Pink Sauce Just Officially Failed, Financial Mistakes, Pink Sauce Drama, Chef P Controversy, Financial Downfall, Pink Sauce Bankruptcy, Chef Pii Lawsuit, Pink Sauce Scandal, Pink Sauce Clearance, Financial Lessons, Viral Business Fail, overconsumption, financial education, sunnyv2, react, tiktok, tiktok cringe ,reacts, tik tok, finance, personal finance, financial freedom, investing, Broke Like the Pink Sauce Lady, money management, financial tips, shopping addiction, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #finance #debt
You Gon' Love These Too ⬇️ ⬇️ ⬇️
Shocking 539% APR on PAYDAY LOAN — Woman Goes Viral Drowning in Debt!
youtube.com/watch?v=DCAW04hlhaU
You Aren't Really BROKE, You're "AVOCADO TOAST" BROKE
youtube.com/watch?v=i6QvwwKrkM8
$65,000 Credit Card Debt Revealed! Woman Goes VIRAL!
youtube.com/watch?v=mPBLuE1PYbA
Chapters:
0:00 Intro
00:25 Job Market is Trash and Gen Z is cooked
00:52 Content creator's job struggles
01:21 Building a following through complaints
01:46 Dangerous trend of online rants
02:10 Professionalism and social media impact
03:00 Online presence and job prospects
03:26 Impact of unprofessional behavior
03:56 Using social media for job hunting
04:22 Appearance vs. online behavior
04:48 Competition and job prospects
05:15 Networking and its importance
06:08 Military networking experience
07:01 Building connections to get the job done
07:26 Transitioning from military to civilian jobs
07:53 Standing out in job interviews
08:17 Importance of thank-you notes
08:42 Adding value to job applications
09:07 Criticism of unproductive online rants
09:32 Misery loves company mentality
09:57 Seeking positive solutions
10:22 Using social media to enhance professional image
10:48 Showcasing talent and professionalism
11:15 Resilience vs. complaining
11:41 Adapting and growing from failures
12:07 Contradictions in online behavior
12:33 Visible tattoos and job competition
12:59 Judgment based on appearance
13:32 Corporate America and visible tattoos
14:03 Appearance in professional settings
14:29 Visible tattoos and job prospects
14:54 Comment section's lack of honesty
15:21 Competing effectively for jobs
Keywords:
Job Market, Gen Z, Social Media Impact, Professionalism, Inflation, news, job hunting, ghost jobs, tiktok, tik tok, Networking, Job Competition, Resilience, Career Development, Online Presence, Interview Tips, Hiring Practices, SelfImprovement, Corporate America, Visible Tattoos, Piercings, Appearance Matters, Content Creation, Frustration, Misery Loves Company, Employment Challenges, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #job #jobmarket #gen z
You Gon' Love These Too ⬇️ ⬇️ ⬇️
The Sprayground Backpack Craze Has Gone Too Far!
youtube.com/watch?v=LcNF4zK0wrE
TOXIC Self Care OVERCONSUMPTION is keeping you BROKE and UNSATISFIED!
youtube.com/watch?v=Fxmp01Oj7aE
You're NOT becoming "THAT GIRL"... you are becoming POOR and in DEBT!
youtube.com/watch?v=FgZkUi1NqRU
Video Sources:
Bond market ‘yield curve’ returns to normal from inverted state that had raised recession fears
cnbc.com/2024/09/04/bond-market-yield-curve-returns-to-normal-from-inverted-state-that-had-raised-recession-fears.html
37% of Americans can’t afford an emergency expense over $400, according to Empower research
empower.com/press-center/37-americans-cant-afford-emergency-expense-over-400-according-empower-research
Bankrate’s 2024 Annual Emergency Savings Report
bankrate.com/banking/savings/emergency-savings-report
The two signs stoking recession fears in US, and when it might begin
economictimes.indiatimes.com/news/international/business/the-two-signs-stoking-recession-fears-in-us-and-when-it-might-begin/articleshow/113062954.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
economictimes.indiatimes.com/?back=1
Chapters:
00:00 - Intro
00:39 - Hello Kitty Obsession Gone Crazy!
01:05 - Resellers Are Flipping Hello Kitty for Insane Profits
01:39 - Fights Over Hello Kitty?!
02:10 - Shoppers Banned for Hello Kitty Madness
02:39 - A Simple Blanket Turns Into Chaos!
03:11 - Outrageous Behavior During Hello Kitty Drops
03:38 - The Viral Hello Kitty Lady
04:07 - Sneaking into Employee Areas for Hello Kitty Gear?!
04:29 - Employees Pressured to Give Up Hidden Hello Kitty Stock
04:59 - Greed Over Hello Kitty
05:28 - The Secret Tricks Shoppers Use to Hide Hello Kitty Items
05:52 - Employees Hiding Hello Kitty Merch Too?
06:18 - Petty Drama and Sneaky Moves in the Hello Kitty World
06:43 - How to Beat the Crowds for Hello Kitty – Insider Tips
07:14 - Hello Kitty Hunting
07:36 - Warning: The Downside of These Hello Kitty Hacks
08:05 - Long-Time Fans Are FED UP With the Hello Kitty Shortages
08:39 - The Emotional Breakdown Over Hello Kitty Mania
09:00 - Is Hello Kitty Being Over-Marketed?
09:45 - Sanrio Rakes in Huge Profits
10:20 - Hello Kitty Overload: Is It All for Profit?!
10:46 - The Shocking Truth Behind Hello Kitty’s Identity
11:20 - Why People Just Can’t Stop Buying Hello Kitty
11:54 - This Hello Kitty Addiction Is Costing Fans BIG Money
12:28 - The Financial Hit of Being Hooked on Hello Kitty
13:20 - How Hello Kitty Obsession Exposes Bigger Problems in Society
13:50 - The Crazy Marketing Ploys Behind Hello Kitty’s Popularity
14:08 Hello Kitty Mafia Member on Overconsumption and Consumerism
14:40 Poll, Should Adults Obsess Over Trends
14:59 - Financial Wellbeing Before Trends!
15:42 - How Hello Kitty Mania Is Effecting People
16:17 - What We Can Learn From the Hello Kitty Craze
Just Cool Keywords:
Overconsumption, consumerism, Hello Kitty, Sanrio, viral trends, excessive spending, debt disaster, financial chaos, shopping habits, shopaholics, trending products, financial impact, aggressive shopping, debt crisis, debt, consumer behavior, overconsumption trends, spending frenzy, viral obsession, money management, financial tips, shopping addiction, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #videoessay #finance
You Gon' Love These Too ⬇️ ⬇️ ⬇️
Why Your Constant Doom Spending Isn’t Very DEMURE And KEEPS YOU BROKE!
youtube.com/watch?v=5KSgxq4spJ4
Shocking 539% APR on PAYDAY LOAN — Woman Goes Viral Drowning in Debt!
youtube.com/watch?v=DCAW04hlhaU
You Aren't Really BROKE, You're "AVOCADO TOAST" BROKE
youtube.com/watch?v=i6QvwwKrkM8
$65,000 Credit Card Debt Revealed! Woman Goes VIRAL!
youtube.com/watch?v=mPBLuE1PYbA
Chapters:
00:00 Intro to Sprayground Backpack Craze
00:27 Status Symbol Pressure
00:56 Deeper Societal Issue
01:24 Educational Focus
01:54 Material Possessions vs. Self-Worth
02:30 Trends and Impact
03:23 Cost and Bullying
04:30 Get a JanSport and SIT DOWN!
04:47 Parental Reactions To Sprayground Bookbags
05:15 Snatching Sprayground Tags!
