Uploaded April 2026 | Updated September 2026, 2 weeks ago

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California has some of the least affordable housing in the country yet prices are not coming down. Jim Doti, economist and President Emeritus at Chapman University, has spent years building an index that tracks which cities are actually gaining ground and why. In this episode he joins us to understand what is driving that disconnect, how other markets are behaving differently, and what that contrast reveals about where California stands right now.

Timestamps:
03:47 Why Prices Aren’t Dropping
06:26 How Fed Policy Drove Home Prices
08:50 Will Mortgage Rates Fall Again?
11:34 Policy Impact on Housing Costs
14:00 Finding Real Estate Hot Zones
19:02 Case Study: Columbus Growth
21:19 New Hot Spots vs Old Tech Hubs
22:57 Using Hot Zone Data to Invest
24:58 Why People Are Leaving California
27:27 How Long Hot Zones Last
32:30 Regulation and Housing Supply

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Views expressed in this video are the opinions of the host and guests and do not necessarily reflect the views of California Insider.
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