Uploaded March 2026 | Updated September 2026, 3 weeks ago
Bilt Palladium Card: Month 1 Results | Bilt Cash, Points Accelerator, Dining & Hotel Credits
Justin Vacula and returning co-host Darren evaluate their first month with the Bilt Palladium Card, including how they used Bilt Cash redemptions, the Points Accelerator, and stacked valuable hotel, dining, Lyft, Grubhub, and Walgreens credits.
In this episode, they explain why the Bilt Palladium Card is a strong option for everyday non-bonus spend, especially for people looking to combine solid earnings with flexible redemption options.
Justin also shares real-world examples of using Bilt benefits, including stacking the monthly $100 Bilt Travel portal two-night hotel credit with the card’s $200 hotel credit for a Miami stay, successfully redeeming the $25 monthly Bilt Dining credit through QR-code checkout in Washington, DC, and using the easy $10 monthly Grubhub, $10 Walgreens gift card, and $10 Lyft credit.
They also discuss coming soon benefits like Blacklane and Blade, a foreign transaction fee issue in Australia that was later refunded, and why paying early can help manage credit utilization.
If you’re interested in Bilt Rewards, credit card points, travel rewards, monthly statement credits, and whether the Bilt Palladium Card annual fee is worth it, this episode covers the card’s first-month value in detail.
Timestamps
00:00 Points and Miles Intro
00:32 Bilt Palladium Month One
01:44 Bilt Cash Basics
02:27 Points Accelerator Explained
04:01 Hotel Portal Credit Win
05:57 Blacklane Credit Delays
07:37 Bilt Dining Credit Tips
09:03 QR Code Checkout Story
11:49 Expiration and Earn & Burn
13:32 Vegas Plans
16:10 Announcements
16:23 Socials and Meetups
18:29 FTU Dallas
19:33 CardPointers and SaveWise
20:44 Grubhub Credit
23:09 Walgreens and Lyft Credits
24:45 Month One Value Recap
26:26 Annual Fee and Downgrade Talk
29:15 Foreign Fee Refund
31:14 China Taiwan Cruise Preview
32:59 Paying Before Statement Close
35:45 Wrap Up and Where to Follow
—
🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast:
👉 SoundCloud → soundcloud.com/hurdygurdytravelpodcast
👉 Apple Podcasts / iTunes → podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490
👉 Spotify → open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg
👉 TuneIn → tunein.com/podcasts/Podcasts/Hurdy-Gurdy-Travel-Podcast-p1275539
👉 iHeartRadio → iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405
👉 Podbean → podbean.com/podcast-detail/vvdph-a3425/Hurdy-Gurdy-Travel-Podcast
👉 Pocket Casts → pocketcasts.com/podcasts/1a722d50-2d0a-0138-96d6-0acc26574db2?_prerender=true
👉 Podchaser → podchaser.com/podcasts/hurdy-gurdy-travel-podcast-1153719
👉 Podcast Addict → podcastaddict.com/podcast/hurdy-gurdy-travel-podcast/3497422
👉 Castbox → https://castbox.fm/channel/Hurdy-Gurdy-Travel-Podcast-id4351553?country=us
👉 …and many other podcast platforms worldwide! 🌍🎧
📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed:
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—
💜 Support My Work & Unlock Special Perks:
👉 Support me through helpful referral links on my site: hurdygurdytravel.com/donate-referral-links
👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → cardpointers.com/hurdygurdytravel
CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features.
👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more:
getsavewise.com/pro?ref=hurdygurdy
👉 Become a Frequent Traveler University member and sign up for events.
ftuniversity.com/?aff=24
👉 Earn 500 miles when signing up for Rove Miles using my referral link:
rovemiles.com/?signup&referralCode=8AS1JSG9
—
👉 Visit the Support Tab on my website to contribute via SubscribeStar → subscribestar.com/hurdygurdytravel
🎁 Subscriber & Supporter Perks Include:
✨ One-on-one calls with me
✨ Advance notice of upcoming podcast guests (submit your questions!)
✨ A custom podcast episode recorded just for you 🎙️💬
✨ Bonus content 🎁
—
🌐 Stay Connected With Me:
🔔 Subscribe on YouTube → youtube.com/@HurdyGurdyTravelPodcast
👍 Like on Facebook → facebook.com/HurdyGurdyTravelPodcast
🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl
📸 Follow on Instagram → instagram.com/justinvacula
—
✨ Thank You for Listening & Supporting the Hurdy Gurdy Travel Podcast!