05:55 Kids Are Ranking Sprayground Packs
05:44 School Policies and Issues
06:25 Sprayground's Creator Response to the Bags Controversy
07:12 Teaching Respect and Value
08:15 Impact on Finances and Happiness
09:04 Wisdom Over Material Goods
10:32 Poll Results and Opinions
11:05 Do you Agree with this mom about Expensive Bookbags?
tags:
Sprayground backpacks, backpack craze, status symbol, back-to-school trend, material possessions, self-worth, financial strain, expensive backpacks, youth pressure, consumerism, societal issues, backpack bullying, Sprayground bags, luxury backpacks, educational focus, trends and impact, parental reactions, school policies, financial impact, youth influence, materialism vs. self-worth, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #socialcommentary #videoessay #finance
You Gon' Love These Too ⬇️ ⬇️ ⬇️
Why Your Constant Doom Spending Isn’t Very DEMURE And KEEPS YOU BROKE!
youtube.com/watch?v=5KSgxq4spJ4
Shocking 539% APR on PAYDAY LOAN — Woman Goes Viral Drowning in Debt!
youtube.com/watch?v=DCAW04hlhaU
You Aren't Really BROKE, You're "AVOCADO TOAST" BROKE
youtube.com/watch?v=i6QvwwKrkM8
$65,000 Credit Card Debt Revealed! Woman Goes VIRAL!
youtube.com/watch?v=mPBLuE1PYbA
Chapters:
00:00 Intro & Seeking a Rich Man
00:29 $144,000 in Credit Card Debt
01:03 Online Dating for Financial Rescue
02:05 Responsibility & Debt Payoff
03:01 Owning Your Financial Mistakes
03:53 Financial Red Flags in Relationships
04:45 Credit Card Debt Journey & Mindset Shift
05:38 Marriage, Debt, & Financial Literacy
07:23 Poll Results: Spouses Paying Off Debt
08:24 Fairness in Debt Responsibility
09:14 The Importance of Financial Transparency
10:24 Financial Friction in Marriage
11:10 Poll Results: Women Paying Husband’s Debt
tags:
credit card debt, rich man, marrying for money, financial compatibility, financial responsibility, paying off debt, relationship red flags, debt in marriage, financial literacy, money management, should you dump someone with debt, debt payoff journey, credit score, dating and finances, financial advice, marriage and money, financial independence, paying off credit cards, debt free journey, financial planning, credit card payoff, personal finance, financial struggles, budgeting tips, money management, financial advice, managing debt, financial hardship, coping with debt, credit card tips, debt repayment plan, financial stability, living within means, avoiding debt, financial planning, debt management, debt relief options, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
Chapters:
00:00 Intro and Definition of Demure
00:30 What is Doom Spending
01:06 Millennials’ Personal Story on Doom Spending
03:30 $38 K in Debt Doom Spending on Expensive Vacation to Costa Rica
06:27 $5K in Debt from Drinking in College
07:42 The Reality of Being Broke in Your 20s
08:01 Living in an Expensive City While Broke
09:07 Critique of Living Paycheck to Paycheck
11:36 YOLO Story
15:07 The Decision to Stop Saving Money
18:04 Are We Financially Struggling In 2024 Economy
19:16 Stats on American Credit Card Debt
20:56 People are surviving on Credit Card Debt
22:30 Community Poll Results on Doom Spending on Wants
23:00 Things to Help You in the Future!
You Gon' Love These Too ⬇️ ⬇️ ⬇️
Shocking 539% APR on PAYDAY LOAN — Woman Goes Viral Drowning in Debt!
youtube.com/watch?v=DCAW04hlhaU
You Aren't Really BROKE, You're "AVOCADO TOAST" BROKE
youtube.com/watch?v=i6QvwwKrkM8
$65,000 Credit Card Debt Revealed! Woman Goes VIRAL!
youtube.com/watch?v=mPBLuE1PYbA
tags:
doom spending, demure spending, Demure, very demure, very mindful very demure, very demure very mindful, very demure very mindful original, YOLO, financial mindfulness, overspending habits, money anxiety, financial stress, budgeting tips, mindful spending, financial self-control, spending habits, personal finance, financial planning, frugality, spending triggers, financial discipline, saving money, debt management, impulse buying, financial wellness, consumer behavior, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia, Social Symone #debt #finance
You Gon' Love These Too ⬇️ ⬇️ ⬇️
Shocking 539% APR on PAYDAY LOAN — Woman Goes Viral Drowning in Debt!
youtube.com/watch?v=DCAW04hlhaU
You Aren't Really BROKE, You're "AVOCADO TOAST" BROKE
youtube.com/watch?v=i6QvwwKrkM8
$65,000 Credit Card Debt Revealed! Woman Goes VIRAL!
youtube.com/watch?v=mPBLuE1PYbA
Chapters:
00:00 - Intro
00:06 - Woman Wears Shorts to Job Interview
00:36 - Viral TikTok Controversy
01:04 - Dress Code Expectations
01:40 - Blaming Women for Lying to Each Other
02:47 - Honesty vs. Uplifting in Friendships
03:35 - Impact of Surrounding Yourself with Truth Tellers
04:35 - Debating Shorts as Professional Attire
05:50 - Professional Dress Codes and Autonomy
06:57 - Consequences of Breaking Dress Code Norms
08:06 - Personal Experience: Offering Job Despite Dress Code Violations
09:29 - Shorts Debate: Challenging Norms in Professional Attire
10:36 - Viral Video Consequences
11:30 - Job Interview and Professionalism
12:18 - Follow-Up Video Explanation
12:57 - Doubts About the Candidate's Experience
13:34 - Responding to Criticism
13:56 - Poll Results: Wearing Shorts to an Interview
14:06 - Final Thoughts on Professional Dress Codes
tags:
job interview attire, wearing shorts to an interview, viral TikTok job interview, professional dress code, interview outfit debate, shorts in the workplace, job interview mistakes, career blunder TikTok, professional attire controversy, job interview fashion, TikTok viral video, shorts at work debate, job interview tips, career advice, professional dress norms, interview dress code, TikTok trends, job interview viral video, professional outfit choices, interview attire discussion ,financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia, Social Symone #debt #finance
You Gon' Love These Too ⬇️ ⬇️ ⬇️
You Aren't Really BROKE, You're "AVOCADO TOAST" BROKE
youtube.com/watch?v=i6QvwwKrkM8
$65,000 Credit Card Debt Revealed! Woman Goes VIRAL!
youtube.com/watch?v=mPBLuE1PYbA
Chapters:
00:00 - Intro
00:33 - What is a Payday Loan?
01:03 - Personal Story of High APRs
01:36 - Breakdown of Loan Costs
02:17 - Impact of High-Interest Loans
03:00 - Payday Loans vs. Credit Cards
03:37 - More High-Interest Loan Examples
04:26 - Personal Impact & Recovery Steps
05:12 - Total Interest Paid & Debt Struggles
05:48 - Lack of Disclosure on Interest Rates
06:22 - Desperation & Hidden Fees
07:21 - Payday Loan Cycle & Avoidance
07:53 - Unexpected Charges Anecdote
08:27 - Difficulties with Loan Companies
09:37 - Motivational Advice & Financial Changes
10:07 - Success Stories in Repaying Loans
10:36 - Learning from Financial Recovery
11:02 - Money Mindset & Budgeting Importance
11:45 - Issues with Payday Loan Reporting
12:08 - High Fees & Personal Loan Example
13:34 - Math Behind Payday Loans
14:06 - Consolidation Loans & High Rates
15:24 - Avoiding Payday Loans & Alternatives
15:56 - Managing Finances & Avoiding Traps
16:34 - Income Levels & Financial Challenges
16:57 - Mindset Shift for Effective Management
17:19 - Personal Experiences & Overcoming Issues
18:10 - Refinancing Offers & Pitfalls
19:12 - Current Payday Loan Impact
19:51 - How High Interest Affects Repayment
20:21 - Managing Loan Payments & Interest
21:14 - Recap: Cost of Payday Loans & Impact
21:51 - Reflection on Debt Journey & Frustrations
26:15 - Payday loan Poll
tags:
539% APR payday loan, payday loan debt, viral TikTok payday loan, payday loan scandal, predatory lending practices, payday loan horror story, payday loan trap, financial stress payday loan, TikTok financial advice, payday loan debt trap, high-interest payday loan, viral financial TikTok, payday loan warning, payday loan victim, payday loan financial disaster, TikTok debt confession, payday loan story, payday loan mistakes, payday loan awareness, payday loan crisis, credit, personal finance, financial struggles, debt consolidation, budgeting tips, money management, managing debt, financial hardship, coping with debt, debt repayment plan, financial stability, living within means, avoiding debt, financial planning, debt management, debt relief options, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia, Social Symone #debt #finance
THIS GIVEAWAY IS CLOSED!!!!!
