Uploaded July 2026 | Updated September 2026, 2 weeks ago
Buying a car is stressful. Then you hit the finance office, where a 24,000 dollar car quietly becomes a 34,000 dollar mistake. The negotiation doesn't end when you agree on a price. That's just the warmup. These are 25 auto loan facts buyers usually learn way too late.
Grab your copy of What The Facts now, available on Amazon! Click the link to explore over 500 fun and fascinating facts! 👉👉amazon.com/WHAT-FACTS-ARE-TALKING-ABOUT-ebook/dp/B0DFNR2KHT
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0:00 - Intro
0:19 - Monthly Payments Lie
0:45 - Check The APR
1:10 - Forced Insurance Costs
1:35 - Preapprovals Shift Power
1:57 - Pull Your Own Credit
2:18 - Shop Without Fear
2:40 - The Hidden Financed Amount
3:04 - The Trade-In Debt Trap
3:24 - Add-Ons Are Optional
3:42 - Cosigning Is Dangerous
4:04 - Warranty Vs Service Contract
4:29 - The 90-Day Legal Loophole
4:56 - Add-Ons Charge Interest
5:19 - Negative Equity Risks
5:41 - Prepayment Penalties Exist
6:03 - Down Payments Protect You
6:24 - Out-The-Door Price First
6:46 - Read The Truth Disclosure
7:09 - The Window Sticker Matters
7:32 - Private Sales Lack Protection
7:53 - Repossession Happens Fast
8:13 - Repossession Keeps Billing You
8:34 - Refinancing Is A Reset
8:55 - Long Loans Are Expensive
9:20 - Separate The Negotiations
🍿 WATCH OUR OTHER VIDEOS:
► 25 Most EXPENSIVE Cars In The World: youtu.be/j6GZ8EN1G0Y?si=ptfJg5EQJyTpc9fo
► 25 Fastest Vehicles Ever Built Ranked by Top Speed: youtu.be/oBmG5wdOllI?si=M3JMFP2kdu5ZuZIX
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Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research
Buying a car is stressful. Then you hit the finance office, where a 24,000 dollar car quietly becomes a 34,000 dollar mistake. The negotiation doesn't end when you agree on a price. That's just the warmup. These are 25 auto loan facts buyers usually learn way too late.
Grab your copy of What The Facts now, available on Amazon! Click the link to explore over 500 fun and fascinating facts! 👉👉amazon.com/WHAT-FACTS-ARE-TALKING-ABOUT-ebook/dp/B0DFNR2KHT
Please support my channel and get access to perks:youtube.com/channel/UCWqJpFqlX59OML324QIByZA/join
🔔 Subscribe for more tips just like this: bit.ly/3Ewz99H
🚀 Watch our latest List25 Videos: youtube.com/c/list25/videos
📨 Have a list idea? Submit it here: bit.ly/3Mu3gk1
0:00 - Intro
0:19 - Monthly Payments Lie
0:45 - Check The APR
1:10 - Forced Insurance Costs
1:35 - Preapprovals Shift Power
1:57 - Pull Your Own Credit
2:18 - Shop Without Fear
2:40 - The Hidden Financed Amount
3:04 - The Trade-In Debt Trap
3:24 - Add-Ons Are Optional
3:42 - Cosigning Is Dangerous
4:04 - Warranty Vs Service Contract
4:29 - The 90-Day Legal Loophole
4:56 - Add-Ons Charge Interest
5:19 - Negative Equity Risks
5:41 - Prepayment Penalties Exist
6:03 - Down Payments Protect You
6:24 - Out-The-Door Price First
6:46 - Read The Truth Disclosure
7:09 - The Window Sticker Matters
7:32 - Private Sales Lack Protection
7:53 - Repossession Happens Fast
8:13 - Repossession Keeps Billing You
8:34 - Refinancing Is A Reset
8:55 - Long Loans Are Expensive
9:20 - Separate The Negotiations
🍿 WATCH OUR OTHER VIDEOS:
► 25 Most EXPENSIVE Cars In The World: youtu.be/j6GZ8EN1G0Y?si=ptfJg5EQJyTpc9fo
► 25 Fastest Vehicles Ever Built Ranked by Top Speed: youtu.be/oBmG5wdOllI?si=M3JMFP2kdu5ZuZIX
List25
Discord: discord.gg/ZcKZRspW7f
Facebook: facebook.com/list25
Instagram: instagram.com/list25
Twitter/X: twitter.com/list25
Pinterest: pinterest.com/list25
Mike
Instagram: instagram.com/michaelbestrin
Instagram: instagram.com/DizMeLife
Twitter: twitter.com/DizMeLife
Twitter: twitter.com/MichaelBEstrin
Facebook: facebook.com/mikeestrin
Cameo: cameo.com/michaelbestrin
Mike's Other Channel: youtube.com/dizmelife
See more lists on our website:
list25.com
Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research
