Uploaded May 2026 | Updated September 2026, 2 weeks ago
Jeremy Allaire is the Chairman, CEO, and co-founder of Circle, the issuer of USDC — a stablecoin with nearly $80 billion in circulation and a core piece of the broader stablecoin market, which has grown from zero to more than $300 billion over the past decade.
In this fireside, YC Visiting Partner Nemil Dalal sat down with Jeremy to talk about Circle's founding vision of building an internet protocol for dollars, the wave of institutional and regulatory adoption now reshaping the financial system, and why agentic economic activity — not just consumer payments — might represent the most transformative frontier for stablecoin builders in the years ahead.
circle.com
00:00 Introduction & Why Stablecoins Matter
01:45 Jeremy's Background & Circle's Origin
07:10 Top Use Cases for Builders Today
11:22 Consumer vs. Business Adoption
13:20 Banks & Institutions Enter the Space
17:54 Global Regulation Landscape
22:40 AI Agents & the Agentic Economy
26:15 Missing Infrastructure for Builders
27:38 Three Big Predictions for Stablecoins
Apply to Y Combinator: ycombinator.com/apply
Work at a startup: ycombinator.com/jobs
Jeremy Allaire is the Chairman, CEO, and co-founder of Circle, the issuer of USDC — a stablecoin with nearly $80 billion in circulation and a core piece of the broader stablecoin market, which has grown from zero to more than $300 billion over the past decade.
In this fireside, YC Visiting Partner Nemil Dalal sat down with Jeremy to talk about Circle's founding vision of building an internet protocol for dollars, the wave of institutional and regulatory adoption now reshaping the financial system, and why agentic economic activity — not just consumer payments — might represent the most transformative frontier for stablecoin builders in the years ahead.
circle.com
00:00 Introduction & Why Stablecoins Matter
01:45 Jeremy's Background & Circle's Origin
07:10 Top Use Cases for Builders Today
11:22 Consumer vs. Business Adoption
13:20 Banks & Institutions Enter the Space
17:54 Global Regulation Landscape
22:40 AI Agents & the Agentic Economy
26:15 Missing Infrastructure for Builders
27:38 Three Big Predictions for Stablecoins
Apply to Y Combinator: ycombinator.com/apply
Work at a startup: ycombinator.com/jobs