➡️ **$100 Worth of School Supplies for TEACHERS GIVEAWAY Official Rules:** ⬅️
1. **Eligibility:**
- Open to legal residents of the Continental United States.
- Participants must be 18 years or older.
- Must currently be a teacher in a public school.
2. **Entry Period:**
- Begins on 15 AUG 2024 and ends on 23 AUG 2024. Entries submitted after the deadline will not be considered.
3. **How to Enter:**
- Comment on this video with how long you’ve been teaching and your state.
- Ensure your account privacy settings allow me to contact you if you win.
- You may NOT enter on behalf of someone else.
- By commenting on this video, you agree to all terms and conditions.
- Only one entry per individual.
4. **Winner Selection:**
- The winner will be randomly selected from eligible entries.
- The winner will be announced on 24 AUG 2024 via live stream or a community post. The winner must respond within 5 days, or a new winner will be chosen.
- The winner will be notified via a reply to their winning comment on the post where entered, live stream, and community post.
5. **Prize:**
- $100 worth of school supplies via an Amazon wishlist or a reputable teachers' site.
- No cash or other prize substitution is permitted.
- The winner must provide the exact $100 worth of supplies to be purchased for their classroom.
- The funds/supplies for this giveaway are provided by Social Symone and are not affiliated with any other company or organization.
6. **Shipping/Donation:**
- Supplies will be sent to the winner’s provided address or via the chosen address on reputable teachers' site within 2 weeks of winner confirmation.
- Please provide your email address or Instagram account for communication if needed.
7. **Taxes:**
- The winner is responsible for any taxes associated with the prize.
8. **Publicity:**
- Acceptance of the prize constitutes permission to use the winner's name for promotional purposes without further compensation.
9. **General Conditions:**
- I reserve the right to disqualify anyone who tampers with the entry process.
- I am not responsible for lost or late entries.
10. **Scam Disclaimer:**
- Be cautious of potential scams. Social Symone will never ask for personal or financial information outside the specified entry process. Social Symone is not responsible for any scams or fraudulent activities.
11. **YouTube Disclaimer:**
- YouTube isn’t responsible for or affiliated with this contest and requires participants to release YouTube from any liability related to this contest.
- Entries that don’t comply with YouTube’s Community Guidelines will be disqualified.
12. **Privacy Notice:**
- By entering this giveaway, you consent to the collection, use, and disclosure of your personal information as described in this privacy notice. The personal information collected (e.g., name, state, and any other information provided in your comment) will be used solely for the purposes of administering this giveaway, including verifying eligibility, selecting and notifying the winner, and fulfilling the prize. Your information will not be sold, shared, or used for any other purpose without your explicit consent, except as required by law.
13. **Local and State Rules:**
- It’s the responsibility of the participant to check their local or state rules regarding giveaways or contests to ensure compliance. Void where prohibited.
By participating, you agree to these terms and conditions. I reserve the right to amend the terms at any time.
And Other One ⬇️ ⬇️ ⬇️
(PART ONE)TIKTOK is EXPLODING Over WHO Should PAY for COMMUNAL SCHOOL SUPPLIES!
youtube.com/watch?v=3icKJHsLIos
STOP PRESSURING BROKE KIDS INTO HUGE COLLEGE DEBT!
youtube.com/watch?v=hyUNrVc_n80
Chapters:
00:00 Intro
00:38 What is Communal Supplies
01:51 Bad Childhood Experience with Communal supply
03:35 Moms Take On Communal Supplies
05:25 Maryland Mom is not Sending Supplies
09:20 Response to parent who doesn't support Communal Supplies
12:52 This Mom is fed up with complaints
15:23 This Dad Does not believe in Sharing
17:54 This Mom is Angry with Parents
21:45 Mom Questions School Supply List
24:53 Women Questions Mothers on Social Media
25:40 Mom Brings Up Valid Point
27:23 Teacher Addresses Public School Funding
30:00 New Mother says we're doomed
32:06 Mother on "Classroom supplies are school supplies"
34:31 Woman points out the real villain in this
36:02 Mother says y'all are blocking blessings
40:08 Teacher Agrues Sharing isn't the point
42:35 Teacher on Buying School Supplies
Keywords:
TikTok, communal school supplies, back-to-school, parents debate, teachers debate, viral TikTok, school supplies controversy, shared school supplies, parents angry, teachers angry, heated debate, back-to-school 2024, TikTok drama, school supplies 2024, viral debate, parents LIVID, teachers LIVID, TikTok argument, school supplies clash, TikTok parents, aesthetic, aesthetics, aesthetic appeal, trends, consumerism, financial stress, overconsumption, social commentary, social media, video essay, consumer trends, online content, financial well-being, personal finance, money mindset, money management, lifestyle influencers, social media trends, financial literacy, influencer marketing trap, budgeting tips, economic impact, online influencers, sustainable living, saving money, wealth management, rends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
And Other One ⬇️ ⬇️ ⬇️
STOP PRESSURING BROKE KIDS INTO HUGE COLLEGE DEBT!
youtube.com/watch?v=hyUNrVc_n80
Chapters:
00:00 Intro
00:55 Single Mom on Communal Supplies
02:12 What is Communal Supplies?
03:23 A Good Communal School Supply Plan
05:55 Mom Reacting to other parents about school supplies
10:03 Former Early Childhood Teacher on Communal Supplies
13:08 Woman Losing faith in society
17:25 Confused about this Debate
19:18 High school teacher
23:24 Jersey Mom on Communal Supplies
26:06 Who people really should be mad at
31:15 mY cHilD aINt sHaRiNg sUpPLiES
33:28 Mom of two on Communal Supplies
38:48 School supplies is expensive
43:16 Why She'll be LabelingSchool Supplies
47:29 Mom is annoyed with labeled school supplies
48:18 A STRONG Opinion of Communal Supplies
Keywords:
TikTok, communal school supplies, back-to-school, parents debate, teachers debate, viral TikTok, school supplies controversy, shared school supplies, parents angry, teachers angry, heated debate, back-to-school 2024, TikTok drama, school supplies 2024, viral debate, parents LIVID, teachers LIVID, TikTok argument, school supplies clash, TikTok parents, aesthetic, aesthetics, aesthetic appeal, trends, consumerism, financial stress, overconsumption, social commentary, social media, video essay, consumer trends, online content, financial well-being, personal finance, money mindset, money management, lifestyle influencers, social media trends, financial literacy, influencer marketing trap, budgeting tips, economic impact, online influencers, sustainable living, saving money, wealth management, rends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
ANOTHER VIDEO YOU'LL LIKE! ⬇️ ⬇️ ⬇️
Your CAR is a money pit driving you to STAY BROKE
youtube.com/watch?v=SYW_81O2jw4
Sources:
Car repossessions are up 23% – here's how to avoid falling behind on payments
cnbc.com/select/car-repossessions-are-up
'A major roadblock': Car repossessions are up 23% in 2024 amid elevated interest rates - how to stay on the road if you're struggling to pay your auto loan
moneywise.com/loans/auto-loans/car-repos-up-23-percent-in-2024
Average monthly car payments for new and used vehicles jump slightly year over year
lendingtree.com/auto/debt-statistics/#:~:text=Average%20monthly%20car%20payments%20for,average%20monthly%20payment%20of%20%24523
Chapters:
00:00 Intro
00:25 Stats of Car Repos on the Rise
00:59 Economic Pressures
01:28 High Interest Rates
01:52 Repo Avoidance Tactics
02:22 Burning the Car
03:10 Night Mission Repo
04:05 Repo During Intimate Moment
05:03 Chasing the Repo Truck
05:43 Advice on Paying Bills
06:12 Grocery Store Repo
06:41 Hiding the Car
07:17 Tax Money Repo
08:01 Sad Car Owner
08:36 Blocking the Repo
09:23 Walmart Parking Lot Repo
10:25 Borrowed Car Repo
11:13 Police Involved Reo
12:15 Jail Time for Repo
13:13 Car Wash Repo
15:27 Avoiding Repossession
16:19 Refinancing Options
16:46 Selling Your Car
17:14 Alternative Transportation
17:43 Poll Results & Viewer Interaction
Keywords:
Car repossessions 2024, hiding from the Repo Man, car market, car loan interest rates, economic pressures, inflation impact, car repossessions rise, high car payments, loan defaults, recession, interest rates, budget, market, repo tactics, financial empowerment, burning car to avoid repo, nighttime repossession, intimate moment repo, car chase repo, pay bills on time, grocery store repo, hiding cars from repo, tax money car repo, sad car owner, police involvement repo, jail time for repo, aesthetic, aesthetics, aesthetic appeal, trends, consumerism, financial stress, overconsumption, social commentary, social media, video essay, consumer trends, online content, financial well-being, personal finance, money mindset, money management, lifestyle influencers, social media trends, financial literacy, influencer marketing trap, budgeting tips, economic impact, online influencers, sustainable living, saving money, wealth management, rends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
Chapters:
00:00 Intro
00:30 Underconsumption Lifestyle Examples
05:38 Mix-matched dishes are OKAY!
