Uploaded May 2017 | Updated September 2026, 4 hours ago

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if you've tried everything, reduced your expenses, and still can't cover your debt payments, and your accounts are getting swept by creditors. You owe lenders money, not your future.

People have a lot of wrong-headed ideas about bankruptcy. If you have made a good-faith effort to repay our debts and you simply can't for whatever reason, declaring bankruptcy doesn't make you a bad person.
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