Uploaded March 2026 | Updated September 2026, 1 week ago
In this Financial Decoder minisode, Mark Riepe shares seven good ideas for new investors. The episode focuses on foundational investing concepts designed to be relevant in nearly any market environment. While the guidance is geared toward beginners, experienced investors may also find it useful as a refresher on long-term investing fundamentals. This episode emphasizes building a solid investing foundation rather than reacting to short-term market events.
More resources mentioned in the episode:
• "What Is a Bond? Understanding Bond Types and How They Work (schwab.com/learn/story/what-are-bonds-understanding-bond-types-and-how-they-work) "
• "The Role of Various Asset Classes in a Portfolio (schwab.com/learn/story/whats-your-portfolio-role-various-asset-classes) "
• "Comparing Education Savings Accounts (schwab.com/learn/story/comparing-education-savings-accounts) "
Other helpful Financial Decoder episodes:
• "How Should Your Goals Shape Your Portfolio? (schwab.com/learn/story/how-should-your-goals-shape-your-portfolio) "
• "Do You Know These 7 Bond Market Basics? (schwab.com/learn/story/do-you-know-these-7-bond-market-basics) "
• "How Can You Set the Right Financial Goals? (schwab.com/learn/story/how-can-you-set-right-financial-goals) "
• "What Should Your Advisor Know About You? (schwab.com/learn/story/what-should-your-advisor-know-about-you) "
Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder (schwab.com/financialdecoder) .
If you enjoy the show, please leave us a rating or review on Apple Podcasts (http://getpodcast.reviews/id/1440529681) .
Reach out to Mark on X @MarkRiepe (twitter.com/MarkRiepe) with your thoughts on the show.
Follow Financial Decoder on Spotify (open.spotify.com/show/5eKsYzSemWDLIQhSwezJyc) to comment on episodes.
Important Disclosures
This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.
All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.
Investing involves risk, including loss of principal.
Past performance is no guarantee of future results.
Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.
The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.
0326-RCM9
In this Financial Decoder minisode, Mark Riepe shares seven good ideas for new investors. The episode focuses on foundational investing concepts designed to be relevant in nearly any market environment. While the guidance is geared toward beginners, experienced investors may also find it useful as a refresher on long-term investing fundamentals. This episode emphasizes building a solid investing foundation rather than reacting to short-term market events.
More resources mentioned in the episode:
• "What Is a Bond? Understanding Bond Types and How They Work (schwab.com/learn/story/what-are-bonds-understanding-bond-types-and-how-they-work) "
• "The Role of Various Asset Classes in a Portfolio (schwab.com/learn/story/whats-your-portfolio-role-various-asset-classes) "
• "Comparing Education Savings Accounts (schwab.com/learn/story/comparing-education-savings-accounts) "
Other helpful Financial Decoder episodes:
• "How Should Your Goals Shape Your Portfolio? (schwab.com/learn/story/how-should-your-goals-shape-your-portfolio) "
• "Do You Know These 7 Bond Market Basics? (schwab.com/learn/story/do-you-know-these-7-bond-market-basics) "
• "How Can You Set the Right Financial Goals? (schwab.com/learn/story/how-can-you-set-right-financial-goals) "
• "What Should Your Advisor Know About You? (schwab.com/learn/story/what-should-your-advisor-know-about-you) "
Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder (schwab.com/financialdecoder) .
If you enjoy the show, please leave us a rating or review on Apple Podcasts (http://getpodcast.reviews/id/1440529681) .
Reach out to Mark on X @MarkRiepe (twitter.com/MarkRiepe) with your thoughts on the show.
Follow Financial Decoder on Spotify (open.spotify.com/show/5eKsYzSemWDLIQhSwezJyc) to comment on episodes.
Important Disclosures
This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.
All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.
Investing involves risk, including loss of principal.
Past performance is no guarantee of future results.
Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.
The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.
0326-RCM9
