@tiffanyferg
  @tiffanyferg
tiffanyferg | Finances of a Full-Time YouTuber (taxes, budgeting, etc) @tiffanyferg | Uploaded June 2019 | Updated October 2024, 1 week ago.
How I earn and manage my money as a full-time YouTuber and student! I explain everything from being self-employed, finding sponsors, ad revenue, taxes... to how I track my spending, my financial goals, and the necessity of budgeting! enjoy! #personalfinance #selfemployed

WATCH MORE:
Opening Up About My Student Loans and Credit Card Debt - youtu.be/tku2C-DgA6s
HOW I MAKE THAT BREAD 💸 ASHLEY aka BESTDRESSED - youtu.be/N5YqaJ37hxs

0:00 - intro
0:35 - shout out to Ashley aka bestdressed for making a similar vid recently!
0:58 - watch my detailed video, "Opening Up about My Student Loans and Credit Card Debt"
1:37 - financial independence in college, relying on credit cards to survive
1:48 - my experience as a youtuber, from a very small channel, earning small amounts of extra cash, (#sidehustle) to finally earning enough to call myself a full-time youtuber!
4:17 - I'm back in college now, working to finish my Bachelor's degree in media studies
4:37 - my experience being self-employed! pros and cons from working for yourself / working from home
6:42 - sponsorships! how I work with sponsors. I think being a youtuber is a type of freelancing / is very similar to being a freelancer. figure out how many projects you can handle at once, keeping in mind how much money you're earning and when
8:44 - sponsorship payment procedures are always different
9:41 - ADSENSE! how I earn money from ads on my videos. getting one big adsense check per month is tricky
11:46 - how taxes work as a youtuber / a self-employed person. gotta pay quarterly estimated taxes throughout the year!
13:01 - with all of these complications, I'm obsessed with tracking my earnings and spending, as well as my projected future earnings and expenses
13:24 - my main goals are: pay my bills, pay off debt (student loans and credit cards), work on my savings - I need an emergency fund!
15:43 - how I actually manage my money, including tracking spending using the EveryDollar app, then putting everything in a Google Sheets annual budget spreadsheet. I need a more strict, yet realistic budget - maybe I'll try the cash envelope system
18:40 - where does my money GO? how much I typically spend on housing (rent and utilities), debt payments, beauty / personal products, clothing, etc
21:24 - travel expenses definitely hurt my wallet


♥ Instagram: instagram.com/tferg__
♥ Twitter: twitter.com/tiffanytheprez
♥ My Podcast, Previously Gifted: bit.ly/previouslygifted
♥ Vlog Channel: bit.ly/tfergvlogs
♥ Political Channel: bit.ly/sociallyunacceptable


♥♥♥ Use my affiliate links to support my channel :-) ♥♥♥
* My go-to eyeshadow palette (vegan and cruelty free!) amzn.to/2WnU5tX

* 10% off Glossier (for first time customers). I use the Perfecting Skin Tint, "Cake" and "Zip" Generation Z lipstick
- re.glossier.com/72ff5ffa

*Sign up for my fav travel site, Airbnb, for a $40 credit! airbnb.com/c/tferguson42

*Here's an Amazon list with all of the equipment I use to film my videos, including my camera, mic, ring light, and more! bit.ly/filmingequipment

Hello my dudes! My name is Tiffany Ferguson. I’m a 23 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and share some commentary about online trends. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and other young-adult tings.

Business Inquiries: tiffanyfergusonbiz (@) gmail (.) com

FTC: This video is not sponsored. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.
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Finances of a Full-Time YouTuber (taxes, budgeting, etc) @tiffanyferg

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