12:46 The Sentimental Side of Underconsumption Core
23:28 Underconsumption Core Asian Moms
25:00 Underconsumption Core Growing Up Mexican
29:09 Underconsumption When you have Excess Money
tags:
underconsumption core, minimalism, decluttering, sustainable living, eco-friendly habits, reusable items, vintage fashion, cost-effective living, health benefits of water, DIY drinks at home, matcha latte, coconut milk, zero waste lifestyle, intentional living, practical spending, cultural reusability, financial discipline, minimalist lifestyle, sustainable trends, budget-friendly tips, Underconsumption Core,TikTok Trends,Underconsumption Explained,Underconsumption Trend,Core Trend Popularity,Trend Analysis TikTok,Viral Underconsumption Trend,Underconsumption on TikTok,Underconsumption Core TikTok,underconsumption,underconsumption core,minimalism,overconsumption,consumption,tiktok cringe,sustainability,underconsumption core tiktok,slow living,social symone,socialsymone,deinfluencing,tiktok,sustainable living,debt,finance,viral,aesthetic
Chapters:
00:00 Intro to the Underconsumption Core Trend
00:26 Why Underconsumption Core is Trending
00:57 Issues with the UnderconsumptionTrend
01:23 Types of People in the Underconsumption Core Trend
01:50 The “Posers” and “Impostors”
02:16 Problems with Consumer Behavior
03:19 Authenticity vs. Aesthetic
04:15 Real vs. Trendy Underconsumption
04:44 Overconsumption and Trend Influences
05:11 Trends and Privilege
06:07 Inauthentic Participation
07:22 New Trends and Overconsumption
08:22 Marketing and Sales Pitch
08:48 Minimalism vs. Underconsumption
09:14 Trends and Consumer Behavior
09:40 Beauty Products and Marketing
10:06 Real Living vs. Trendy Living
10:36 Trends vs. Authenticity
11:04 Temporary Trends and Long-Term Impact
11:28 Influencer Authenticity
11:54 Privilege and Underconsumption
12:19 Trends and Regular Consumption
13:13 Need for Balanced Consumption
14:06 Regular vs. Extreme Consumption
14:29 Misinterpretation of Underconsumption
15:17 Normal vs. Trendy Consumption
15:43 The Problem with Trends
16:11 Short-Term Benefits vs. Long-Term Change
16:39 Critical Thinking and Trends
17:07 Individuality vs. Trend Following
17:36 The Need for Authenticity
tags:
Underconsumption Core, TikTok Trends, Viral TikTok Trends, Underconsumption Explained, TikTok Core Trends, Viral Core Trends, Underconsumption Trend, underconsumption aesthetic, TikTok Trend Analysis, TikTok Viral Trends 2024, Core Trend Popularity, Trend Analysis TikTok, TikTok Core Trend Explained, Viral Underconsumption Trend, TikTok Core Trend 2024, Popular TikTok Trends, Underconsumption on TikTok, TikTok Viral Trends Explained, Trending TikTok Trends, Underconsumption Core TikTok, TikTok Trend Exposed, Social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia,
Sources:
Six figure earners living paycheck to paycheck
cnbc.com/2023/05/24/share-of-high-earners-living-paycheck-to-paycheck-jumps-year-over-year.html
00:00 - Intro
00:27 - Different Types of Broke: Genuine Struggle vs. Lifestyle Creep
01:17 - Distinction Between Hardworking Poor and Over-Spending Individuals
02:13 - The Impact of Lifestyle Choices on Financial Status
03:03 - Online Perceptions of Being Broke vs. Reality
04:21 - Irresponsible Spending and Its Consequences
05:32 - Common Misconceptions and Hidden Factors of Financial Struggles
06:29 - The Disconnect Between Perceived and Actual Financial Hardship
07:38 - You're Avocado Toast Broke
08:26 - Comparing Different Levels of Financial Struggle
09:41 - The Importance of Understanding the Full Picture
10:32 - Hidden Expenses and Poor Financial Decisions
11:22 - The Need for Transparency in Financial Hardship Stories
12:13 - Challenges and Growth: Moving Forward from Financial Struggles
13:56 - The Role of Personal Responsibility in Financial Situations
15:37 - Recognizing Patterns and Making Better Financial Choices
16:31 - Addressing Financial Traps and Societal Pressures
17:19 - Identifying Personal Weaknesses and Their Financial Impact
tags:
broke vs financially struggling, avocado toast broke, financial struggle, living paycheck to paycheck, why people are broke, financial tips, personal finance advice, money management, budgeting tips, financial literacy, understanding financial hardship, reasons for being broke, overcoming financial struggle, managing finances, financial health, personal finance, why you're broke, financial wellness, financial reality check, managing debt, finance tips, societal pressures social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
Sources:
Wedding Costs Over the Years & Wedding stats
forbes.com/advisor/personal-loans/average-cost-of-a-wedding/#:~:text=Wedding%20co sts%20have%20steadily%20increased,that%20can%20fit%20different%20budgets
Can Lying to Vendors Help You Avoid the 'Wedding Markup'?
money.usnews.com/money/personal-finance/spending/articles/2018-07-03/can-lying-to-vendors-help-you-avoid-the-wedding-markup#:~:text=You're%20paying%20more%20..,because%20the%20deliverable%20is%20different.%22
Cake cutting fees make me so mad.
reddit.com/r/weddingplanning/comments/1co2fjp/cake_cutting_fees_make_me_so_mad
I Planned a Wedding on a Budget. Here's What to Know About Hidden Wedding Costs.
money.usnews.com/money/personal-finance/spending/articles/beware-of-hidden-wedding-costs
Survey: 56% of Newlyweds Went Into Debt to Pay for Their Wedding
money.usnews.com/loans/personal-loans/articles/2024-wedding-debt-survey
Social Pressure and Cost of Wedding Celebrations
medium.com/@iawaisahmd/social-pressure-and-cost-of-wedding-celebrations-ff64b89110de#:~:text=Wedding%20celebrations%20have%20become%20increasingly,the%20growing%20cost%20of%20weddings
The Role of Social Media in Modern Wedding Planning
https://www.theweddingschool.in/the-role-of-social-media-in-modern-wedding-planning/#:~:text=Social%20media%20can%20create%20unrealistic,their%20budget%20or%20personal%20preferences
Here's the median salary in the 25 biggest U.S. cities-see how you compare
cnbc.com/2024/07/11/the-median-salary-for-the-25-biggest-us-citiessee-how-you-compare.html#:~:text=In%202024%2C%20the%20median%20annual,can%20vary%20widely%20between%20cities
Chapters:
00:00 - The True Cost of Weddings
00:27 - Wedding Expenses Breakdown
01:27 - Ridiculous Vendor Prices
02:09 - Hidden Fees and Costs
04:15 - Avoiding Debt from Wedding Costs
06:11 - Financial Reality of Weddings
07:10 - Realistic Wedding Planning Tips
09:39 - Social Media and Wedding Expectations
10:07 - Should Parents Pay for the Wedding?
