Can credit scores for the creditless be determined by cellphone data? | Eric Mibuari | TED Institute @tedinstitute
Can credit scores for the creditless be determined by cellphone data? | Eric Mibuari | TED Institute  @tedinstitute
Uploaded December 2015 | Updated September 2026, 4 days ago
70% of African households own cellphones but less than 35% have access to credit. Mining non-traditional forms of credit using available technologies, Eric Mibuari asks if this "mobile continent" can use cellphones to access what they need most - loans.

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Visual Credits
4:36 Photo of man: adapted from Emmanuel R Lacoste / Shutterstock.com
Photo of woman: adapted from bikeriderlondon / Shutterstock.com
5:33 Photo: Poverty Weighed in a Can / IBM Research - Africa / Flickr
7:21 Photo: Poverty Weighed in a Can / IBM Research - Africa / Flickr

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Can credit scores for the creditless be determined by cellphone data? | Eric Mibuari | TED Institute

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