Uploaded July 2026 | Updated September 2026, 3 weeks ago
đ Like Azul's videos? Sign up for his FREE Weekly Newsletter: https://lm.fm/newsletter-yt-vid-desc
đ đŻ đȘđźđđ đđđđč đđźđ» đđČđčđœ đŹđŒđ (đđČđČ đŻđČđčđŒđ) đ
đ. đđŒâđđâđŹđŒđđżđđČđčđł: đđđ¶đčđ± đđŒđđż đŒđđ» đżđČđđ¶đżđČđșđČđ»đ đœđčđźđ»
Build your own retirement plan (today). Use the same planning software that I trust. It is powerful, easy to use and affordable. See your numbers, stressâtest âwhat ifâ scenarios, and know what you can really spend in retirement.
đ Start your plan here: https://lm.fm/azul-financial-software
đź. đđŒđ»đČâđȘđ¶đđ”âđŹđŒđ: đ°âđȘđČđČđž đ„đČđđ¶đżđČđșđČđ»đ đŠđœđżđ¶đ»đ
For people who want a clear, written retirement plan đžđȘđ”đ© đšđ¶đȘđ„đąđŻđ€đŠ instead of going it alone. Over 4 weeks youâll go from âno planâ to clarity and confidence, with weekly live calls and a community walking the same path with you.
đ Join the waitlist and Iâll email you next time doors open:
https://lm.fm/azul-coaching-retire
đŻ. đđŒđ»đČâđđŒđżâđŹđŒđ (đ°đŒđșđ¶đ»đŽ đđŒđŒđ»): đđ±đđ¶đđČđż đđ»đđżđŒ đŻđ đđđđčâą
Many of you have asked me to be their adviser. Iâm retired, so I canât.
But I đąđź building a way to introduce you to a financial adviser who understands this channelâs approach. Offered at no cost to youÂč.
đ Get on the earlyâaccess list here: https://lm.fm/azul-financial-adviser
đąđđ”đČđż đżđČđđŒđđżđ°đČđ:
đ Retirement Planning Software https://lm.fm/plan-youtube-video (affiliate link)
đ Chapter Medicare Advisers: 323-805-8579
or askchapter.org/azul (affiliate)
đ Azul's Favorite Books: amzn.to/4mhuI58 (affilate link)
đđđđč'đ đđżđČđČ đȘđČđČđžđčđ đĄđČđđđčđČđđđČđż
If you like these videos, youâll love my free weekly email.
đ Get the next issue here: https://lm.fm/newsletter-yt-vid-desc
â ïž "Scammer" Warning ⥠PLEASE READ! â ïž
Lots of scrammers in the comments. Please be careful!
â ÂčDisclosure for Adviser by Azulâą â
Azul is not an employee of these firms. He has a financial incentive to endorse them as he has an on-going contract for cash compensation to do so. It is crucial to do your own due diligence on these firms. Azul's opinions and past performance is no guarantee of future performance.
đš Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) đš
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations.
The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND an accountant AND an attorney. Having the perspective of all three professions can help you make better decisions.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
== Chapter ==
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the planâs contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we donât directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
If the video references historical savings:
Chapter's average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors.
đ Like Azul's videos? Sign up for his FREE Weekly Newsletter: https://lm.fm/newsletter-yt-vid-desc
đ đŻ đȘđźđđ đđđđč đđźđ» đđČđčđœ đŹđŒđ (đđČđČ đŻđČđčđŒđ) đ
đ. đđŒâđđâđŹđŒđđżđđČđčđł: đđđ¶đčđ± đđŒđđż đŒđđ» đżđČđđ¶đżđČđșđČđ»đ đœđčđźđ»
Build your own retirement plan (today). Use the same planning software that I trust. It is powerful, easy to use and affordable. See your numbers, stressâtest âwhat ifâ scenarios, and know what you can really spend in retirement.
đ Start your plan here: https://lm.fm/azul-financial-software
đź. đđŒđ»đČâđȘđ¶đđ”âđŹđŒđ: đ°âđȘđČđČđž đ„đČđđ¶đżđČđșđČđ»đ đŠđœđżđ¶đ»đ
For people who want a clear, written retirement plan đžđȘđ”đ© đšđ¶đȘđ„đąđŻđ€đŠ instead of going it alone. Over 4 weeks youâll go from âno planâ to clarity and confidence, with weekly live calls and a community walking the same path with you.
đ Join the waitlist and Iâll email you next time doors open:
https://lm.fm/azul-coaching-retire
đŻ. đđŒđ»đČâđđŒđżâđŹđŒđ (đ°đŒđșđ¶đ»đŽ đđŒđŒđ»): đđ±đđ¶đđČđż đđ»đđżđŒ đŻđ đđđđčâą
Many of you have asked me to be their adviser. Iâm retired, so I canât.
But I đąđź building a way to introduce you to a financial adviser who understands this channelâs approach. Offered at no cost to youÂč.
đ Get on the earlyâaccess list here: https://lm.fm/azul-financial-adviser
đąđđ”đČđż đżđČđđŒđđżđ°đČđ:
đ Retirement Planning Software https://lm.fm/plan-youtube-video (affiliate link)
đ Chapter Medicare Advisers: 323-805-8579
or askchapter.org/azul (affiliate)
đ Azul's Favorite Books: amzn.to/4mhuI58 (affilate link)
đđđđč'đ đđżđČđČ đȘđČđČđžđčđ đĄđČđđđčđČđđđČđż
If you like these videos, youâll love my free weekly email.
đ Get the next issue here: https://lm.fm/newsletter-yt-vid-desc
â ïž "Scammer" Warning ⥠PLEASE READ! â ïž
Lots of scrammers in the comments. Please be careful!
â ÂčDisclosure for Adviser by Azulâą â
Azul is not an employee of these firms. He has a financial incentive to endorse them as he has an on-going contract for cash compensation to do so. It is crucial to do your own due diligence on these firms. Azul's opinions and past performance is no guarantee of future performance.
đš Azul's VIDEOS ARE NOT FINANCIAL ADVICE (Disclaimer) đš
This information is only provided as an informational resource and should not be viewed as investment advice or recommendations.
The decisions on how to invest, when to retire, and other financial planning topics are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make this decision. Ideally, from a financial adviser, AND an accountant AND an attorney. Having the perspective of all three professions can help you make better decisions.
This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and may NOT be suitable for all investors.
This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.
== Chapter ==
Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the planâs contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we donât directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
If the video references historical savings:
Chapter's average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors.