14:42 - Budget-Friendly Wedding Ideas
17:42 - De-influencing Expensive Weddings
tags:
wedding costs, wedding expenses, budget wedding tips, affordable wedding, wedding budget, wedding planning tips, save money on wedding, wedding debt, wedding savings, financial impact of weddings, wedding planning budget, wedding cost breakdown, wedding financial advice, wedding money tips, cheap wedding ideas, reduce wedding costs, wedding cost saving tips, wedding planning on a budget, wedding expenses breakdown, Your Wedding Is Keeping You Broke and In Debt, wedding finance tips, societal pressures social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
Sources:
5 Largest Brokerage Firms of 2024
money.usnews.com/investing/articles/5-largest-brokerage-firms-of-2024
Nvidia Stock: Is It Still A Top AI Stock In 2024?
forbes.com/sites/investor-hub/article/nvidia-stock-still-top-ai-stock
About US treasury bonds
treasurydirect.gov/savings-bonds
What Is an Exchange-Traded Fund (ETF)
investopedia.com/terms/e/etf.asp
What is a mutual fund?
schwab.com/mutual-funds/understand-mutual-funds#:~:text=funds%20are%20there%3F-,What%20is%20a%20mutual%20fund%3F,and%20when%20to%20sell%20them
Brokerage App I Use:
➡️ fidelity.com
Chapters:
00:00 Intro: What’s a Brokerage Account?
00:30 Broker vs. Online Brokerage
01:19 Types of Brokerage Accounts
02:10 What Can You Invest In with a brokerage account?
03:07 ETFs vs. Mutual Funds
03:59 Choosing a Brokerage Firm
04:29 Account Minimums & Fees
05:15 Brokerage vs. Savings Account
06:05 Pros & Cons of Brokerage Accounts
06:26 How to Get Started
07:32 Final Thoughts & Call to Action
Disclaimer: The information shared here is intended solely for educational and entertainment purposes. Social Symone does not provide specific tax or investment advice. The content may not reflect your individual investment goals or risk tolerance and may not be appropriate for everyone. Remember, past performance doesn’t guarantee future results, and all investments carry risk, including the risk of losing your principal.
tags:
brokerage account explained, investing for beginners, what is a brokerage account, online brokerage platforms, types of brokerage accounts, ETF vs mutual fund, how to invest, financial literacy basics, stock market for beginners, investment strategies, financial education, beginner investment accounts, best brokerage firms, how to choose a broker, investment options, broker vs online trading, how to start investing, investing in stocks, ETF investment guide, mutual funds explained #debt #finance
Chapters:
00:00 Introduction
00:30 Minimum balance in checking account shock
01:03 Investing money in checking accounts
01:29 Money sitting in checking accounts
02:01 Risk of keeping large sums in checking accounts
02:59 Risks of discussing financial details online
03:46 Safety in moving funds to safer accounts
04:44 Panic at low checking account balances
05:43 Financial literacy in different neighborhoods
06:45 Money management and mentality
07:39 Personal approach to checking vs. savings
08:30 Benefits of high yield savings accounts
09:22 Comparison of high yield savings options
09:46 Conclusion on financial planning
tags:
checking account balance, financial management, savings tips, high yield savings, investment advice, bank account strategies, financial literacy, money management, avoiding fraud, financial security, emergency fund, personal finance, online banking risks, wealth management, savings accounts, investment options, financial planning, maximizing savings, avoiding bank fees, financial advice, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
Chapters: chapters
00:00 Intro
00:34 New details on mother's behavior
01:03 Child's reaction to losing a tooth
01:36 Assessing Mother's motives for recording
02:06 Analysis of earlier videos and intent
03:05 Mother's response to stolen money
04:06 Online comments and child's impact
06:00 Possible skit or genuine content?
07:19 Why parents exploit children online
09:53 Specific incidents and viewer reactions
11:25 Digital Footprint
12:00 Future implications for the child
13:45 Mother's strategy for increasing views
15:20 Long-term effects on child's well-being
17:00 My Thoughts
Tags:
viral video, exploited child, Digital footprint, child rage bait, TikTok controversy, parenting boundaries, mother daughter drama, viral TikTok mom, 7 year old steals, child exploitation, social media rage bait, trending TikTok videos, viral child videos, parenting scandals, TikTok views, viral reactions, viral parenting, social media drama, child influencer issues, TikTok child star, viral controversy, parenting fail, viral content, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Chapters:
00:00 Intro
00:34 Reaction to the $600 Purse
01:07 Reflection on Childhood Discipline
02:04 Thoughts on Spending and Responsibility
03:24 The Purpose of the Purse at School
04:12 Digital Age and Online Purchases
05:37 Parental Reactions and Consequences
06:35 Questions About Materialism and Awareness
07:03 Final Thoughts and Viewer Interaction
tags: 7-year-old steals money, Marc Jacobs purse, viral video, $1000 purse, luxury bag, shocking news, child spending spree, TikTok viral story, luxury item theft, designer purse controversy, child steals credit card, parenting issues, viral TikTok video, outrageous purchases, materialistic kids, digital age parenting, unexpected spending, luxury brand scandal, kids and money, emotional reactions, High-end fashion controversies, Luxury industry, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Sources:
Forbes:
forbes.com/sites/pamdanziger/2024/06/24/italian-court-reveals-diors-unethical-supply-chain-and-puts-other-luxury-brands-on-notice
Medium Dior Book Tote
dior.com/en_us/fashion/products/M1296ZRIW_M828_TU-medium-dior-book-tote?srsltid=AfmBOoqETD-oF1xTNoeKP32WhaRvzrqLHhNrhUdpWiw58WnUB8U3CXkucDQ
TikTok Creators from Shown:
The Bag Maker’s TikTok @rovellgaither
@screenshothq
@whodoesntlovetrix
@dalilaramirez9423
@glitchereene
@thecouturetionist
@faithsamia
Chapters:
00:00 Intro
00:15 Dior's 4800% Markup and Judicial Administration
00:59 Exploitation Allegations and Industry Insights
01:35 Influence of Luxury Brands and Wealth Illusion
02:21 Financial Priorities and Misplaced Spending
03:15 Bag Making Insights and Material Costs
04:08 Labor Exploitation and Pricing Disparities
05:24 Small Business Perspective and Challenges
06:16 Luxury Brand Expectations and Worker Conditions
07:13 Bag Prices Comparison and Luxury as Investment
08:32 Girl Math Critique and Investment Realities
09:52 Production Insights and Ethical Consumerism
11:30 Quality vs. Cost Debate and Luxury Experience
12:46 Consumer Expectations and Marketing Influence
14:03 Designer Quality and Production Insights
15:54 Market Reaction and Pricing Adjustments
17:19 Luxury Perception and Personal Finance Advice
18:10 Self-Definition and Joy of Ownership
19:26 Luxury vs. Thriftiness and Consumer Choice
tags:
Dior handbag markup, Dior luxury scandal, Dior price controversy, luxury products, luxury bags, Dior handbag markup, Dior scandal, luxury industry integrity, luxury brands exploitation, luxury brand scandals, luxury brand pricing, luxury brand controversies, Dior subcontractors, Dior judicial administration, luxury brand ethics, luxury brand labor practices, luxury brand manufacturing, luxury brand markup, luxury brand controversies, luxury brand exploitation, Dior bag cost, luxury brand pricing controversy, luxury brand worker conditions Dior judicial administration, High-end fashion controversies, Luxury industry transparency, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Sources:
What is "girl math?" The TikTok trend redefinining bad budgeting
cbsnews.com/baltimore/news/what-is-girl-math-tiktok-budgeting
Girl math’ is fun, but don’t let it fool you
washingtonpost.com/business/2023/08/23/girl-math-tiktok-trend
TikTok trend called 'Girl Math' is the same math we all use to justify overspending
fox5atlanta.com/news/tiktok-trend-girl-math-is-simply-bad-math-we-all-use-from-time-to-time
Why the ‘girl math’ trend is misleading
https://www.smh.com.au/business/the-economy/why-the-girl-math-trend-is-misleading-20231210-p5eqbx.html
Chapters:
00:00 Intro and overview of "Girl math"
00:58 Explaining what girl math is and its implications
01:27 returning items for profit is Girl Math
01:55 Debunking the idea of luxury purchases as investments
03:10 Critique of sales and the psychology behind consumerism
04:02 the "alleged" cost of luxury items like bags
05:23 "Free" purchases is Girl Math
06:36 Concert tickets as free, Girl Math
07:38 Addressing the financial implications and dangers of girl math
12:02 The influence of sales tactics on consumer decisions
15:20 Rationalizing travel expenses and class preferences
18:26 Importance of diverse perspectives in financial discussions
28:10 "It's such a good life when you don't care what people say about you..."
