Uploaded July 2026 | Updated September 2026, 2 weeks ago
Safety Technology Could Be Driving Up Your Car Insurance
Modern safety technology could be one of the reasons your car insurance remains expensive, despite average premiums falling across the UK. Advanced Driver Assistance Systems (ADAS), including automatic emergency braking, lane-keeping assist and parking sensors, are helping reduce accidents but are also making even minor repairs far more costly. Many sensors are hidden behind bumpers, windscreens and mirrors, meaning even a low-speed collision can require specialist replacement parts and precise recalibration before a car can return to the road. Those higher repair costs feed into insurers’ overall claims bills, which can influence premiums. Experts say drivers should always compare quotes at renewal, as prices vary significantly between insurers and individual circumstances, even for identical cars in the same neighbourhood.
Source GM Direct Hire
Safety Technology Could Be Driving Up Your Car Insurance
Modern safety technology could be one of the reasons your car insurance remains expensive, despite average premiums falling across the UK. Advanced Driver Assistance Systems (ADAS), including automatic emergency braking, lane-keeping assist and parking sensors, are helping reduce accidents but are also making even minor repairs far more costly. Many sensors are hidden behind bumpers, windscreens and mirrors, meaning even a low-speed collision can require specialist replacement parts and precise recalibration before a car can return to the road. Those higher repair costs feed into insurers’ overall claims bills, which can influence premiums. Experts say drivers should always compare quotes at renewal, as prices vary significantly between insurers and individual circumstances, even for identical cars in the same neighbourhood.
Source GM Direct Hire
