Uploaded September 2026 | Updated September 2026, 2 weeks ago
Forget Florida prices — there are still affordable beach towns in America where you can actually retire near the sand in 2026. In this episode, Laura counts down 10 beach towns with median home prices as low as $206,000, real hospitals, year-round communities, and — the part every other video skips — the true cost of coastal living: flood insurance, wind insurance, and property taxes on a fixed income.
We walk a real $2,000-a-month retirement budget line by line in two towns, name the states that don't tax your Social Security or pension, and call out the gorgeous towns we cut because of the insurance bill nobody shows you. From Mississippi's 26 miles of Gulf sand to South Carolina's Lowcountry, Maine's working harbors, and the cold, cheap Pacific — this is the honest map of the last affordable coast.
00:00 - Intro - 10 Affordable Beach Towns Where You Can Actually Retire
00:54 - 10. Ocean Shores, WA
02:13 - 9. Coos Bay, OR
04:00 - 8. Rockland, ME
05:56 - 7. Myrtle Beach, SC
07:48 - 6. Foley, AL
09:37 - 5. Port Charlotte, FL
11:29 - 4. Biloxi, MS
13:40 - 3. Bay St. Louis, MS
15:32 - 2. Georgetown, SC
16:55 - 1. Gulfport, MS
Disclaimer: Content sourced externally. For copyright issues, please contact us via our "About" page before filing a claim.
Forget Florida prices — there are still affordable beach towns in America where you can actually retire near the sand in 2026. In this episode, Laura counts down 10 beach towns with median home prices as low as $206,000, real hospitals, year-round communities, and — the part every other video skips — the true cost of coastal living: flood insurance, wind insurance, and property taxes on a fixed income.
We walk a real $2,000-a-month retirement budget line by line in two towns, name the states that don't tax your Social Security or pension, and call out the gorgeous towns we cut because of the insurance bill nobody shows you. From Mississippi's 26 miles of Gulf sand to South Carolina's Lowcountry, Maine's working harbors, and the cold, cheap Pacific — this is the honest map of the last affordable coast.
00:00 - Intro - 10 Affordable Beach Towns Where You Can Actually Retire
00:54 - 10. Ocean Shores, WA
02:13 - 9. Coos Bay, OR
04:00 - 8. Rockland, ME
05:56 - 7. Myrtle Beach, SC
07:48 - 6. Foley, AL
09:37 - 5. Port Charlotte, FL
11:29 - 4. Biloxi, MS
13:40 - 3. Bay St. Louis, MS
15:32 - 2. Georgetown, SC
16:55 - 1. Gulfport, MS
Disclaimer: Content sourced externally. For copyright issues, please contact us via our "About" page before filing a claim.
