Uploaded November 2024 | Updated September 2026, 3 days ago
In this 52nd episode of Colors of Web3 and Entrepreneurship, Lam sits down with Wilbert Johan, BD Ecosystem Team Lead at Pendle Finance, a leading yield tokenization protocol.
Wilbert takes us on his Web3 journey, starting with the heady days of the 2020 DeFi Summer to building his own Web3 startup, and his current role at Pendle Finance. He provides insightful commentary on the evolution of decentralized finance, the potential of RWA, and the intricacies of yield trading.
⌛ Timestamps:
00:00:00 Episode trailer
00:00:28 Show introduction and brief self-introduction from Wilbert Johan
00:01:33 The experience of DeFi summer and early days in crypto
00:02:13 Wilbert discusses his transition from traditional finance to Web3
00:04:39 Challenges in founding a Web3 startup in rewards tokenization
00:10:43 Wilbert’s experience working with RWAs and DeFi strategies
00:12:47 How Wilbert discovered blockchain and his entry to Pendle
00:14:39 Wilbert explains the concept of private credit
00:20:07 Wilbert’s personal interests and how they keep him balanced
00:23:49 Overview of Pendle Finance and the mission to tokenize yields
00:24:39 Wilbert explains ETH restaking and BTC-Fi yield opportunities
00:28:24 Pendle’s approach to providing fixed returns with PT and YT tokens
00:30:49 An in-depth look at Pendle
00:31:28 Pendle’s BTC-Fi pools and their potential in the DeFi landscape
00:32:23 How Pendle enables yield opportunities for Bitcoin holders
00:33:42 Wilbert describes Pendle’s approach to building liquidity pools
00:34:08 Traction and growth of Pendle’s BTC-Fi pools in DeFi
00:37:59 An in-depth look at Pendle’s unique yield tokenization mechanism
00:42:19 Pendle’s ecosystem: Partnerships and collaborations in DeFi
00:50:50 How the VE tokenomics model boosts user engagement
00:54:26 The team behind Pendle and the company’s structure
00:58:38 Challenges facing Pendle and plans for future growth
00:59:43 Wilbert’s thoughts on security and risk management in Web3
01:01:57 How will BTC-Fi and DeFi evolve in the next few years
01:04:45 Advice for people who want to break into Web3
01:09:03 Where to follow Wilbert and learn more about Pendle
01:10:49 Episode outro and next episode preview
Follow Wilbert and his company:
Wilbert's LinkedIn: linkedin.com/in/wilbertjohan
Wilbert's Twitter: https://x.com/_whalebird
Pendle Twitter: https://x.com/pendle_fi
Pendle website: https://www.pendle.finance/
My social media:
Twitter/X: twitter.com/LamWeb3
LinkedIn: linkedin.com/in/lamweb3/
Website: https://lamtrinh.xyz
My old article about the 2-3 prevailing narratives of 2024-2025: substack.com/home/post/p-143541984
If you enjoy this episode, please subscribe to stay updated on our upcoming episodes with industry experts and innovators in the Web3 and Entrepreneurship spaces. Thank you for listening!
In this 52nd episode of Colors of Web3 and Entrepreneurship, Lam sits down with Wilbert Johan, BD Ecosystem Team Lead at Pendle Finance, a leading yield tokenization protocol.
Wilbert takes us on his Web3 journey, starting with the heady days of the 2020 DeFi Summer to building his own Web3 startup, and his current role at Pendle Finance. He provides insightful commentary on the evolution of decentralized finance, the potential of RWA, and the intricacies of yield trading.
⌛ Timestamps:
00:00:00 Episode trailer
00:00:28 Show introduction and brief self-introduction from Wilbert Johan
00:01:33 The experience of DeFi summer and early days in crypto
00:02:13 Wilbert discusses his transition from traditional finance to Web3
00:04:39 Challenges in founding a Web3 startup in rewards tokenization
00:10:43 Wilbert’s experience working with RWAs and DeFi strategies
00:12:47 How Wilbert discovered blockchain and his entry to Pendle
00:14:39 Wilbert explains the concept of private credit
00:20:07 Wilbert’s personal interests and how they keep him balanced
00:23:49 Overview of Pendle Finance and the mission to tokenize yields
00:24:39 Wilbert explains ETH restaking and BTC-Fi yield opportunities
00:28:24 Pendle’s approach to providing fixed returns with PT and YT tokens
00:30:49 An in-depth look at Pendle
00:31:28 Pendle’s BTC-Fi pools and their potential in the DeFi landscape
00:32:23 How Pendle enables yield opportunities for Bitcoin holders
00:33:42 Wilbert describes Pendle’s approach to building liquidity pools
00:34:08 Traction and growth of Pendle’s BTC-Fi pools in DeFi
00:37:59 An in-depth look at Pendle’s unique yield tokenization mechanism
00:42:19 Pendle’s ecosystem: Partnerships and collaborations in DeFi
00:50:50 How the VE tokenomics model boosts user engagement
00:54:26 The team behind Pendle and the company’s structure
00:58:38 Challenges facing Pendle and plans for future growth
00:59:43 Wilbert’s thoughts on security and risk management in Web3
01:01:57 How will BTC-Fi and DeFi evolve in the next few years
01:04:45 Advice for people who want to break into Web3
01:09:03 Where to follow Wilbert and learn more about Pendle
01:10:49 Episode outro and next episode preview
Follow Wilbert and his company:
Wilbert's LinkedIn: linkedin.com/in/wilbertjohan
Wilbert's Twitter: https://x.com/_whalebird
Pendle Twitter: https://x.com/pendle_fi
Pendle website: https://www.pendle.finance/
My social media:
Twitter/X: twitter.com/LamWeb3
LinkedIn: linkedin.com/in/lamweb3/
Website: https://lamtrinh.xyz
My old article about the 2-3 prevailing narratives of 2024-2025: substack.com/home/post/p-143541984
If you enjoy this episode, please subscribe to stay updated on our upcoming episodes with industry experts and innovators in the Web3 and Entrepreneurship spaces. Thank you for listening!