28:54 "Do it for you, not because of what others think."
30:41 "Saving my husband money by spending money? Why are y'all like this?"
31:05 "Tactic of linking products and commissions in YouTube videos."
32:20 "Using girl math to justify spending habits."
33:33 "Grocery vs. Ulta spending mentality."
35:02 "Sale shopping and buying multiple items."
36:44 "Financial responsibility and saying no to unnecessary spending."
38:05 "Compound interest and financial planning."
39:30 "Budgeting and investing in future self."
Tags:
Girl math, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Chapters:
00:00 Intro
00:32 Afterpay and Klarna misconceptions
01:00 TikTok's influence on spending habits
01:59 Impulsive buying on TikTok Shop
03:25 Walmart's buy now pay later option
04:29 Personal debt confession
05:50 Advice on avoiding debt traps
07:16 Risks of financing vacations
08:15 Importance of budgeting
09:39 Financial literacy challenges
10:39 Celebrating debt-free success
tags: buy now pay later, Klarna, Afterpay, debt, financial traps, impulsive spending, personal finance, TikTok shopping, financial literacy, budgeting tips, avoiding debt, credit card debt, financial decisions, financial stress, debt management, consumer debt, responsible spending, debt-free journey, financing vacations, money management, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia #debt #finance
Chapters:
- 00:00 Intro
- 00:29 Introduction to Credit Card Debt Epidemic
- 00:58 Discussion on Personal Debt Situation
- 01:31 Home Renovations Decision
- 01:57 Stability of Jobs Discussion
- 02:50 Unexpected Job Loss Impact
- 03:23 Coping with Job Loss
- 03:54 Debt Consolidation Decision
- 04:26 Humor about OnlyFans Mention
- 04:49 Childcare Costs Discussion
- 05:19 Plans for Debt Repayment
- 05:48 Concerns about Shopping Habits
- 06:16 Discussion on Getting a Dog
- 06:41 Reflection on Spending Choices
- 07:11 Reaction to Online Criticism
- 07:41 Explanation of Spending Breakdown
- 08:11 Expectation vs. Reality of Job Situation
- 08:42 Preparing for Bonus Impact
- 09:11 Financial Impact of Bonus Expectation
- 09:46 Decision to Spend Before Receiving Bonus
- 10:31 Reflection on Financial Planning Mistake
- 10:56 Advice on Financial Planning
- 11:26 Tummy Tuck Decision Context
- 11:53 Discussion on Planned Expenses
- 12:16 Taking Temporary Jobs for Income
- 12:48 Diversifying Income Sources
- 13:47 Impact of Job Loss on Lifestyle
- 14:16 Adjustments to Living Expenses
- 14:48 Reflection on Living Beyond Means
- 15:18 Caution Against Envy of Others' Lives
- 15:43 Lesson on Financial Responsibility
- 16:10 Reflection on Debt and Cosmetics
- 16:35 Regrets About Discretionary Spending
- 17:09 Discussion on Car Ownership
- 17:38 Critique of Lifestyle Choices
- 18:09 Impact of Vacation Spending
- 18:42 Questioning Spending Priorities
- 19:08 Family Vacation Decision
- 19:39 Reflection on Impulsive Spending
- 20:10 Insight into Societal Pressures
- 20:37 Reflection on Financial Regrets
- 21:13 Generosity Toward Friend in Need
- 21:49 Concerns About Financial Assistance
- 22:24 Reflection on Prioritizing Help
- 22:53 Impact of Financial Aid Given
- 23:23 Financial Outcome for Recipient
- 23:52 Outcome and Conclusion
tags:
credit card debt, personal finance, financial struggles, debt consolidation, budgeting tips, money management, financial advice, managing debt, financial hardship, coping with debt, job loss impact, credit card tips, debt repayment plan, financial stability, living within means, avoiding debt, financial planning, debt management, debt relief options, financial education, societal pressures, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Sources:
This is how much of your income should go toward investing, according to experts
cnbc.com/select/how-much-of-your-income-should-go-toward-investing
The History Of Perfume: From Ancient Egypt To Modern Times
borro.com/the-history-of-perfume-from-ancient-egypt-to-modern-times
The income everyday Americans earn
cnbc.com/2024/04/14/median-annual-income-in-every-us-state.html
Calculate: How Much Car Can I Afford?
nerdwallet.com/article/loans/auto-loans/much-spend-car
Discover the perfumes that celebrities actually wear (but aren't paid to)
harpersbazaar.com/uk/beauty/fragrance/g22099334/perfumes-celebrities-really-wear
Chapters:
00:00 Intro
00:15 Perfume TikTok
00:27 Historical Significance of Perfume
00:41 Modern Luxury Perfumes
00:59 The Cost of Smelling Wealthy
01:18 Financial Priorities
01:45 Perfume Pricing Tiers
02:07 Perfume Spending
02:36 Influencer Marketing
03:05 Fear of Missing Out (FOMO)
03:34 The Pressure to Buy
04:10 Fragrance Addiction
04:37 Scrolling Hiatus
05:06 Self-Accountability
05:32 Overconsumption Warning
06:20 Emotional Purchases
06:43 Ridiculous Justifications
07:19 Large Collections
07:48 The Reality of Overconsumption
08:17 Wealth and Scent
09:14 Financial Priorities vs. Overconsumption
10:15 Emulating Wealthy Lifestyles
10:51 Aspiring to Overconsume
11:18 The Limits of Usefulness
11:48 Influencer Influence
12:19 Expensive Hobbies
12:47 The Dangers of Overconsumption
13:20 Chasing Satisfaction
13:48 Financial Consequences
14:13 Real Life vs. Online Life
15:10 The Obsession with Items
15:47 No-Buy Experience
16:19 Coping Strategies
16:46 Trigger Management
17:11 Budgeting and Saving
17:35 Emotional Spending
17:59 Realistic Financial Planning
18:25 Sampling Before Buying
18:52 Rotating Perfume Collection
19:22 Final Thoughts on Overconsumption
tags:
Perfume obsession, fragrance TikTok, perfume TikTok, overconsumption, luxury perfumes, financial risks, perfume addiction, social media trends, fragrance collection, perfume costs, TikTok influence, perfume influencers, fragrance addiction, financial pitfalls, perfume spending, fragrance obsession, perfume shopping, TikTok perfume trends, perfume budget, perfume collection addiction, societal pressures social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Sources:
The beauty market in 2023: A special State of Fashion report
mckinsey.com/industries/retail/our-insights/the-beauty-market-in-2023-a-special-state-of-fashion-report
New Mindbody Data Reflects How The Pandemic Has Renewed Interest In Self-Care
forbes.com/sites/jesscording/2021/08/22/new-mindbody-data-reflects-how-the-pandemic-has-renewed-interest-in-self-care
Selfcare equipments during Pandemic Surged
cnn.com/2020/09/11/business/peloton-stock-earnings/index.html
Chapters:
00:00 Intro
00:26 Historical roots of self-care (Socrates, Audrey Lorde)
00:59 Contrast with modern consumerism
01:32 Commercialization of self-care
02:20 Pandemic's impact on self-care trends
02:53 Rise of consumeristic self-care
03:20 Retail therapy pitfalls
04:35 Influence of social media on self-care trends
05:17 Pressure from influencers
05:43 Commercial tactics and commissions
06:29 Critique of influencer authenticity
07:26 Dangers of following trends
07:57 Self-care's personal nature
08:25 Emotional impacts of overspending
09:15 Regret over viral products
09:44 Coping mechanisms beyond spending
10:10 Financial risks of retail therapy
10:45 Sephora shopping regrets
11:18 Use of credit and buy now, pay later options
11:48 Concerns about financial responsibility
12:19 Social media influences on spending
12:49 Caution against keeping up appearances
13:21 Temptations of afterpay and similar services
13:54 Balancing luxury with financial stability
14:22 Non-materialistic self-care practices
14:50 Evaluating sustainable self-care
15:20 True self-care vs. consumerism
15:48 Seeking happiness beyond material goods
16:13 Products vs. long-term happiness
16:39 Encouragement for meaningful chang
Tags:
self-care, consumerism, modern self-care trends, pandemic impact on self-care, retail therapy dangers, social media influencers, overconsumption, true self-care, financial responsibility, emotional spending, influencer culture, sustainable self-care, historical roots of self-care, Audrey Lord self-care, Audrey Lord, Audrey Lorde self-care
Socrates self-care, commercialization of self-care, influencer authenticity, afterpay risks, luxury self-care, meaningful self-care practices, buying habits, self-care tips, wellness industry, societal pressures social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Chapters:
00:00 The Trader Joe’s Mini Insulated Bag Madness Begins
00:31 Is the Hype Worth It?
