Uploaded March 2026 | Updated September 2026, 2 weeks ago
In this video, personal finance creator Chris Palmer dives into exclusive data obtained by InvestEngine from Nest, the UK's largest workplace pension provider, covering 13.7 million members. We reveal some stats about how UK workers are really engaging with their retirement savings — and the numbers might surprise you.
What we cover:
00:00 Are you ignoring your pension?
00:30 The big picture
01:10 Pension transfers: who's moving their money?
01:41 Small pension pots and why they matter
02:38 Regional differences in pension pots
03:00 Why fees matter over time
03:48 Why 97% of members never leave the default fund
04:25 Practical steps to feel more in control
05:54 In summary
👉 Explore InvestEngine Self Invested Personal Pensions: investengine.com/sipp
👉 Read our blog: investengine.com/insights/articles
👉 Check out our glossary: help.investengine.com/hc/en-gb/articles/16957060511005-Investment-Glossary
ℹ️ Find lost pensions with the government's free pension tracing service: gov.uk/find-pension-contact-details
📱 Download the IOS app: apple.co/3N7i7pe
📱 Download the Android app: bit.ly/4aRrBy8
Don't miss out on our regular finance education videos, hit the subscribe button to stay informed and empowered on your investment path.
Want to talk about it? Join the InvestEngine Community: community.investengine.com
Follow us on social media:
Instagram: bit.ly/4aRrBOE
TikTok: bit.ly/3PjSwtU
LinkedIn: bit.ly/4re7gru
Reddit: bit.ly/4lgINAP
Capital at risk. Freedom of Information request Nest data obtained on 3 September 2025. InvestEngine average pension pot data correct as of November 2025. ETF costs apply. Past performance is not a reliable indicator of future results. Tax treatment depends on personal circumstances and may change. Consider all factors before transferring.
In this video, personal finance creator Chris Palmer dives into exclusive data obtained by InvestEngine from Nest, the UK's largest workplace pension provider, covering 13.7 million members. We reveal some stats about how UK workers are really engaging with their retirement savings — and the numbers might surprise you.
What we cover:
00:00 Are you ignoring your pension?
00:30 The big picture
01:10 Pension transfers: who's moving their money?
01:41 Small pension pots and why they matter
02:38 Regional differences in pension pots
03:00 Why fees matter over time
03:48 Why 97% of members never leave the default fund
04:25 Practical steps to feel more in control
05:54 In summary
👉 Explore InvestEngine Self Invested Personal Pensions: investengine.com/sipp
👉 Read our blog: investengine.com/insights/articles
👉 Check out our glossary: help.investengine.com/hc/en-gb/articles/16957060511005-Investment-Glossary
ℹ️ Find lost pensions with the government's free pension tracing service: gov.uk/find-pension-contact-details
📱 Download the IOS app: apple.co/3N7i7pe
📱 Download the Android app: bit.ly/4aRrBy8
Don't miss out on our regular finance education videos, hit the subscribe button to stay informed and empowered on your investment path.
Want to talk about it? Join the InvestEngine Community: community.investengine.com
Follow us on social media:
Instagram: bit.ly/4aRrBOE
TikTok: bit.ly/3PjSwtU
LinkedIn: bit.ly/4re7gru
Reddit: bit.ly/4lgINAP
Capital at risk. Freedom of Information request Nest data obtained on 3 September 2025. InvestEngine average pension pot data correct as of November 2025. ETF costs apply. Past performance is not a reliable indicator of future results. Tax treatment depends on personal circumstances and may change. Consider all factors before transferring.


![What Makes a Good Long-Term Investment? (with Jo Wall)
What makes a good long-term investment? [Capital at risk]
Thinking about investing for the long term? In this video, Chartered Financial Planner Jo Wall shares what really matters when choosing long-term investments — including why time in the market beats timing the market.
You’ll learn:
✅ What makes an investment “long-term”
✅ How risk and volatility change over time
✅ The role of diversification and cost
✅ How to use InvestEngine’s free tools to check returns and fees
📘 Discover how to choose investments that fit your long-term goals — and explore fee-free investing with InvestEngine.
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📱 Download the IOS app: https://apps.apple.com/gb/app/investengine?utm_source=youtube&utm_medium=social&utm_campaign=education+series
📲 Download the Android app: https://play.google.com/store/apps/details?id=com.investengine.app
Dont miss out on our regular finance education videos, hit the subscribe button to stay informed and empowered on your investment path.
Want to talk about it? Join the InvestEngine Community: https://community.investengine.com/
Follow us on social media:
Instagram: https://www.instagram.com/investengine
TikTok: https://www.tiktok.com/@investengine
LinkedIn: https://www.linkedin.com/company/investengine/
Twitter (X): https://x.com/InvestEngine
Threads: https://www.threads.net/@investengine
Reddit: https://www.reddit.com/r/InvestEngine/
This video is intended for an audience of United Kingdom (UK) tax residents only, the content therein is for educational purposes only and does not constitute investment advice. If you are unsure of the risk or suitability of an investment, please seek appropriate financial advice from an independent financial adviser and/or tax specialist. When investing, your capital is at risk. What Makes a Good Long-Term Investment? (with Jo Wall)](https://i.ytimg.com/vi/PYc1HNKyDZk/mqdefault.jpg)







