Uploaded May 2026 | Updated September 2026, 1 week ago
Credit card processing might seem simple, but there’s a lot happening behind the scenes from the moment you swipe, dip, or tap a card until the money hits your account.
In this video, we explain what credit card processing is, the key players involved, and how each step works — from authorization and batching to settlement and funding. You’ll learn about issuing banks, acquiring banks, merchant services providers, and payment gateways, as well as why accepting credit cards can boost your sales and expand your reach to online and mobile payments.
We also walk you through how to set up credit card processing for your business using Square — with no hidden fees, built-in PCI compliance, and support for EMV chip cards, magstripe cards, contactless payments, and mobile wallets like Apple Pay and Google Pay. Whether you run a retail store, restaurant, or eCommerce shop, this guide covers everything you need to know to choose the right credit card processing solution and start accepting payments quickly and securely.
Read more about credit card processing ➡️ squareup.com/us/en/the-bottom-line/managing-your-finances/credit-card-processing
#creditcardprocessing #paymentprocessing #acceptpayments #squarepos #contactlesspayments #smallbusiness #businesstips
0:00 Intro
0:19 What Credit Card Processing Actually Is
1:16 How a Card Payment Actually Flows
1:48 Why There Are Fees (and What They Cover)
2:22 What You Need to Accept Credit Cards
3:04 Fees and Transparency Matter
3:21 Tips to Keep Costs Manageable
Connect with us ⤵️
Subscribe: youtube.com/square
Instagram: instagram.com/square
TikTok: tiktok.com/@square
X: https://x.com/square
Reddit: reddit.com/r/SquareOfficial
Web: squareup.com
Credit card processing might seem simple, but there’s a lot happening behind the scenes from the moment you swipe, dip, or tap a card until the money hits your account.
In this video, we explain what credit card processing is, the key players involved, and how each step works — from authorization and batching to settlement and funding. You’ll learn about issuing banks, acquiring banks, merchant services providers, and payment gateways, as well as why accepting credit cards can boost your sales and expand your reach to online and mobile payments.
We also walk you through how to set up credit card processing for your business using Square — with no hidden fees, built-in PCI compliance, and support for EMV chip cards, magstripe cards, contactless payments, and mobile wallets like Apple Pay and Google Pay. Whether you run a retail store, restaurant, or eCommerce shop, this guide covers everything you need to know to choose the right credit card processing solution and start accepting payments quickly and securely.
Read more about credit card processing ➡️ squareup.com/us/en/the-bottom-line/managing-your-finances/credit-card-processing
#creditcardprocessing #paymentprocessing #acceptpayments #squarepos #contactlesspayments #smallbusiness #businesstips
0:00 Intro
0:19 What Credit Card Processing Actually Is
1:16 How a Card Payment Actually Flows
1:48 Why There Are Fees (and What They Cover)
2:22 What You Need to Accept Credit Cards
3:04 Fees and Transparency Matter
3:21 Tips to Keep Costs Manageable
Connect with us ⤵️
Subscribe: youtube.com/square
Instagram: instagram.com/square
TikTok: tiktok.com/@square
X: https://x.com/square
Reddit: reddit.com/r/SquareOfficial
Web: squareup.com