01:14 Analyzing the Insulated Bag
01:47 Critiquing the Consumer Culture
02:17 Reflecting on Society’s Values
02:46 Overconsumption: A Reality Check
03:11 Inside Look at the Viral Craze
03:32 Y'all are too old to be acting like this
04:01 Resellers Are Cashing In
04:36 Tiktoker Calls Out the Reselling Trend
04:54 Swapping Temu Wigs to get more Bags
05:08 Tiktoker Pleas for Sharing Bag Love
05:44 Practical Uses and Imaginary Snacks
06:14 The Dilemma of the Trendy Bag
06:38 Future Predictions and Lost Interest
07:07 Who Really Benefits from the Frenzy?
07:37 The Truth About Early Morning Madness
08:01 The Insider Scoop: Behind the Scenes
08:25 An Inside Look at Trader Joe’s Chaos
08:49 Lessons Learned from Past Trends
Trader Joe’s Mini Insulated Bag, Trader Joe’s bag frenzy, Viral Trader Joe’s bag, Overconsumption trend, Consumer behavior 2024, Shopping craze, Trader Joe’s haul, Viral shopping trends, Must-have Trader Joe’s items, Trader Joe’s latest release, Insulated bag craze, Hot new Trader Joe’s product, Trending Trader Joe’s items, Viral shopping haul, Limited edition Trader Joe’s, Shopping frenzy 2024, Trader Joe’s viral craze, Hottest items at Trader Joe’s, Insulated bag mania, Trader Joe’s must-buy
Sources:
The best- and worst-paying college majors, 5 years after graduation
cnbc.com/2024/03/24/best-and-worst-paying-college-majors-5-years-after-graduation.html
COMMENTARY
College enrollment gaps: How academic preparation influences opportunity
https://www.brookings.edu/articles/college-enrollment-gaps-how-academic-preparation-influences-opportunity/#:~:text=College%20enrollment%20rates%20vary%20greatly,students%20from%20low%2Dincome%20families
Average Cost of College & Tuition
educationdata.org/average-cost-of-college#:~:text=The%20average%20cost%20of%20attendance,or%20%24234%2C512%20over%204%20years
Many companies are adding, expanding tuition assistance so workers can go back to college
cnbc.com/2023/05/26/many-companies-offer-tuition-assistance-for-workers-to-go-to-college.html
12 Companies That Will Pay for Your College Education
investopedia.com/companies-pay-college-6829220
A Brief History of the American Dream
bushcenter.org/catalyst/state-of-the-american-dream/churchwell-history-of-the-american-dream
Mortgage interest rates today: May 31, 2024
cnn.com/cnn-underscored/money/mortgage-interest-rates-today-05-31-2024
College Tuition Inflation Rate
educationdata.org/college-tuition-inflation-rate
Which Debts Can You Discharge in Chapter 7 Bankruptcy?
nolo.com/legal-encyclopedia/debt-discharged-chapter-7-bankruptcy.html
History of Student Loans: Bankruptcy Discharge
savingforcollege.com/article/history-of-student-loans-bankruptcy-discharge#:~:text=In%201984%2C%20the%20Bankruptcy%20Amendments,the%20wording%20of%20the%20legislation
Chapters
00:00 Intro
00:35 Me Being Broke at 18
00:59 Adults Pushing College
01:23 The College Pitch
01:57 Reality Check
02:20 Useless Degrees
02:48 Parents' Influence
03:19 Business Degree Experience
03:45 High Paying Majors
04:19 American Dream Myth
05:12 Need for Education
06:00 Realities of Student Loans
06:24 College Debt Madness
06:53 Tuition Inflation
07:23 Bankruptcy and Student Loans
07:51 Alternative Options
08:15 Employer Benefits
08:45 Pushing College Unprepared
09:10 Financial Setup for College
09:33 Financial Burdens
09:54 Future Financial Struggles
10:18 Parents' Influence Revisited
10:49 Rational Decisions
11:16 Personal Student Loan Story
11:48 Questioning the Norm
12:16 Finding Alternatives
12:46 Intentional Decisions
13:11 Passion vs. Financial Reality
13:36 Debt Regret
14:01 Take Control of Your Life
College Debt, Student Loans, Financial Literacy, Avoid College Debt, Higher Education Costs, Debt-Free Education, College Alternatives, Student Loan Crisis, Financial Advice for Students, Education Costs, College Tuition, American Dream Myth, Financial Independence, College Debt Solutions, Debt-Free Living, Financial Planning for Teens, College Debt Awareness, Avoiding Student Loans, Education Financing, Cost of College, Consumerism, Debt, Financial Literacy, Financial Decisions, Budgeting, Money Management, Wealth Building, Mindset Change, Financial Stability, Personal Finance, Saving Money, Overcoming Debt, Lifestyle Choices, Financial Freedom, Managing Emotions, Breaking Habits, Building Wealth, Financial Education, overconsumption, smart spending, financial independence, frugal living, financial empowerment, financial wellness, video essay, social media, that girl, it girl, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia,
Chapters:
00:00 Intro
00:28 Romanticizing Periods for Profit
01:07 Critique: Absurdity of Period Products
01:34 Discussion: Exaggerated Aesthetic Trends
02:01 Questioning Authenticity: Consumer Actions
02:28 Business Tactics: Aesthetic Marketing
03:22 Critique: Consumer Spending Habits
03:48 Reflection: Marketing Strategy Effectiveness
04:11 Call to Action: Viewer Self-Reflection
04:36 Financial Preparedness Importance
05:01 Accountability: Consumer Responsibility
05:29 Clarification: Business Advertising Practices
06:22 Encouragement: Viewer Self-Accountability
06:46 Critique: Envy towards Businesses
07:10 Importance of Personal Growth
07:33 Balance: Prioritization in Life
08:03 Conclusion: Reflection on Aesthetic Trends and Consumer Behavior
tags: social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Sources:
Average consumer carries $6,218 in credit card debt, as more borrowers are falling behind on their payments,
cnbc.com/2024/05/16/credit-card-balances-jump-8point5percent-year-over-year-delinquencies-rise.htm
Sephora Rates and fees
cnbc.com/select/sephora-credit-card-review/#:~:text=on%20another%20day.-,Rates%20and%20fees,31.99%25%2C%20depending%20on%20creditworthiness
What Is The Average Credit Card Interest Rate This Week? May 22, 2024
forbes.com/advisor/credit-cards/average-credit-card-interest-rate
Fueled by Social Media, Gen Zers and Millennials Admit to Overspending on Beauty Products
lendingtree.com/credit-cards/study/beauty-spending
Prestige/luxury cosmetics market - statistics & facts
statista.com/topics/5073/prestige-luxury-cosmetics/#topicOverview
Only 57% of adults in the United States are financially literate
marketwatch.com/guides/banking/financial-literacy-statistics/#:~:text=Tips%20and%20Insights-,Key%20Findings,United%20States%20are%20financially%20literate
cnbc.com/2024/01/24/how-much-money-americans-have-in-savings.html
How much money Americans have in their savings accounts—nearly half have less than $500
60% of consumers are influenced by social media or a blog while shopping in-store
digitalmarketinginstitute.com/blog/20-influencer-marketing-statistics-that-will-surprise-you
Chapters:
00:00 Introduction: Sephora's spending issue.
