5 Uncomfortable Truths I Discovered Retiring Early - Financial Independence Retire Early @TommyBryson
5 Uncomfortable Truths I Discovered Retiring Early - Financial Independence Retire Early  @TommyBryson
Uploaded July 2024 | Updated September 2026, 2 weeks ago
Retirement is cool, and I’m retired, I’m just not doing it how everyone else is. I’m not at home watching tv all day, and all the stuff.

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1. You Still need to work
- Work is an activity that gives purpose and fulfillment
- It has nothing to do with money
- But imagine being retired and spending 16 hours of your waking life doing nothing ( that’s not good )
Some examples of work
- Participating in your church
- Playing golf
- Training chess
- Reading
- Building better relationships
- Working on a garden
The point is Free time is good but you’ll also need some work to occupy your mind
- I know people who finally reach retirement and just spend their time
- Still working for money
- Doing something they don’t care about, just to because

2. You can’t do everything you want ( but you should know this )
- Everyone has limits, even billionaires
- So people who retire also have limits
- And trespassing those limits results in consequences
Self-Retired Person ( F.I.R.E)
- You work hard and retire early
- Then you go crazy and want to spend
- If a lottery ticket winner can have 100Million today and in 5 years 0
- So can you
- But this rarely happens, because these people that retire early by working hard, already have a bunch of habits
What I’ve learned is this:
- Know what the important things are to you
- And then focus on those
- To me it's important to have free time to practice chess right now
- I would like also a Tacoma truck, so I’ll be saving up maybe for 2 years who knows and I’ll be buying used maybe 2018 or 2020

3. People Judge
- People judged me on the way up, and also once I made it
- Some said it's not possible maybe in their in their minds
- And once I made it, and they see my frugal habits, they call me cheap and that I didn’t enjoy life
Heres the truth
- People are obsessed with how other people view them ( everyone cares including myself )
- But you cant let them or your internal emotions dictate your actions
- Honestly, you can lead a horse to water but you can't make it drink

4. You’ll Change…a lot
- You know how people get when they retire
- When they know they have a monthly check coming in
- And enough money to not have to worry about work
- They become more of who they are ( because they have the freedom to )

Some ways that I changed ( and that you may change too)
- I’ve become a lot more risk averse ( to make money you take risk, to keep money you control it )
- I’ve become a lot more boring, this is because I love repetition honestly and its also beucase I’ve tired a lot of things, and a lot of it is just gimmicks
- I’ve become a lot more family-oriented
Here is an example:
- You have a baby, and she is like 5-6 years old
- As mom you have him clean up with, throw clothes in the dryer and she even has her own knife that doesn’t cut well to help with cooking
- And as a dad you take her to work, to the park and so on
- But them your friends tell you, you should take her to Disney ( do you think they can tell the difference and the enjoyment is different ?)

5. Social Life changes a lot
- a lot of people spend 8 hours a day at work
- those are going to be your friends for the most part
- when you don’t have a job you have to make new ones
I’ve lost friends in 3 ways
- moving from place to place
- Thinking differently about money
- And becoming a Christian

What I have discovered is:
- My close relationshops are going to be with family
- And with friends, you don’t need quantity just quality
- And you can meet new people ( they exist )

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Disclosure & Educational Disclaimer:
Some links in this video may be affiliate links, and I may earn a commission. Content is educational and accurate as of posting; offers may change. I’m an accountant but not your accountant; always consult your own accountant/CPA or financial advisor. No income or results are guaranteed.
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5 Uncomfortable Truths I Discovered Retiring Early - Financial Independence Retire Early

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