Uploaded November 2025 | Updated September 2026, 2 weeks ago
#Investing #finance #personalfinance #investments #business #isa
The cash Isa allowance will be cut from April 2027 to encourage people to invest in stocks and shares instead, chancellor Rachel Reeves announced in the Autumn Budget. However, Lifetime Isas (Lisas) will also be replaced by a new type of account, and total Isa allowances will be frozen.
People will only be able to pay up to £12,000 a year into a cash Isa, down from the current £20,000. The overall Isa allowance will stay at £20,000, meaning that in practice £8,000 of it will be earmarked for investing in a stocks-and-shares Isa. In a confusing exception, savers aged over 65 will still be able to invest their full £20,000 allowance into cash Isas.
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#Investing #finance #personalfinance #investments #business #isa
The cash Isa allowance will be cut from April 2027 to encourage people to invest in stocks and shares instead, chancellor Rachel Reeves announced in the Autumn Budget. However, Lifetime Isas (Lisas) will also be replaced by a new type of account, and total Isa allowances will be frozen.
People will only be able to pay up to £12,000 a year into a cash Isa, down from the current £20,000. The overall Isa allowance will stay at £20,000, meaning that in practice £8,000 of it will be earmarked for investing in a stocks-and-shares Isa. In a confusing exception, savers aged over 65 will still be able to invest their full £20,000 allowance into cash Isas.
Listen to our podcasts: investorschronicle.co.uk/podcasts
Subscribe to Investors' Chronicle: investorschronicle.co.uk/product-matrix
Investors' Chronicle has supported private investors in the UK for over 160 years by highlighting rewarding investment opportunities. Our award-winning expert writers research hundreds of companies and funds suitable for all risk appetites, to provide clear, independent recommendations for individual investors who want to make their money grow and outline how to make the most of different types of investment vehicles at all stages of your life.
Follow The Companies and Markets Show on @YouTube: youtube.com/playlist?list=PLnrcXTQl38frCLdb4HDxepjhvod-gN662
Follow Lee and the IC: youtube.com/playlist?list=PLnrcXTQl38fqB-A5bJJ-GtFjm3Q9S9Xnx
Listen to our interviews here: youtube.com/playlist?list=PLnrcXTQl38fo1Oio19rTsLt9fD2s4hKst
Follow us on LinkedIn: linkedin.com/showcase/financial-times---investors-chronicle
Follow us on Instagram: instagram.com/investorschronicle/?hl=en
Get the latest investing updates on WhatsApp: whatsapp.com/channel/0029VaD6zjW9WtBxc0gFG13F
