Uploaded May 2025 | Updated September 2026, 2 weeks ago
Michael Linford, Chief Operating Officer at Affirm, breaks down the 'buy now, pay later' giant's recent earnings report, which pointed to lower-than-expected guidance going forward.
While guidance did miss estimates, Linford explains that consumer health and spending are still solid despite negative sentiment from the global trade war. Linford also talks about how Affirm is navigating a consumer environment that is fearful of a potential recession.
The content of the video is for general and informational purposes only. All views presented in this show reflect the opinions of the guest and the host. You should not take a mention of any asset, be it cryptocurrency or a publicly traded security as a recommendation to buy, sell or hold that cryptocurrency or security. Guests and hosts are not affiliated with or endorsed by Public Holdings or its subsidiaries. You should make your own financial and investment decisions or consult respective professionals. Full disclosures are in the channel description. Learn more at Public.com/disclosures.Past performance is not a guarantee of future results. There is a possibility of loss with any investment. Historical or hypothetical performance results, if mentioned, are presented for illustrative purposes only. Do not infer or assume that any securities, sectors or markets described in the videos were or will be profitable. Any statements of future expectations and other forward-looking statements are strictly based on the current views, opinion, or assumptions of the person presenting them, and should not be taken as an indicator of performance nor should be relied upon as an investment advice.
Michael Linford, Chief Operating Officer at Affirm, breaks down the 'buy now, pay later' giant's recent earnings report, which pointed to lower-than-expected guidance going forward.
While guidance did miss estimates, Linford explains that consumer health and spending are still solid despite negative sentiment from the global trade war. Linford also talks about how Affirm is navigating a consumer environment that is fearful of a potential recession.
The content of the video is for general and informational purposes only. All views presented in this show reflect the opinions of the guest and the host. You should not take a mention of any asset, be it cryptocurrency or a publicly traded security as a recommendation to buy, sell or hold that cryptocurrency or security. Guests and hosts are not affiliated with or endorsed by Public Holdings or its subsidiaries. You should make your own financial and investment decisions or consult respective professionals. Full disclosures are in the channel description. Learn more at Public.com/disclosures.Past performance is not a guarantee of future results. There is a possibility of loss with any investment. Historical or hypothetical performance results, if mentioned, are presented for illustrative purposes only. Do not infer or assume that any securities, sectors or markets described in the videos were or will be profitable. Any statements of future expectations and other forward-looking statements are strictly based on the current views, opinion, or assumptions of the person presenting them, and should not be taken as an indicator of performance nor should be relied upon as an investment advice.