01:06 Social Media Influence: Impact on spending habits.
02:00 Credit Card Consequences: High interest rates.
03:23 Self-Worth Awareness: Beyond material possessions.
04:44 Financial Accountability: Personal responsibility.
05:39 Beauty Industry Growth: Alarming spending trends.
06:35 Influencer Culture Critique: Lack of authenticity.
07:48 Financial Literacy Importance: Educating oneself.
09:03 Retail Therapy Traps: Temptations and discipline.
10:19 Self-Investment vs. Materialism: Prioritizing financial health.
10:55 Buy Sephora Stocks NOT Sephora Products!
11:12 Empowering Financial Discipline: Taking control.
12:24 Conclusion: Better financial choices for a brighter future.
tags:
Sephora Haul, Sephora, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, that girl, it girl critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia
Sources:
Average American Debt in 2024: Household Debt Statistics
businessinsider.com/personal-finance/average-american-debt#how-to-start-paying-off-debt
How Emotions Impact Your Financial Decisions:
psychologytoday.com/us/blog/psychology-money-and-happiness/202403/how-emotions-impact-your-financial-decisions#:~:text=Emotions%20impact%20financial%20decisions%20often,you%20make%20smarter%20financial%20decisions
What Is Emotional Spending?
experian.com/blogs/ask-experian/what-is-emotional-spending
Share of six-figure earners living paycheck to paycheck jumps, report finds. Advisor offers ways to break the cycle
cnbc.com/2023/05/24/share-of-high-earners-living-paycheck-to-paycheck-jumps-year-over-year.html
Chapters
00:00) Intro: Emotional Spending and Debt
(00:24) The Impact of Emotions on Financial Decisions
(01:25) Consequences of Unchecked Emotional Spending
(02:20) The Desire for Material Goods and Debt Accumulation
(03:18) Reflections on Purchasing Luxury Items
(05:09) Confronting Financial Secrets and Debt Burdens
(06:29) Importance of Emotional Intelligence and Financial Literacy
(08:00) The Illusion of the American Dream
(09:22) The Influence of Corporations on Emotional Spending
(10:15) Overcoming Mindset Barriers to Financial Stability
(11:40) Surrounding Yourself with Financially Savvy Peers
(12:32) Self-Reflection on Spending Habits and Priorities
(13:31) Breaking Free from Consumerism and Building Wealth
(14:24) Conclusion: Encouragement for Mindset Change and Financial Literacy
Emotional Spending, Consumerism, Debt, Financial Literacy, Financial Decisions, Budgeting, Money Management, Wealth Building, Mindset Change, Financial Stability, Personal Finance, Saving Money, Overcoming Debt, Lifestyle Choices, Financial Freedom, Managing Emotions, Breaking Habits, Building Wealth, Financial Education, overconsumption, smart spending, financial independence, frugal living, financial empowerment, financial wellness, video essay, social media, that girl, it girl, social media, social commentary, commentary, commentary video, trends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia,
#socialcommentary #videoessay
Chapters:
00:00 Introduction to Caroline Konstnar and the Allegations
00:31 Introduction to Caroline's Rise to Fame and Recent Hiatus
01:01 Introduction to Caroline's Pregnancy Announcement
02:09 Discussion on Caroline's Pregnancy Claims
04:43 Caroline's Loss of the Baby Announcement
07:59 Analysis of Caroline's Behavior and Motives
09:00 Caroline Explains Parasocial Relationships
09:17 What is a parasocial relationship?
11:07 Caroline's Return to YouTube and Patreon Promotion
14:19 Critique of Caroline's Patreon Tiers
14:37 Caroline... Roses, By Outkast
20:05 Examination of Comments
24:22 How Patreons, Channel Membership etc really work
25:33 Caroline's Welcome message on Pateon
Keywords:
YouTuber, miscarriage, pregnancy announcement, fakery, deception, Patreon, scandal, parasocial relationships, allegations, shocking, manipulation, hoax, controversy, exploitation, betrayal, fraud, lies, emotional manipulation, public reaction, trust, accountability, aesthetic, aesthetics, aesthetic appeal, trends, consumerism, financial stress, overconsumption, social commentary, social media, video essay, consumer trends, online content, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia,
SITES:
How much does it cost to own a car?
bankrate.com/insurance/car/cost-of-car-ownership
How To Beat Car Depreciation
kbb.com/car-advice/how-to-beat-car-depreciation
How Does Transportation Spending Impact Average Households?
itdp.org/2024/01/24/high-cost-transportation-united-states/#:~:text=While%20the%20average%20American%20across,not%20comparable%20across%20income%20brackets
Peacocks, Porsches, and Thorstein Veblen: Conspicuous Consumption Signaling System
https://assets.csom.umn.edu/assets/165659.pdf
Keeping Up With the Joneses: Nearly 40% of Americans Overspend to Impress Others; Most Want to ‘Feel Successful’
lendingtree.com/debt-consolidation/overspending-to-impress-survey/#:~:text=Nearly%2040%25%20of%20Americans%20have,generosity%20or%20impress%20a%20date
Car interest rates for average first time car buyer!
marketwatch.com/guides/car-loans/first-time-car-buyer/#:~:text=Auto%20loan%20interest%20rates%20for,%25%20to%2021.38%25%20on%20average
Big Tymers: Still Fly
youtu.be/9iCd6UHR-3I?si=SgZMyV823q15EFO8
hapters:
00:00 Intro
00:00 Why Is There a Need to flex
01:16 Men’s Conspicuous Spending to impress Mates
01:26 The Car is a status symbol of what you really want
01:56 Annual Cost of car ownership
02:27 How Much The Average American has in Emergency Fund
02:36 Average Monthly Cost of car ownership
02:42 Can You Afford a Car based on monthly payments?
03:08 Lower Income Households owning Cars
03:24 Owning Cars as a young adult for independence
04:32 You don’t need your dream car at a young age
06:08 Some People put all their resources into a car
06:46 You DON’T NEED A BMW
07:25 High Car notes
07:48 The Big Tymers“Still Fly”
08:32 A BROKE mindset
09:17 Broke People with MULTIPLE cars
09:46 Filling the void of wealth with cars
10:10 Maybe Save to Pay Cash
10:46 Honesty for those with a Need to Impress Others
11:14 Invest in Your Future
12:26 Not Saving and Unnecessary spending
12:44 HoodRich
13:10 Stop making everyone else rich!
14:01 How you can stay broke
14:26 Transportation options to avoid car payments
15:05 You have the power to change things
Keywords:
aesthetic, aesthetics, aesthetic appeal, trends, consumerism, financial stress, overconsumption, social commentary, social media, video essay, consumer trends, online content, financial well-being, personal finance, money mindset, money management, lifestyle influencers, social media trends, financial literacy, influencer marketing trap, budgeting tips, economic impact, online influencers, sustainable living, saving money, wealth management, rends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia, Car ownership costs, financial strain of car ownership, budgeting for car expenses, avoiding car loan pitfalls, saving money on car maintenance, depreciation and resale value, smart spending on cars, financial impact of car purchases, investing vs. spending on cars, achieving financial goals with responsible car ownership
#viral #comedy #shorts #socialcommentary #videoessay Unpacking influencer marketing, aesthetic, aesthetics, aesthetic appeal, trends, consumerism, financial stress, overconsumption, social commentary, social media, video essay, consumer trends, online content, financial well-being, personal finance, money mindset, money management, lifestyle influencers, social media trends, financial literacy, influencer marketing trap, budgeting tips, economic impact, online influencers, sustainable living, saving money, wealth management, rends, commentary genre, self-care, self-help, critical theory, literature, literary theory, critical lens, video essay, criticism, fake reality, internet, digital, instagram, tiktok, gen-z, language, communication, signs, philosophy, sociology, media, fake news, content creation, content, beauty standards, beauty ideals, trends, pure imagination, world, fiction, dystopia