Stay tuned for more tips, strategies, and stories to help you optimize your travel, rewards, and lifestyle. 🚀🌍💳
Bilt Palladium Card: Month 1 Results | Bilt Cash, Points Accelerator, Dining & Hotel Credits
Justin Vacula and returning co-host Darren evaluate their first month with the Bilt Palladium Card, including how they used Bilt Cash redemptions, the Points Accelerator, and stacked valuable hotel, dining, Lyft, Grubhub, and Walgreens credits.
In this episode, they explain why the Bilt Palladium Card is a strong option for everyday non-bonus spend, especially for people looking to combine solid earnings with flexible redemption options.
Justin also shares real-world examples of using Bilt benefits, including stacking the monthly $100 Bilt Travel portal two-night hotel credit with the card’s $200 hotel credit for a Miami stay, successfully redeeming the $25 monthly Bilt Dining credit through QR-code checkout in Washington, DC, and using the easy $10 monthly Grubhub, $10 Walgreens gift card, and $10 Lyft credit.
They also discuss coming soon benefits like Blacklane and Blade, a foreign transaction fee issue in Australia that was later refunded, and why paying early can help manage credit utilization.
If you’re interested in Bilt Rewards, credit card points, travel rewards, monthly statement credits, and whether the Bilt Palladium Card annual fee is worth it, this episode covers the card’s first-month value in detail.
Timestamps
00:00 Points and Miles Intro
00:32 Bilt Palladium Month One
01:44 Bilt Cash Basics
02:27 Points Accelerator Explained
04:01 Hotel Portal Credit Win
05:57 Blacklane Credit Delays
07:37 Bilt Dining Credit Tips
09:03 QR Code Checkout Story
11:49 Expiration and Earn & Burn
13:32 Vegas Plans
16:10 Announcements
16:23 Socials and Meetups
18:29 FTU Dallas
19:33 CardPointers and SaveWise
20:44 Grubhub Credit
23:09 Walgreens and Lyft Credits
24:45 Month One Value Recap
26:26 Annual Fee and Downgrade Talk
29:15 Foreign Fee Refund
31:14 China Taiwan Cruise Preview
32:59 Paying Before Statement Close
35:45 Wrap Up and Where to Follow
—
🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast:
👉 SoundCloud → soundcloud.com/hurdygurdytravelpodcast
👉 Apple Podcasts / iTunes → podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490
👉 Spotify → open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg
👉 TuneIn → tunein.com/podcasts/Podcasts/Hurdy-Gurdy-Travel-Podcast-p1275539
👉 iHeartRadio → iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405
👉 Podbean → podbean.com/podcast-detail/vvdph-a3425/Hurdy-Gurdy-Travel-Podcast
👉 Pocket Casts → pocketcasts.com/podcasts/1a722d50-2d0a-0138-96d6-0acc26574db2?_prerender=true
👉 Podchaser → podchaser.com/podcasts/hurdy-gurdy-travel-podcast-1153719
👉 Podcast Addict → podcastaddict.com/podcast/hurdy-gurdy-travel-podcast/3497422
👉 Castbox → https://castbox.fm/channel/Hurdy-Gurdy-Travel-Podcast-id4351553?country=us
👉 …and many other podcast platforms worldwide! 🌍🎧
📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed:
feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss
—
💜 Support My Work & Unlock Special Perks:
👉 Support me through helpful referral links on my site: hurdygurdytravel.com/donate-referral-links
👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → cardpointers.com/hurdygurdytravel
CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features.
👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more:
getsavewise.com/pro?ref=hurdygurdy
👉 Become a Frequent Traveler University member and sign up for events.
ftuniversity.com/?aff=24
👉 Earn 500 miles when signing up for Rove Miles using my referral link:
rovemiles.com/?signup&referralCode=8AS1JSG9
—
👉 Visit the Support Tab on my website to contribute via SubscribeStar → subscribestar.com/hurdygurdytravel
🎁 Subscriber & Supporter Perks Include:
✨ One-on-one calls with me
✨ Advance notice of upcoming podcast guests (submit your questions!)
✨ A custom podcast episode recorded just for you 🎙️💬
✨ Bonus content 🎁
—
🌐 Stay Connected With Me:
🔔 Subscribe on YouTube → youtube.com/@HurdyGurdyTravelPodcast
👍 Like on Facebook → facebook.com/HurdyGurdyTravelPodcast
🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl
📸 Follow on Instagram → instagram.com/justinvacula
—
✨ Thank You for Listening & Supporting the Hurdy Gurdy Travel Podcast!
Stay tuned for more tips, strategies, and stories to help you optimize your travel, rewards, and lifestyle. 🚀🌍💳
