Uploaded November 2023 | Updated September 2026, 2 minutes ago
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Dave Ramsey is wrong about the 4% rule. In fact, he is DANGEROUSLY WRONG, assuming you can pull out 8% per year and still GROW your portfolio assuming a 12% annual rate of return.
Dave Ramsey went on a rant stating that the 4% safe withdrawal rate for retirement is wrong. In this video, I show you why he simply isn't correct.
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🏠 Get My Home Affordability Spreadsheet - whiteboardfinance.com/go/ytmember
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💰 My FREE Stock Market For Beginners Course - whiteboardfinance.com/go/stocksguide
MY OTHER SOCIALS:
🌍 My website - whiteboardfinance.com
🐦 X - twitter.com/whiteboardfin
📸 Instagram - instagram.com/whiteboardfinance
WHO AM I? 👇
If we haven't met before - Hey 👋 I'm Marko, and I've been investing since 2006, and I got my finance degree in 2010. My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
Get free life insurance quotes from America's top insurers and start saving today with Policygenius: Policygenius.com/whiteboardfinance. Thanks to Policygenius for sponsoring this video!
Dave Ramsey is wrong about the 4% rule. In fact, he is DANGEROUSLY WRONG, assuming you can pull out 8% per year and still GROW your portfolio assuming a 12% annual rate of return.
Dave Ramsey went on a rant stating that the 4% safe withdrawal rate for retirement is wrong. In this video, I show you why he simply isn't correct.
Join My Private Community - WhiteBoard Finance University: wbfuniversity.com
WBFU Includes:
🎥 4 Full Length Courses (Stocks, Real Estate, Budgeting, Increasing Income)
🧠 Over 50+ exclusive videos, and new ones every week
📊 Full transparency into my portfolio (every buy and sell I make)
💬 Access to our private community and live chat with 100+ members
❓ Weekly Q&A Discussion and Livestream with Marko
🛠️ Exclusive Tools & Spreadsheets
👨🔬 Monthly Guest Expert Livestreams
WBFU is the most comprehensive investing community in the world. Join today.
MY FAVORITE TOOLS & RESOURCES
📈 M1 Finance - Automate Your Investing - whiteboardfinance.com/go/m1-finance
📊 WeBull - Get Up To 12 FREE STOCKS - whiteboardfinance.com/go/webull
🏠 Get My Home Affordability Spreadsheet - whiteboardfinance.com/go/ytmember
🔒 Ledger - Store Your Bitcoin The Right Way - whiteboardfinance.com/go/ledger
💰 My FREE Stock Market For Beginners Course - whiteboardfinance.com/go/stocksguide
MY OTHER SOCIALS:
🌍 My website - whiteboardfinance.com
🐦 X - twitter.com/whiteboardfin
📸 Instagram - instagram.com/whiteboardfinance
WHO AM I? 👇
If we haven't met before - Hey 👋 I'm Marko, and I've been investing since 2006, and I got my finance degree in 2010. My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
