Uploaded June 2026 | Updated September 2026, 3 days ago
On Barclays Working Lunch this week, WillNE gets a lesson in small business financing. Joining WillNE and Amy Morgan is Luis Santos, Head of Barclays Business Lending who has spent over 20 years transforming the lending and cards payments space, blending digital innovation with strategy tailored for real world business challenges. Together they cover small business financing options including business loans, business mortgages, business overdrafts, asset finance and how to get financing for a business.
With our £22 billion lending fund, we’re ready to support businesses like yours - search Barclays Business Borrowing.
Episode chapters:
00:00 - Introduction
01:20 - Where do businesses start with funding?
01:45 - How does a bank assess suitability and needs?
02:53 - Asset finance
04:12 - Business loans
06:12 - Tools to support you
06:42 - Bitter/sweet challenge
08:53 - Business mortgages
09:32 - Business overdrafts
10:59 - How business can access borrowing options
12:25 - Luize's top financing tip
If you’re thinking of starting your own business, or ready for the next step subscribe for more insightful videos or head to the Barclays website: barc.ly/4rb8PYA
On Barclays Working Lunch this week, WillNE gets a lesson in small business financing. Joining WillNE and Amy Morgan is Luis Santos, Head of Barclays Business Lending who has spent over 20 years transforming the lending and cards payments space, blending digital innovation with strategy tailored for real world business challenges. Together they cover small business financing options including business loans, business mortgages, business overdrafts, asset finance and how to get financing for a business.
With our £22 billion lending fund, we’re ready to support businesses like yours - search Barclays Business Borrowing.
Episode chapters:
00:00 - Introduction
01:20 - Where do businesses start with funding?
01:45 - How does a bank assess suitability and needs?
02:53 - Asset finance
04:12 - Business loans
06:12 - Tools to support you
06:42 - Bitter/sweet challenge
08:53 - Business mortgages
09:32 - Business overdrafts
10:59 - How business can access borrowing options
12:25 - Luize's top financing tip
If you’re thinking of starting your own business, or ready for the next step subscribe for more insightful videos or head to the Barclays website: barc.ly/4rb8PYA










